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Plutonya is a private wealth tracking app designed to help users monitor net worth, accounts, holdings, cash movements, goals, and long-term projections in one dashboard. It is built for people who want a clearer view of their financial position across banks, brokers, wallets, and other institutions, including multi-currency balances.
The app organizes financial data into live snapshots and historical views, separating cash flows such as deposits, withdrawals, transfers, and manual adjustments from investment performance. This makes it easier to understand how net worth changes over time and to track the difference between movement in assets and actual growth.
Plutonya also supports goal tracking and financial planning. Users can set targets for net worth, invested value, or cash reserves, then compare current progress with projected outcomes. The planning tools model recurring contributions, compounding, and age-based milestones, helping users evaluate how different investment paths may align with long-term financial goals.
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