Personal Finance: best apps and software

TPBank

TPBank app lets users open and manage personal and business bank accounts, make transfers and payments, view transactions and spending, and use biometric and voice features for secure mobile banking.

ING Italia

Mobile banking app to view and manage accounts, transfers, payments, loans, savings and investments; offers biometric login, alerts, chat and video support, currency tools and ATM/branch locators.

Personal Finance Lab

Personal Finance Lab offers financial literacy games and tools for budgeting, investing, and tracking finances to help users manage their financial lives effectively.

Zopa Bank

Mobile banking app to open a Biscuit current account and manage savings (pots, ISAs), loans, credit cards and car finance; offers cashback, interest, notifications and Apple Pay.

Actual

Actual is a privacy-focused budgeting app that helps users track income and expenses, set financial goals, and manage their finances across devices.

MoneyMonk

MoneyMonk is an administration app for entrepreneurs to manage hours, trips, receipts, and transactions, while collaborating with accountants and receiving setup assistance.

Openbank Deutschland

Openbank Deutschland is a digital banking app to manage accounts, make transfers, track expenses, control cards, use biometric login, aggregate other banks, and apply for cards/loans.

PC Financial

Manage PC Financial accounts: view PC Money and PC Mastercard balances and transactions, check PC Optimum points, track spending, set alerts, and access secure messages.

Beyond Bank

Mobile banking app to view balances and transactions, make transfers and payments (Osko, PayID, BPAY), manage cards and eStatements, track savings goals, and access youth and business accounts.

Dollarbird

Dollarbird is a calendar-based personal finance app that helps users track and manage their income and expenses visually.

Ecuafact

Ecuafact is an invoicing app offering free and paid plans for electronic billing, compatible with any device.

Runway Financial

Runway Financial is a financial management app that helps users track finances, set budgets, and manage financial operations securely.

Finta

Finta syncs bank, card, investment, and Stripe data into Google Sheets, updating balances, transactions, categorizing expenses, and producing monthly reports for budgeting and bookkeeping.

Openbank México

Openbank México is Grupo Financiero Santander’s digital banking app that lets customers open and manage accounts, make payments, and access other online banking services.

Paythen

Paythen is a digital platform for managing payment plans, subscriptions, and financial transactions securely and easily with no coding required.

FPTS

The FPTS app allows users to manage financial transactions, view account information, track transactions, and access financial services securely and efficiently.

Danske Bank Denmark

The Danske Bank Denmark app allows users to manage finances, transfer money, pay bills, and access financial insights in a secure and user-friendly interface.

ING Belgium

ING Belgium mobile app for managing accounts, transfers and payments (including Wero), savings, investments, alerts, biometric login and multi‑currency IBAN transfers.

Finhay

Finhay is a financial app for personal investments and management, allowing users to track finances and invest with a minimum of 50,000 VNĐ.

Equals Money

Equals Money offers expense management, multi-currency accounts, and business cards for companies, enabling efficient control and visibility over spending.

Apple Bank

The Apple Bank app enables users to manage their finances, view balances, transfer funds, set alerts, deposit checks, and track spending securely and conveniently.

Cash Flow Calendar

Displays income, expenses and bills on a calendar to project daily balances, schedule payments and set reminders. Supports multiple accounts, manual entries, notes and color-coded categories.

Moorr

Moorr is a money-management app that tracks income, expenses, assets, debts and surplus, with AI transaction categorization, goals tracking and property market reports.

Calendar Budget

Calendar Budget is a budgeting app that integrates income and expense tracking with a calendar view for effective financial management.

Budgetflow

Budgetflow is a personal finance app that helps users track expenses and manage budgets through visual flow charts and real-time integration of financial accounts.

Yotta

Yotta allows users to save money while earning above-average interest and offers weekly random number draws for prizes up to $10 million.

Paybook

Paybook is a financial management app that helps users track expenses, manage budgets, and consolidate financial data for personal and business use.

Petal

The Petal app helps users manage their finances and credit cards, track spending, automate payments, and earn cash back while building credit.

AllMyBills

AllMyBills app allows content creators to receive financial support from their fans to help pay monthly expenses while they focus on content creation.

Bnext

Bnext is a financial management app that allows users to manage their money, track spending, and handle both fiat and cryptocurrencies in one account.

Plum

Plum app provides comprehensive health benefits and insurance solutions for companies to support their employees' health needs.

Fina

Fina is a financial tracking app that helps users manage expenses, create budgets, and analyze finances by connecting accounts and visualizing data in one dashboard.

Moneytree

Moneytree's Merit app helps users analyze and compare investment portfolios based on risk, historical data, and diverse scenarios for informed decision-making.

Danløn

Danløn is an app that allows users to quickly manage payroll while handling all related tasks efficiently.

Money Wellness

Money Wellness is a financial management app that helps users budget, save, and invest for improved financial health and informed decisions.

Orçamento Pessoal

Orçamento Pessoal is a free app that helps users track income and expenses, organize finances, and create budgets for better financial management.

Deferit

Deferit is an app that helps users manage and budget bills by allowing them to postpone payments and repay in installments, avoiding late fees and penalties.

Cashboard

Cashboard is a financial management app for tracking expenses, managing accounts, and optimizing financial decisions through data consolidation and analytics.

Hume Bank

Hume Bank app lets Australian customers securely check balances, view transactions, transfer funds, pay bills, monitor spending and manage deposits/loans; supports Apple Pay and Google Pay.

Neo Financial

Neo Financial is a Canadian finance app for managing accounts, tracking spending, earning cashback, monitoring credit scores, and automating savings and payments.

Checkbook

Checkbook allows users to send and receive Digital Checks easily, offering various payment methods without requiring recipient onboarding.

Fazer Orçamento

The Fazer Orçamento app allows users to create professional quotes easily, eliminating the need for Excel or paper.

CashFlow Manager

CashFlow Manager is an online tool for tracking and managing personal and business finances, automating expense tracking, and providing budgeting insights.

Wealthica

Wealthica connects to your financial accounts daily, saves transaction history, and consolidates investments, assets and liabilities for a single view of portfolio performance and allocation.

Balance Pro

Balance Pro is a personal finance app that helps users track expenses, manage budgets, monitor bills, and connect bank accounts for efficient financial management.

Toshl Finance

Toshl Finance is an app for tracking expenses, organizing bills, and budgeting, helping users manage personal finances across multiple accounts and currencies.

Warren

Warren is a financial management app that helps users track expenses, plan budgets, and gain insights into their financial health.

Budgetly

Budgetly is an app that provides employee spending cards with customizable rules to streamline and manage expenses more efficiently than traditional credit cards.

Findity

Findity is an expense management platform for individuals and businesses to track, organize, and manage expenses, receipts, and compliance in one centralized app.

NoFi

NoFi syncs financial accounts with Notion, allowing automatic transaction categorization, budget setting, and monthly cash flow viewing.

8udget

Tracks expenses and manages budgets: scan receipts or import statements, auto-categorize transactions, forecast cash flow, track subscriptions and savings goals.

first direct

The first direct app lets UK customers of HSBC’s first direct manage bank accounts, make payments, view statements, and access customer support via phone and online.

UOB Personal

The UOB Personal app allows users to manage accounts, track transactions, make payments, and enhance financial security conveniently.

Finance World

The Finance World app provides access to finance news and articles from the leading finance magazine in the MENA region.

Ramsey+

Ramsey+ is a financial management app offering budgeting tools, debt reduction methods, and courses to help users manage money and achieve financial goals.

Rindegastos

Rindegastos is an app that simplifies and digitizes expense management, enabling users to track, categorize, and analyze their spending efficiently.

Dost

The Dost app automates the management of invoices and delivery notes using AI, streamlining financial processes and reducing manual tasks.

Flash

Flash is a mobile app for managing payments and bills, allowing users to make secure digital transactions and track their expenses conveniently.

SmartDollar

SmartDollar is an app that helps employees manage finances by providing budgeting tools, debt reduction strategies, and long-term planning resources.

Streamlined Finance

Streamlined Finance is an investment research app that provides financial data, analysis tools, and portfolio management features for individual investors and professionals.