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Spendhog helps households track expenses, manage budgets and savings goals, and forecast finances using manually entered or imported transactions, without connecting to bank accounts.

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Spendhog is a household budgeting and personal finance app for families, couples, and people sharing a home. It brings household accounts, expenses, budgets, savings goals, and forecasts into one shared ledger. Transactions can be entered manually or imported from bank statements; Spendhog does not connect directly to bank accounts or require bank login details. Track spending across customizable categories and see which changes contributed to the month’s results. Budgets account for bills that occur less often than monthly, while forecasts use spending history and indicate when there is not enough data to project. Create what-if scenarios to explore possible financial decisions without changing your actual records, and link savings goals to account balances. Spendhog supports accounts, budgets, and goals in euros, Swiss francs, and US dollars, with access for up to three household members. An optional financial assistant can answer questions using summary totals rather than individual transactions.

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