Personal Finance: best apps and software

4grosze

A personal finance app that uses virtual envelopes to budget money, track income and expenses, review transactions, and manage savings goals.

West Gate Bank

Mobile banking app to manage West Gate Bank accounts: view balances and transactions, deposit checks, send payments (Zelle), pay bills, get alerts, access eStatements and budgeting tools.

Malaga Bank

Mobile banking app for Malaga Bank customers to view accounts, transfer funds, pay bills, deposit checks, and contact bankers for support.

Equitable Savings

Digital banking app for combined checking and savings with no monthly fees. Supports e‑Transfers, ATM withdrawals, bill payments, cheque deposits, budgeting tools and interest accounts.

Zentab

Zentab is a web budgeting app that tracks and categorizes expenses, detects subscriptions, analyzes spending with AI, lets users set budgets and goals, and simulates financial scenarios.

Firefighters Mutual Bank

Provides secure mobile banking: view balances, transfers and payments, spending insights, savings goals, PayID, card management, receipts, messaging and support, Apple Pay compatibility.

myprosperity

myprosperity is an Australian personal finance app that consolidates accounts, tracks net worth, budgets, goals, transactions and documents, and provides reports with secure account access.

Qudos Bank

Mobile banking app for Qudos Bank customers to view balances and transactions, make payments (including PayID/Osko), manage cards, set savings goals, and contact support.

Caja Los Andes

Lets affiliates and employers manage benefits and services from Caja Los Andes, including family allowances, unemployment and disability subsidies, credits and savings for housing.

ChatGiraffe

ChatGiraffe is an AI bookkeeping and expense-tracking app that accepts voice, text, and receipt photos, records multi-currency expenses, analyzes transactions, forecasts budgets, and supports conversational search.

Kniru

Kniru is a mobile app that helps manage personal finances using AI, providing tailored insights and advice based on individual financial data.

Rocket Statements

Rocket Statements converts PDF bank and credit card statements into organized Excel files, streamlining financial record-keeping and analysis.

Emberist

Emberist helps users track finances, set goals, and plan for financial independence with intuitive tools and personalized insights.

Kudzu

Kudzu is a financial management app that provides tools for tracking spending, saving, and financial education to help users improve their financial management skills.

Teck Hustlers

Teck Hustlers app offers insights, strategies, and innovations in technology and business from a global magazine.

pap!

The pap! app automatically claims price adjustment refunds for users after a simple setup, helping them save money.

BrightDime

BrightDime is a financial wellness app that helps users manage their finances with tools for budgeting, saving, retirement planning, and debt management.

Karat

Karat is a financial management app for creators, offering tools and resources to help manage income, expenses, and financial planning effectively.

Monavio

Budget from your bank statements: upload a PDF, CSV or Excel file, and AI sorts every transaction. No bank login, any country, any currency.

TallyMsg

TallyMsg tracks expenses sent by text, receipt photo, or voice note in Telegram or WhatsApp, with budget alerts, spending summaries, and reports.

Kerabat

Kerabat tracks household expenses, receipts, bills, payments, and children’s classes, with shared lists for families or roommates.

KeepBudget

KeepBudget tracks income, expenses, accounts, budgets, bills, savings goals, and net worth across multiple currencies.

Spendhog

Spendhog helps households track expenses, manage budgets and savings goals, and forecast finances using manually entered or imported transactions, without connecting to bank accounts.

Ahead

Ahead helps you plan your monthly cash flow by tracking income, bills, and projected checking balances, with bank connections or manual entry.

Flan

Flan helps individuals and couples plan their finances by projecting income, spending, savings, debt, and major life events on visual timelines.

FinMoovi

FinMoovi helps users track income, expenses, accounts, and transactions offline, with AI-assisted entry, multi-currency support, reports, security, and data export.

SnapCost

SnapCost extracts invoice and receipt details from photos or PDFs, organizes expenses across multiple spaces, and provides spending trends, alerts, reminders, and exports.

Canceliio

Canceliio helps users track subscriptions, monitor recurring costs, receive renewal reminders, and find cancellation guidance without linking a bank account.

Finalyse.ai

Finalyse.ai tracks spending, budgets, bills, debts, credit cards, and savings goals, with financial summaries, alerts, PDF imports, and personalized AI guidance.

Savvy Dollar

Savvy Dollar is a budgeting app that tracks available spending, allocates money to savings goals, and organizes cash flow, credit card repayments, and investments in one place.

Krosos

Krosos tracks assets, debts, investments, and net worth, with read-only account sync, tax estimates, portfolio analysis, and forecasting in a private database.

Zypper

Zypper is a personal finance app for tracking accounts, transactions, investments, budgets, goals, and net worth, with reports, alerts, and AI-assisted financial insights.

Fintrack AI

Fintrack AI helps users track and categorize expenses, manage budgets, monitor savings goals, analyze spending, and organize cashback rewards and discounts.

ADIB

ADIB is a mobile and online banking app for viewing accounts, paying bills, transferring money, managing cards, and using money management and financing services.

Suits Me

Suits Me is a mobile banking app and online money account for checking balances, making payments, managing transfers, and controlling a Mastercard debit card.

Delphina

A UK personal finance app that links accounts, tracks spending and assets, and shows long-term forecasts with guidance on financial goals.

Treasury

A personal finance app that tracks accounts, spending, budgets, cash flow, and recurring charges, with AI insights and transaction analysis.

OrbitForecast

OrbitForecast connects to your bank to forecast 90-day cash flow from real income and spending, with scenario planning, loan payoff simulation, and an AI assistant.

Moneyball

A personal finance app that imports bank statements, categorizes transactions, and tracks personal and shared spending across accounts and currencies.

Plutonya

A private wealth tracker for monitoring net worth, accounts, holdings, cash flows, and long-term financial projections.

Seedly

Seedly is a personal finance app for tracking spending, budgeting, comparing financial products, and reading community discussions and guides.

Old Glory Bank

Old Glory Bank is a mobile and online banking app for personal and business accounts, with transfers, bill pay, deposits, card controls, and crypto services.

Aureli

A net worth tracker that combines property, pensions, stocks, savings, crypto, and debts to show your current financial position.

Dee Wealth

Manages and reports your complete financial portfolio (mutual funds, equity, bonds, FDs, PMS, insurance). Download statements, view performance and capital gains, invest in mutual funds, use financial calculators.

Tandem Bank

Tandem Bank app aggregates users' financial accounts, offers savings accounts and credit score monitoring, and provides home energy, vehicle emissions and green home upgrade tools.

Feevio

Feevio converts audio recordings into invoices and automates billing for consultants, tradespeople, freelancers, and agencies in Australia, New Zealand, the UK, and the US.

KitePay

KitePay is a mobile app for managing payments and digital wallets: track transactions in real time, view balances and history, set limits, and protect data with encryption and biometrics.

Resona

Save content, get concise summaries and weekly digests that reveal connections across your reading; view an interactive idea graph and chat with your saved library to find items.

PayPing

PayPing manages recurring payments and credit‑card bills: tracks subscriptions and renewals, sends reminders, shows analytics, uses AI to optimize spending, with a Chrome extension and Discord bot.

Zapledger

Zapledger is simple accounting software for freelancers and small businesses to track income and expenses, manage invoices, generate reports, handle multi-currency, and sync data across devices.

Shelby Savings

Mobile banking app for Shelby Savings Bank: view account balances and transactions, transfer funds, manage deposits and cards, access statements and posting details.

Graham Savings

A mobile app to manage personal savings: track expenses, set goals, monitor accounts, make deposits/transfers, access rewards and financing options, with fraud protection and 24/7 support.

Health Professionals Bank

Mobile banking app for Australian health professionals and families to manage accounts, track spending, set savings goals, pay bills, use PayID, manage cards, and get notifications.

Blossom

Savings app for Australians and New Zealanders offering access to targeted returns of 5.20% p.a. and 6.25% p.a. to help reach savings goals such as a house, car or holiday.

Aussie

Track property values and home equity, monitor mortgage finances, and connect with a buyer’s agent using Aussie, an Australian mortgage broker.

BCU Bank

BCU Bank app lets members view and manage accounts, make payments and transfers, track budgeting, and access loans, cards, and digital wallets.

RetireMint

RetireMint is an app for managing retirement savings, allowing users to track accounts, contributions, and investments while providing planning assistance and expert resources.

Stairs Financial

Stairs Financial helps users find over $10,000 in down payment assistance and compare mortgage rates from various lenders.