Top Betterment Alternatives
Instant Financial
instant.co
A pioneer of flexible employee pay solutions, Instant Financial provides financial wellness solutions to businesses, allowing employees to take control of their finances, and get paid how they want, when they want and where they want. From earned wage access, digital employee tips, and electronic paycards, Instant is a single-source provider of employee pay, helping organizations level-up their employee benefit offerings. Employers who offer fee-free, flexible employee pay options set their business apart from the competition, attract top talent and build a committed, enthusiastic team – and they enjoy benefits that boost the bottom line: • 30% more job applicants • 25% lower absenteeism • 20% lower turnover Learn more at instant.co.
DailyPay
dailypay.com
On-Demand Pay That You Can Trust. Introducing Friday by DailyPay™ Friday, a Visa® prepaid card and app, is our latest offering and gives employees instant, no-fee access to their earned pay. Join the industry-leading companies that trust DailyPay to help employees take control of their finances.
Human Interest
humaninterest.com
Human Interest Inc. is an affordable, full-service 401(k) and 403(b) provider that seeks to make it easy for small and medium-sized businesses to help their employees invest for retirement. Founded in 2015 and headquartered in San Francisco, Human Interest helps employees in all lines of work access retirement benefits and a path to financial independence. Our solution aims to make it possible for companies to offer high-quality 401(k)s as a part of a competitive benefits package without putting a huge administrative burden on HR. Employers can set up and administer a 401(k) plan entirely online, and make it easier for employees to manage their retirement benefits. * Available to eligible participants making $60k or less income and contributing at least 8% every paycheck to an eligible plan over a 12-month period. Submit form to claim award. Minimum award is $100 and max is $250. See additional requirements (humaninterest.com/legal/cashback-terms) and program details (humaninterest.com/solutions/kickstart). This program is administered and offered by the recordkeeper, Human Interest Inc.
Branch app
branchapp.com
Branch helps businesses accelerate payments to empower working Americans. Businesses turn to Branch for a more cost-effective, faster way to pay workers and reduce the costs of paper checks and paycards. Workers and independent contractors that sign up with Branch can receive a zero-fee bank account, free instant access to earned wages, and auto-budgeting tools to help them manage their cash flow between paychecks. Branch partners with some of the nation’s leading payroll and workforce technologies to support employers in retail, restaurant, logistics, manufacturing, and healthcare.
SmartDollar
smartdollar.com
SmartDollar is an employee financial wellness program from Dave Ramsey. Employees learn how to budget, get out of debt, save for the future, and retire with confidence.
Earnin
earnin.com
Recruit, retain and improve employee productivity with the Earnin benefit. Earnin is a Financial Wellness platform specifically designed to help employees avoid debt, pay their bills, save for the future and reduce financial stress by enabling access to their pay as they work. Our core Cashout product supports employees from over 50,000 business across the US and we have provided access to over $10 billion in earnings. Our mission is to help employees live better financial lives. Earnin technology is unique as the only provider with Zero integration needed. This means an easy rollout in days. We're likely helping some of your employees already - get in touch to find out how. Additional features: - Balance shield: Employees receive notification if their bank balance falls below a certain amount to help them avoid an overdraft fee. - Budgeting: We automatically pull in recurring expenses to help employees see what bills are upcoming and budget around them - Tip Yourself: This is a unique savings product where employees can easily create custom savings jars to save for an emergency fund, vacation, education etc.
Brightside
gobrightside.com
Brightside helps people make the right money moves - from accessing emergency cash to consolidating credit card debt and managing student loans.
Vestwell
vestwell.com
Vestwell is an entirely new kind of digital retirement platform transforming the way plans are offered and administered for the benefit of advisors, employers, and employees alike.
Guideline
guideline.com
Guideline's full-service 401(k) plans make it easier and more affordable for smaller businesses to offer their employees the retirement benefits they deserve.
MoneyWellth
moneywellth.com
MoneyWellth is a comprehensive financial application that can help users learn about important financial topics, from having a baby to planning for retirement. MoneyWellth has an extensive library of videos, articles, calculators, and more to help users learn about the financial topics that matter most to them. The app has powerful tools to help users track spending, create budgets, and a number of other helpful tools to help users reach their financial goals. We don't advertise or promote products to our users, we only offer unbiased recommendations of what is in their best interest
Best Money Moves
bestmoneymoves.com
Best Money Moves is a mobile-first service designed to help people measure financial stress and then dial it down in order to get control of their financial lives. The service is sold to employers who then offer it to their employees as a free employee benefit. We don’t sell anything. There are no ads. And, there are no hidden tricks. Our only goal is to help people make smarter moves with their money by providing award-winning information, easy-to-use tools, a point-based reward system, and a unique content-mapping system that solves financial problems quickly and easily. And for employers, less financially-stressed employees translates into a happier, healthier and more productive workforce.
Questis
questis.co
Questis is a workforce financial empowerment company providing a complete personal finance solution. We help businesses become life-changing employers by helping employees solve the root causes of financial stress and cultivating financially resilient workforces. We transform people’s relationships with money through deep financial healing and an easy-to-follow path to financial empowerment. Our innovative solution meets people at the paycheck with solid behavioral science, personalized, predictive planning, real-person coaching, and a modern, friendly user experience. Learn more at questis.co.
ZayZoom
zayzoon.com
ZayZoon is the financial empowerment platform for SMBs. With ZayZoon, payday finally comes with the push of a button. It’s free for employers and takes only 30 minutes to implement. Employees can use ZayZoon to get paid whenever, however. The platform also offers educational resources and tools to help workers break the paycheck-to-paycheck cycle. And it works. 89% of employees who use ZayZoon report less financial stress and employers who offer ZayZoon boast a 29% reduction in turnover.
OrbisPay
orbispay.me
OrbisPay provides a Wages On-Demand™ solution that allows employees to get instant access to their earnings ahead of their paycheck. We believe that everyone should have access to the money they earn in order to pay their bills, rent, and handle emergency expenses. Our products and services help improve retention rates, increase productivity at work, save costs associated with turnover and achieve an overall financial well-being culture for your workforce.
BrightDime
brightdime.com
BrightDime offers everything your company needs to succeed with financial wellness today.
Savology
savology.com
Savology's modern financial wellness benefit actually makes a difference in employees’ lives through personalized financial planning, coaching, and education. By partnering with Savology, employers are able to affordably provide employees with a comprehensive financial plan, financial wellness scores and report card, personalized recommendations that provide actionable next steps, 1-on-1 access to our financial coaches, financial education, and much more.
Your Money Line
yourmoneyline.com
Your Money Line is the employee financial wellness benefit offering unlimited 1:1 human money coaching, world-class education, and AI-powered software—so your people (and their dependents) live worry-free financial lives. Your Money Line provides quick, yet thorough answers to employees’ most personal financial questions and prevents financial problems employers don’t know exist within their workforce before it’s too late. We're trusted by hundreds of companies, and hundreds of thousands of households. Goodbye employee money stress. Hello Your Money Line.
Tantify
tantify.com
Tantify is a virtual staging company that provides outstanding renderings and an easy-to-use platform.