Zopa Bank

The Zopa Bank app provides mobile banking services, including a current account called Biscuit, savings options, and tools to manage loans, credit cards, and car finance.[2][3] Users can open a Biscuit account in minutes, gaining access to features like fee-free spending abroad, interest on account balances, cashback on bills, and an exclusive high-interest Regular Saver pot.[2][3]

Key capabilities include flexible savings pots for easy access, fixed-term interest, and Cash ISA options, with auto-save functionality to set aside money automatically.[2][5] The app supports monitoring credit scores, borrowing power, and real-time transaction notifications for spending oversight.[1][3] It also enables quick management of Zopa credit cards, personal loans, or car finance repayments, with options for extra payments and Apple Pay integration for debit and credit cards.[2][3]

Additional features cover a Smart Savings Hub for mixing savings types, FSCS protection up to £85,000, and live chat or phone support.[2][3][5] The interface offers clear transaction visibility, interest tracking, and straightforward navigation for everyday banking and saving tasks.[1][4]

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