Top Payowire Alternatives

Wise

wise.com

Banks charge a lot for overseas transfers. We don't. Transfer money abroad easily and quickly with our low cost money transfers. Wise PLC, previously known as TransferWise, is a financial technology company focused on global money transfers. Headquartered in London, it was founded by Kristo Käärmann and Taavet Hinrikus in January 2011. As of 2023, it offers three main products: Wise Account, Wise Business, and Wise Platform.

Stripe

stripe.com

Stripe is an American financial services and software as a service (SaaS) company headquartered in San Francisco, California, United States. The company primarily offers payment processing software and application programming interfaces (APIs) for e-commerce websites and mobile applications.

Remitly

remitly.com

Remitly is trusted by millions for sending money to family and friends overseas. Send cash to 3,000+ banks and 350,000+ cash pickup locations worldwide! Recipients pick up cash without paying a fee. Get a special offer on your first transfer! Remitly is secure and fast, with great rates for currency exchange worldwide. No fees for recipients, low fees for sending. You’ll get the exact date + time your money will arrive with your recipient. Send money safely to 100+ countries worldwide! Feel safe in sending money to the Philippines, India, Vietnam, Mexico, Dominican Republic, Nigeria, Pakistan, China, Ghana, Kenya, Colombia, Brazil, and more. Remitly helps you send money worldwide using your bank account, credit card, or debit card. More money makes it home to friends and family thanks to Remitly’s great rates, special offers, and no hidden fees. Remitly provides multiple levels of security for all transfers to protect your money against fraud. Senders and recipients can talk to a real person on our Customer Care Team any hour, any day in Spanish or English. Send money from 17 countries, including the USA, Canada, United Kingdom, Singapore, and Australia. Transfer or wire funds to 50+ mobile money providers including M-Pesa, MTN, Vodafone, eSewa, GCash, Paymaya, bKash, EasyPaisa, and GoPay.

Paysera

paysera.com

What is Paysera? Paysera is a safe, cheap and easy way to perform payments and send or receive money online. With a Paysera IBAN account, you can transfer money quickly and easily in many different currencies across the world. Transfers in Europe (SEPA) are FREE OF CHARGE for private clients! While Paysera is certainly suitable for use by individuals, the core of its product is targeted at entrepreneurs and business users. It combines some interesting and useful features, combining a multi-currency account approach with money transfer services and a debit card. KEY FEATURES A contactless debit card can be linked to your account and there is no maximum transfer limit (after identity verification). The card account is separated from the main account, which allows for simple control of your spending. With the Paysera app all the main services – from transfers to currency exchange – at your fingertips. Manage your payment card: check the balance, transfer money, change limits, see a PIN code reminder, or block the card, if needed. Additional features: a separate account for savings, the 'split bill' feature, money requests, payments with QR codes. The Paysera business account can be opened online without filling out any papers. The payment collection service, Checkout, with integration of the most popular payment methods: SMS, QR codes, and other personalised solutions. Event ticketing system Paysera Tickets for selling tickets and publicising events.

Finom

finom.co

Finom provides an entirely online Business Account, revolutionizing and streamlining financial operations. It integrates global payment tools, smart invoicing, automated bookkeeping, and team expense management functionalities. Finom’s subscription plans are designed for businesses of any size, from freelancers and startups to SMEs and corporates. With Finom, you will get a European IBAN fully online ready in 1-3 business days. A Business Account you open features a whole list of benefits that will let you handle your finances right from your phone or laptop: - Free debit cards for you and your team with cashback of up to 3%; - Convenient on-the-go payments with Apple Pay and Google Pay; - Free monthly ATM withdrawal limits depending on the chosen plan; - Free SEPA & Direct Debit transfers volume depending on the chosen plan; - Payments all around the globe (150 countries) with no hidden fees; - Live FX dashboard, 24 currencies, excellent rates (Interbank + 0,5 %); - Smart invoicing that lets you get paid twice as fast; - Other accounts can be easily connected to your Finom dashboard; - Accounting-ready data export and customized team wallet access ; - Built-in features that help save on accountants and tax advisors; - Customer Care team is available via phone, video, and chat; - The highest level of security and funds safeguarding measures.

Pleo

pleo.io

Meet Pleo, Europe’s leading spending solution that simplifies expenses for everyone in the company. Give your employees a smart company card to buy the things they need and forget about chasing lost receipts. Get real-time expense visibility, feel in control of your spending and slash your admin thanks to automated expense management, invoices and reimbursements. Join 20,000 companies using Pleo to focus on the work that matters most. Pleo means efficiency Less paper, more work. Pleo looks after expense reports and receipts – so you and your team can focus on work that really counts. 75% of Pleo admins say using Pleo has made their company more productive. Pleo means transparency As soon as a purchase is made on a Pleo card, admins can get a notification. No more end-of-month surprises. 69% feel that using Pleo has increased transparency. Pleo means control Set individual spending limits for each Pleo card and adjust them as needed. See what’s bought in real-time. 72% of Pleo admins feel they have a better overview of how company money is being spent. Pleo means freedom Liberate your team from red tape and trust them with the tools they need. No more reimbursements, no more out-of-pocket payments. 138 hours saved by Pleo admins every year thanks to Pleo.

Airwallex

airwallex.com

Airwallex's cloud-native platform has been engineered to take the friction out of your global payments and financial operations. Whether you're a global business looking to save time and money as you scale, or a forward-thinking enterprise that's ready to build your own financial products, Airwallex's leading technology can support your growth. Unlike legacy banking, Airwallex gives you the speed, simplicity, and savings to seamlessly operate your business across borders. Manage everything from online payments, treasury and FX, to spend management - all via one secure Business Account that can be accessed via desktop or mobile. If you’re looking for a more customizable and programmatic solution to manage and move money, you can integrate directly with our Core API. And if you’re a platform or marketplace that’s looking to generate new lines of revenue by offering your own financial products, you can tap into our powerful Embedded Finance solutions.

Aspire

aspireapp.com

Aspire is the all-in-one finance platform for modern businesses, helping over 15,000 companies across Asia save time and money with international payments, expense management, payable management, and receivable management solutions - accessible via a single, user-friendly account. Headquartered in Singapore, Aspire has over 450+ employees across five countries and is backed by global top-tier VCs, including Sequoia, Lightspeed, Y-Combinator, Tencent and Paypal. In 2023, Aspire closed an oversubscribed US$100M Series C round and announced that it has achieved profitability.

Blackсatсard

blackcatcard.com

Introducing Blackcatcard, a Europe-based international money service founded in 2019. It offers virtual and plastic cards accepted worldwide, with zero fees for account creation, virtual card issuance, and maintenance. Licensed by Malta's Financial Services Authority, Blackcatcard provides online banking, an app for card and account management, and a range of integrated services. Individual and corporate customers enjoy cashback, bonuses, cryptocurrency options, and the ability to issue multiple cards under one account. While primarily for EEA citizens, Blackcatcard is popular globally, including regions like the US, South Korea, China, and South Africa.

Capital on Tap

capitalontap.com

At Capital on Tap, our mission is to make running a small business as easy as possible. We understand that the day-to-day operations of a business can be challenging, which is why we've developed tools and resources that empower business owners to streamline their operations, access fast funding, and earn rewards. So, if you're looking for a better way to run or grow your business – whether you’re an electrician wanting to buy supplies for your next job or a consulting company wanting to consolidate your team's spend – join the 200,000 businesses across the UK and the US that have placed their trust in Capital on Tap. https://www.capitalontap.com/

Veem

veem.com

Veem is a San Francisco-based online global payments platform founded in 2014 by Marwan Forzley and Aldo Carrascoso. It was formerly known as Align Commerce, changing its name to Veem on 8 March 2017. The company services 100 countries and 70 currencies including USD, CAD, GBP, EUR, HKD, CNY, and AUD. Customers in 100 countries can receive payments, and customers in 25 of those can send payments. Payments are sent using various rails, the one used being determined internally when a payment is sent. The company routes payments using SWIFT, automated clearing house (ACH), treasury accounts, digital wallets, debit cards, and blockchain. The company targets small-to-midsize businesses, freelancers, and businesses offering international services. In 2020, Veem reached a customer base of 225,000 users.

Equals Money

equalsmoney.com

Join over 20,000 companies we've helped take control of their business expenses. Our cards, app & online platform give you complete control and visibility so you can spend less time managing your finances and more time growing your business. Work around the world - our cards* can be used in over 190 countries wherever Mastercard is accepted, and users can request top-ups anytime in our app. Get complete control - teams only spend what you put on their cards, so you have full visibility over their spending. You'll get an expert account manager who works to understand your business needs and arrange demos for your team. Our own-name multi-currency International Bank Account Numbers (IBANs) allow our customers to easily make international transfers at great exchange rates. Our mission is to make money movement simple. With a range of solutions helping you make the most out of expense management and international payments, let us help take the stress out of finances so you can get back to what’s really important: your business. Business spend is inevitable: with an account from Equals Money, make it one less thing to worry about. How we keep your money safe - we hold your funds in specially designated, safeguarded bank accounts, which keep your funds separated from our other assets. This means your funds are protected, however the Equals Money account does not fall under the Financial Services Compensation Scheme. Please see the product FAQs for more information. *Fees may apply to issue cards.

OmniCard

omnicard.in

OmniCard offers Embedded payments as its core capability to help companies solve for their Business Spending & payment flows needs. OmniCard's embedded payment offerings include Spend management, Reward & Engagement Solutions and Corporate Cards; specially curated for a business’s customised needs.

Viva.com

viva.com

Viva.com Group, formerly Viva Wallet, is a leading European technology bank for payments across 24 markets. Operating in 17 languages and 9 currencies, we support 30+ payment methods globally. The free app, viva.com | Terminal, can be effortlessly set up on smartphones or other over 985 supported device types, effectively transforming these devices into adaptable point-of-sale terminals, all without the need for extra hardware. Upon downloading the app, your business can readily process various payments, manage inventory, and access sales analytics while on the move. This combination of mobility, cost-effectiveness, and a user-friendly interface makes the viva.com | Terminal app highly suitable for small businesses, pop-up events, and remote locations.We enhance security with viva.com's encryption and tokenization services, adding an extra layer of protection during payments. This ensures you're safeguarded against potential security issues and penalties. Key Features:Contactless PaymentsCollect TipsPaperless ReceiptsConnect to PrintersReal-Time Sales DataManage ShiftsLocalisationProcess Payments OfflineKey Benefits:- Reduce your transaction fees to 0% and benefit from viva.com´s unique cashback concept.- Get your money instantly after each transaction with our Real-Time Settlement feature. No more waiting for days or weeks to receive funds! - With viva.com | Terminal and Tap on Any Device - you can accept payments directly on your iPhone, your Android devices, or choose from 985+ supported device types!

Circula

circula.com

Circula is an expense platform for any payments done by employees: travel expenses, credit cards and employee benefits. Our mission is to simplify finance and payroll administration, while ensuring compliance through smart automations – so employees can do their best job. With Circula, you ✔️ Save up to 80% time in accounting & become a productive business partner within your organization ✔️ Reduce compliance risks & ensure secure and audit-proof processes *Cards are issued by Transact Payments Malta Limited pursuant to licence by Visa Europe Limited. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879.

Kodo

kodo.com

Spend smarter with our all-in-one corporate payment solution The Simplest Corporate Payments platform helping you control, automate & delegate company expenses while you focus on growing your business!

Wallester

business.wallester.com

Wallester is a financial technology company that helps businesses to have an absolutely new approach to companies’ expense management and optimization. Being an official Visa partner Wallester Business is the perfect solution to issue corporate cards for various needs as well as the in-house built easy-to-use platform for monitoring and managing expenses. Wallester offers a really fast onboarding process, a personal approach to the client's needs, a great API for business, a mobile app, and many more innovative features over traditional banks. Try Wallester Business to empower your Business Today for just €00.00/Month!

Plooto

plooto.com

Plooto is an all-in-one accounts payable and receivable software that gives your business total control over cash management. We simplify manual payment and accounting processes, so you can focus on what’s important. Unlock your growth potential today! Customize your process: Tailor accounts payable and accounts receivable workflows to your team’s needs. Easily route payments to the right person and secure timely approval. Manage your cash flow: Ensure your money is where you need it, when you need it. Automating receivables and payables in one platform gives you complete control over your finances. All-in-one control: Seamlessly integrate your accounting software, your bank, and your Plooto account. Take control and do it all from one centralized hub. Fuel your growth: Eliminate tedious paperwork, inefficient data entry, and repetitive tasks. Use the time you get back to focus on high-impact work that pushes your business forward. Two-Way Sync With QuickBooks, Xero and Oracle NetSuite: Eliminate data entry errors and other inefficiencies when you two-way sync with top accounting software. Get more accurate books with automatic reconciliation. Payment operations mission control for savvy accounting firms. Focus on scaling up: Eliminate time spent on tedious paperwork and manual reconciliation. Manage all your clients within a secure, all-in-one platform and focus on high-value work that moves your firm forward. Create workflows that work for you: Use custom rules to automate your client accounts payable and accounts receivable workflows. Easily route and customize payment approvals to the right person at the right time. Help your clients grow! Partner with your clients and give them: flexible payments options, greater financial visibility, and complete control over their cash flow.

Paysend

paysend.com

At Paysend, we're on a mission to deliver the World's Simplest Money Transfer. Paysend is a next-generation integrated global payment ecosystem, enabling consumers and businesses to pay and send money online anywhere, anyhow and in any currency. Paysend is UK-based and has global reach having been created in April 2017 with the clear mission to change how money is moved around the world. Paysend currently supports cross-network operability globally across Mastercard, Visa, China UnionPay and local ACH and payment schemes, providing over 40 payment methods for online SMEs. Paysend can send money to over 170 countries worldwide and has attracted more than six million consumers to its platform. As a global end-to-end payment platform, Paysend has a global network of banks and international and local payment systems and has partnerships with the major international card networks Visa, Mastercard and China Union Pay as a principal members and certified processors.

Tazapay

tazapay.com

We are Tazapay, a Singapore-based fintech startup enabling companies to seamlessly do cross-border payments. We provide checkout, payment link, and escrow solutions to simplify international transactions and help reduce the risk for both buyers and sellers online. Cross-border payments are complex, costly and clunky. Credit cards are often expensive and wire transfers are too cumbersome and offer no recourse for the buyer or seller. Tazapay has built a global network of local collection methods in over 85 markets on top of our card coverage in 173+ markets, which are exposed over a single API. This enables fast and cost-effective cross-border payments at the cost of domestic payments using open banking, real-time payment networks, and dynamic geolocation to match with a customer’s local payment provider. We bring international eCommerce and SaaS platforms to the forefront of the digital economy by unlocking cross-border payments. Tazapay is a member of the Singapore FinTech Association. We are backed by Sequoia, Saison Capital, and PayPal Alumni Fund, and founded by 3 seasoned professionals with extensive experience in payments, ecommerce, technology, cross border trade and high growth technology businesses.

Nuvei

nuvei.com

Nuvei (Nasdaq: NVEI) (TSX: NVEI) is the Canadian fintech company accelerating the business of clients around the world. Nuvei’s modular, flexible and scalable technology allows leading companies to accept next-gen payments, offer all payout options and benefit from card issuing, banking, risk and fraud management services. Connecting businesses to their customers in more than 200 markets, with local acquiring in 47 markets, 150 currencies and over 650 alternative payment methods, Nuvei provides the technology and insights for customers and partners to succeed locally and globally with one integration.

Payhawk

payhawk.com

Payhawk is the leading spend management solution for domestic and international businesses throughout Europe, the US, and the UK. Combining company cards, reimbursable expenses, accounts payable, and seamless accounting software integrations into a single product, Payhawk makes business payments easy — for everyone. Payhawk helps customers in over 32 countries to maximise efficiency, control spending at scale, and stay agile. With offices in London, Berlin, Barcelona, Paris, Amsterdam, Vilnius, Sofia, and New York, Payhawk’s diverse customer base includes top names like LuxAir, Babbel, Vinted, Wallbox and Wagestream.

Rapyd

rapyd.net

Rapyd does for fintech what the cloud did for IT. We built the world’s largest local payments network to power frictionless global commerce. Innovative ecommerce businesses, technology companies, marketplaces and others use our Fintech as a Service platforms to seamlessly integrate fintech and payment capabilities into their applications. The Rapyd Global Payment Network provides access to hundreds of locally preferred payment methods including bank transfers, ewallets and cash in more than 100 countries. With Rapyd’s API, businesses can open new markets, create new fintech applications and reach four billion consumers worldwide without thinking about infrastructure or regulations.

Alaan

alaan.com

Alaan is the largest and the most comprehensive corporate cards & spend management platform in the Middle East, trusted by the likes of Al Barari, Rivoli, Arada and more. Alaan lets you: 1. Automate expense management 2. Track company spend in real-time 3. Optimize company budgets 4. Stay in control of your finances Backed by Y Combinator and multiple global investors, Alaan is there to help finance teams save time, money and effort.

FINSYNC

finsync.com

FINSYNC is the only all-in-one payments platform that helps businesses get all their finances in sync, centralize control of cash flow, and get in sync with the right financial professional at the right time. Grow in new and empowering ways when you combine innovative software with unmatched services.

Cheqly

cheqly.com

Cheqly is a full-stack neobank for startups - Open a business account right from your laptop or mobile remotely and completely online! Grow faster with Cheqly Bussiness Accounts & Visa Business Debit Card. Experience banking with no hidden fees, quality customer support and personal touch.

TransferGo

transfergo.com

TransferGo is an international cheap money transfer company for migrant workers who want to send money back to their families without paying excessive bank fees. It was founded in 2012 and has offices in Lithuania and London, UK. Using the innovative system of TransferGo, migrants can transfer money abroad using a digital account-to-account business model, which means that money does not have to leave the country as funds are paid in and out locally.

Mulya

mulya.co

We've been working as freelancers for years. We realised that getting paid by international clients is a real pain. The existing platforms charge a hefty fee and so many hidden charges. Also, the client wants a super simple way of payment.

NUMARQE

numarqe.com

NUMARQE is a corporate lending platform that is transforming working capital management for mid market corporates.

KlearCard

getkleercard.com

The #1 business spending solution: expense management, bill pay, flexible P-Cards and credit solutions.