Personal Finance: best apps and software

Mint

Mint is a personal finance app that helps users track expenses, budget, monitor investments, and access credit scores in one consolidated platform.

NerdWallet

NerdWallet helps users track budgets, finances, and credit scores in one app, providing insights and personalized recommendations for better financial management.

GO2bank

GO2bank is a mobile banking app that offers checking and savings accounts, debit cards, direct deposit, and tools for credit building with no monthly fees.

Albert

Albert is a digital math tutor for children, offering thousands of exercises and animated videos to help understand grade-specific math concepts.

NAB

The NAB app allows users to manage accounts, view transactions, make payments, track spending, and access banking services through a secure and user-friendly interface.

Acorns

Acorns is a micro-investing app that automatically invests spare change from purchases into diversified portfolios, making investing simple and accessible.

Itaú

The Itaú app provides digital banking services, including transfers, bill payments, credit card management, and financial tools for efficient personal finance management.

CashBook

CashBook is a digital app for tracking cash transactions, allowing users to record income and expenses while organizing and managing their finances.

Walmart MoneyCard

The Walmart MoneyCard app helps you manage your prepaid debit card, track purchases, monitor cash back, and manage funds conveniently.

Albert

Albert is a personal finance app that helps users budget, save, invest, and track their financial health through various management tools.

Green Dot Bank

The Green Dot Bank app allows users to manage finances, deposit funds, pay bills, and access ATMs, with features like mobile check deposits and financial tools.

네이버 가계부

Naver Moneybook is a personal finance management app that tracks and categorizes expenses automatically, helping users manage their budget and monitor spending patterns.

UniCredit

The UniCredit app allows users to manage accounts, make transactions, pay bills, and apply for banking products securely from their mobile devices.

DBS digibank

The DBS digibank app is a digital banking platform offering account management, fund transfers, expense tracking, and multi-currency support for personal and business finances.

Techcombank

Techcombank is a mobile banking app for retail and business customers to manage accounts, transfer funds, pay bills, track spending, set auto-pay, use QR/phone transfers, and secure access with biometrics.

ЮMoney

ЮMoney is a digital payment service in Russia for users and merchants, offering secure payments, money transfers, bill payments, and budget management.

AndroMoney

AndroMoney is a personal finance app for tracking expenses and income, categorizing transactions, setting budgets, and generating reports across multiple accounts and currencies.

Lunch Money

Lunch Money is a budgeting app that helps users track expenses, manage budgets, and sync transactions in multiple currencies.

Buxfer

Buxfer is a budgeting app that helps users track finances, manage budgets, and plan for investments and retirement, with a focus on customization and control.

Partial.ly

Partial.ly helps users set up flexible payment plans for managing expenses by breaking them into smaller installments to avoid late fees.

Cetelem

The Cetelem app allows users to manage their financial accounts, track transactions, and perform operations like payments and transfers conveniently from mobile devices.

Merrick Bank

The Merrick Bank app allows users to manage their accounts, pay bills, check balances, and monitor transactions conveniently.

finanzblick

The finanzblick app centralizes financial data, allowing users to view account balances, transaction history, and manage their finances in one place.

Papara

Papara is a digital financial services app that allows users to send money, pay bills, and manage budgets, featuring a prepaid card for easy transactions.

Leap

Leap provides Indian students financing, university selection guidance, and career support to study and work abroad.

ING Australia

The ING Australia app allows users to manage their finances, make payments, track spending, and access account information securely on their mobile devices.

blu Bank

blu is a fully digital banking app that lets users perform all everyday banking operations online through the app.

Ubank

The Ubank app allows users to manage finances, including spending, savings, and loans, with low fees and high interest rates, focused on digital banking.

Conta

Conta is a financial management app that simplifies personal and business accounting, allowing users to track expenses, manage transactions, and generate reports.

Vault

Private wealth management app for UAE high‑net‑worth individuals offering a dedicated financial advisor and access to customizable equity/bond portfolios and private market investments.

Goodbudget

Goodbudget is a budgeting app that uses the envelope system to help users manage their finances by tracking spending, setting goals, and sharing data among multiple users.

GoHenry

GoHenry is a money management app for 6-18-year-olds with a prepaid debit card. Parents set chores and allowances, track and control spending, and kids access lessons, savings and investment tools.

PagBank

PagBank is a Brazilian digital banking app offering free accounts with daily CDI returns, payments and transfers, investments, loans, phone POS/card machines and credit cards.

Tiller

Tiller automates financial tracking in Google Sheets and Excel, pulling in transactions from bank accounts and allowing for customizable budgeting and reporting.

ANZ New Zealand

The ANZ New Zealand app enables users to manage their finances, monitor accounts, track transactions, and make payments securely via mobile banking.

Best Money Moves

Best Money Moves is an app that helps users reduce financial stress and manage their finances through tools and information, available as a free benefit from employers.

HSA Bank

The HSA Bank app helps users manage their Health Savings Accounts by tracking balances, expenses, contributions, and reimbursements securely.

Kudos

Kudos is an AI-based 'Smart Wallet' for managing finances, tracking expenses and savings, and providing personalized financial insights.

Monifi.app

Monifi.app lets you track income, expenses, savings and multiple accounts in one place with automatic categorization, transaction history, filters, and visual reports for financial insight.

Maxint

Maxint is a personal finance app that helps users budget, save, track expenses, and manage investments to improve their financial management.

Metro Bank Personal

The Metro Bank Personal app allows users to manage accounts, transfer money, set up Direct Debits, and track spending with financial insights and card management features.

Cushion

Cushion helps users organize and manage bills and Buy Now Pay Later payments to simplify bill management and assist in building credit.

Zilch

Zilch is a financial management app that allows users to shop online or in-store, earn rewards, and manage payments flexibly over time.

SEB

The SEB app enables users to manage accounts, track transactions, and perform banking operations securely and efficiently from their mobile devices.

Emma

Emma aggregates bank accounts, cards, investments and crypto to track spending, manage bills and subscriptions, set and automate savings goals, and monitor budgets.

ING Netherlands

Mobile banking app for ING Netherlands to view accounts, make payments, manage cards, savings, loans and investments, use Google/Apple Pay, secure logins and customer support.

Lābham

Lābham lets users invest in mutual funds and provides professional, goal-oriented investment solutions for planning future financial needs.

Prosper

Prosper helps users manage finances by offering credit cards, personal loans, and educational resources for better financial planning and decision-making.

True Link Financial

True Link Financial app helps users manage finances by tracking spending, setting limits, sending money, and monitoring transactions in real-time.

Branch app

Branch facilitates payments for businesses and provides users with a bank account, instant wages access, and budgeting tools for better financial management.

Smart Receipts

Manage receipts and expenses: scan or import receipts with OCR, extract data, organize by folders/tags, track mileage and multicurrency, and export PDF/CSV/ZIP reports; open-source.

Haspa

The Haspa app allows users to manage accounts, track transactions, and perform banking operations conveniently from their mobile devices.

Khatapana

Khatapana is a fintech app that helps Nepali households and small businesses manage financial transactions and access legal services efficiently.

MoneyKeeper

MoneyKeeper is a personal finance app to record income and expenses, track budgets and accounts, view charts and reports, set goals and reminders, and sync data across devices.

ING España

Mobile banking app for ING España to manage accounts: view balances, transfers and payments, card control, savings, loans and investments, alerts, biometric login and ATM locator.

PocketSmith

PocketSmith is an online personal finance app that imports transactions, tracks accounts and net worth, visualizes budgets and calendars, and forecasts cashflow and financial scenarios.

Nordea Denmark

The Nordea Denmark app allows users to manage bank accounts, monitor transactions, make payments, and manage savings and investments securely on mobile devices.

Kiwibank

The Kiwibank app allows users to manage finances, view account balances, pay bills, transfer money, and set financial goals securely on their mobile devices.

ClearCheckbook

ClearCheckbook is a free online tool for managing personal finances, allowing users to track income, expenses, budgets, and reconcile accounts.

Meu Dinheiro

Meu Dinheiro is a personal and business finance management app for tracking budgets, bank accounts, expenses, and investments.