Gauss

Gauss is for people managing credit card balances who want to keep using their cards while working toward lower interest costs and faster repayment. Connect cards and other accounts to see balances, bills, spending, and debt payoff progress in one place. If approved, you can use a Gauss credit line to pay down eligible high-interest card balances, with new balances eligible for automatic transfers. The app also helps organize payments, estimate payoff timelines, and compare repayment strategies. Additional tools include budgeting, credit-building features, credit guidance, and recommendations for card or loan options. Lending features depend on eligibility and availability; Gauss may suit people with multiple cards or revolving debt who want both debt-management tools and access to a credit line.

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