Mono

Businesses building financial products can use Mono to connect customer bank accounts, retrieve financial information with the customer’s permission, and accept payments directly from bank accounts. Its APIs provide account details, balances, transactions, statements, income data, and identity information—useful for tasks such as assessing creditworthiness, onboarding customers, and creating personal finance insights. Data enrichment tools can also categorize transactions and summarize account activity. Mono supports one-time bank payments and recurring debits for subscriptions or loan repayments. Businesses can integrate its APIs and SDKs into their apps, or use no-code Statement Pages to collect bank statements and DirectPay Pages to accept payments. It is designed for businesses and developers, including lenders, fintech services, and accounting or wealth-management platforms—not as a standalone personal banking app.

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