Cushion helps users organize and manage bills and Buy Now Pay Later payments to simplify bill management and assist in building credit.

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Cushion was designed for people who wanted to keep household bills and Buy Now, Pay Later (BNPL) installments organized in one place. It gathered payment details from connected financial accounts and email, helping users review bills, subscriptions, and upcoming BNPL payments, and sync due dates to a calendar. Users could pay bills and BNPL installments with the Cushion Card. Cushion also reported eligible pay-in-four BNPL repayments to Experian, giving users a way to build credit history through those payments. It may have suited people managing bills across multiple providers or tracking several BNPL plans, especially those interested in credit building through payment activity.

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