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Top Credit and Collections Software - United States

Businesses use credit and collections software to ensure timely payment for the products and services they provide. By efficiently recovering outstanding amounts, companies can maintain a steady cash flow to support their operations. This software is typically used by accounting teams to track overdue invoices, reconcile payments, minimize processing errors, and manage collection challenges such as bad debt (amounts unlikely to be paid). Additionally, it helps accountants oversee customer credits, reducing the risk of non-payment. Collection agencies can also use this software to recover unpaid debts on behalf of their clients. Credit and collections software can be available as a standalone solution or as part of a broader financial management suite. Standalone tools typically require integration with accounting software, ERP systems, or other related applications, such as accounts receivable (AR) automation solutions, to ensure seamless functionality.

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TrueAccord

TrueAccord

trueaccord.com

Collect faster from happier people. TrueAccord is the industry-leading recovery and collections platform powered by machine learning and a consumer-friendly digital experience.

Borrowell

Borrowell

borrowell.com

Start With Your Free Credit Report. Join two million members and access your free credit score. Get personalized tips, tools and offers that fit your profile and help you meet your financial goals.

Invoiced

Invoiced

invoiced.com

Invoiced is an award-winning platform that helps buyers and sellers interact, ensuring seamless invoice management, secure transactions, and prompt payments. Trusted by thousands of businesses across 92 countries and nearly $50 billion in transactions processed. Renowned for optimizing cash flow man...

Peakflo

Peakflo

peakflo.co

Streamline bill payments & invoice collections. It’s time to put your accounts payable, receivable, payments, travel & expense management on auto-pilot, spend more time on growing your business, and less on managing your payments.

Chargebee

Chargebee

chargebee.com

The Chargebee platform enables subscription businesses to capture, retain and maximize revenue opportunities through automated recurring billing, subscription management, and revenue analytics. By integrating seamlessly with your tech stack, Chargebee becomes the heart of your revenue operations. Op...

VersaPay

VersaPay

versapay.com

For growing businesses that need to accomplish more with less, Versapay’s Accounts Receivable Efficiency Suite simplifies the invoice-to-cash process by automating invoicing, facilitating B2B payments, and streamlining cash application with AI. Owned by Great Hill Partners, Versapay’s employee base ...

CollBox

CollBox

collbox.co

Assist is designed for small businesses who don't have the time or desire to follow up on past-due invoices. With Assist you will have a dedicated A/R professional reach out to your customers on your behalf to remind them of their unpaid invoices. This is a customer-friendly option, where you want t...

Upflow

Upflow

upflow.io

Upflow provides cutting-edge software and payment technology to B2B companies to bring their cash collection processes to the next level, and improve their cash flows. Upflow software manages your Accounts Receivables for you with automated yet personalized workflows and integrates in one click (li...

Quadient

Quadient

quadient.com

Quadient AP Automation by Beanworks gives accounting teams, from CFOs to AP professionals, the ability to work together from anywhere. With Quadient AP, you can reduce follow-ups, eliminate 83% of data entry with AI-powered data capture, and cut invoice processing costs by 86%. Strengthen AP control...

Bilendo

Bilendo

bilendo.de

Most companies waste resources to collect their receivables, manage them efficiently and make good decisions. Bilendo is a cloud based AR automation software that helps your company to save these resources. With Bilendo, you map all accounts receivable processes on a central platform and enable tran...

Chargebacks911

Chargebacks911

chargebacks911.com

The beginnings of Chargebacks911 were not rooted in banking or payments. In fact, they weren’t in the financial sector at all. The company was founded by merchants who had poured years into building up an online business, only to see their success be eaten away by customer disputes. This experience ...

ezyCollect

ezyCollect

ezycollect.io

ezyCollect automates account receivables for B2B- our clients typically see a 40% reduction in overdue outstanding within the first 12 months. AR automation with 1. Credit insights based on live customer data and data from illion which helps you identify the best customers and eliminate bad debts wi...

Moonflow

Moonflow

moonflow.ai

Moonflow redefines debt management with its innovative cloud-based software. Tailored for financial institutions, businesses, and individuals handling over 1000 accounts monthly, Moonflow slashes collection costs by an impressive 75%. The platform offers diverse packages, accommodating varied client...

Credgenics

Credgenics

credgenics.com

Credgenics is an innovative FinTech which provides advanced loan collections and debt resolution technology solutions to Banks, Non-banking finance companies, ARCs and Digital lending firms worldwide. The award-winning SaaS based platform covers end-to-end collections lifecycle with unique capabilit...

Risika

Risika

risika.com

Risika’s dashboard offers real-time credit and risk management with advanced algorithms and machine learning for accurate insights, enabling you to identify and mitigate risks for your company. Additionally, Risika helps you succeed through calculated risk-taking by providing insights for informed d...

Qobro

Qobro

qobro.com.mx

Qobro is a B2B Debt Collection Service aimed to help small and medium enterprises looking to enhance their accounts receivable rates. We take care of your entire debt collection process, preventing expired debt, managing past due accounts and even recovering difficult to retrieve debt through advanc...

Chargeflow

Chargeflow

chargeflow.io

Chargeflow is The Chargeback Platform that prevents and recovers chargebacks automatically, so you don’t have to. Trusted by top brands like Caraway, Huel, and Elementor, Chargeflow securely integrates with every major payment processor and platform. Start in under 90 seconds with success-based pric...

Dunforce

Dunforce

dunforce.com

Dunforce transforms the way companies manage their payments. It is the first Intelligent Collection Agent, using AI and machine learning to solve this growing problem of late payments.

collect.AI

collect.AI

collect.ai

collect.AI is the next generation Order2Cash platform for the AI era. Our SaaS platform is changing the way leading European companies realise their receivables. Our innovative, AI-driven technology enables end-to-end cash flow optimisation and ensures that receivables become cash flow reliably and...

Chaser

Chaser

chaserhq.com

Automate invoice chasing and streamline your accounts receivable process. Get paid faster. Reduce days sales outstanding. Maintain great customer relationships. Xero App Partner of the Year 2023 , Management Today Best use of Innovation in Business winner (2023), CICM British Credit Awards B2B Suppl...

Resolve

Resolve

resolvepay.com

Resolve allows b2b manufacturers & wholesalers to get paid upfront - while their business customers can pay in 30, 60, or 90 days. We're a complete net terms and credit management solution. Resolve at its core improves traditional and cumbersome b2b payments. We facilitate deferred payments between ...

Gaviti

Gaviti

gaviti.com

The next generation of accounts receivable software is here. Gaviti is a B2B Autonomous Invoice to Cash solution that uses AI to automate the repetitive and make everything else controllable and predictable. Gaviti provides A/R teams with solutions for credit management, collections management, disp...

Kolleno

Kolleno

kolleno.com

Kolleno is an accounts receivable management software that brings receivables, payables, reconciliation and payments all in one place.

Retrievables

Retrievables

retrievables.com

Retrievables connects businesses that are owed money to law firms that focus on collections. The company utilizes a technology marketplace where businesses can easily enter the information on their debt and receive offers from law firms to collect on their behalf.

FinFloh

FinFloh

finfloh.com

FinFloh is an end-to-end platform built for Modern CFOs and B2B Finance teams to streamline accounts receivable operations, collect faster, automate cash application & take better credit decisions. FinFloh's goal is to transform receivables into a collective responsibility for all your business tea...

Tesorio

Tesorio

tesorio.com

Finance teams deserve a platform that connects cash data across business systems to make cash flow actionable and predictable. They didn’t have that until now. Meet the world’s first Cash Flow Performance Platform. More than just AR automation, it delivers unprecedented visibility into your cash flo...

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