Payments: best apps and software

PayPal

PayPal lets users send and receive money, pay online and in stores, store funds, link cards or bank accounts, create invoices/QR codes, and handle multi‑currency payments with purchase protection.

Cash App

Cash App allows users to send and receive money, invest in stocks and cryptocurrencies, and manage finances via a mobile platform.

Venmo

Venmo is a digital wallet for sending and receiving money between individuals and businesses, known for its social features and ease of use.

Square

Square is a point-of-sale app that facilitates payment processing, inventory management, and sales analytics for businesses in various environments.

Stripe

Stripe is a financial software platform for payment processing, enabling online and in-person transactions via various payment methods and supports multiple currencies.

Afterpay

Afterpay allows users to split purchases into four interest-free payments over six weeks, enhancing affordability for consumers and boosting sales for merchants.

Wave

Wave is a free cloud-based accounting and financial management tool for small businesses, offering invoicing, expense tracking, and online payment acceptance.

Wise

Wise is an app for low-cost international money transfers and multi-currency accounts, allowing users to manage and send money globally efficiently.

Western Union

The Western Union app enables users to send and receive money internationally, offering options for cash pickup, bank deposits, and mobile transfers securely.

Podium

Podium is a customer communication platform that improves interactions through messaging, review management, payments, and analytics for businesses.

Mercury

Mercury is a digital banking platform for startups, offering checking and savings accounts, team management, payment tools, and API access for financial automation.

Alipay

Alipay is a mobile and online payment platform that allows users to make payments, transfer money, and access various financial services easily and securely.

Toast POS

Toast POS is a cloud-based restaurant management system that streamlines operations, enhances sales tracking, and improves guest experience through various integrated features.

Amazon Pay

Amazon Pay is a secure payment gateway that simplifies online transactions for merchants and consumers with features like quick checkout and fraud protection.

DailyPay

DailyPay allows employees to access earned wages instantly via an app or Visa prepaid card, enabling better financial management before payday.

WorldRemit

WorldRemit is an app for sending money internationally, offering various payout options and supporting multiple currencies with a focus on security and user-friendliness.

Xoom

Xoom is an app for sending money, paying bills, and reloading phones internationally from the US and Canada to 131 countries, with various payment and delivery options.

Ria Money Transfer

The Ria Money Transfer app allows users to send money internationally to over 190 countries, offering multiple transfer options and competitive exchange rates.

Novo

Novo is a digital banking platform for businesses, offering fee-free checking, seamless integrations, and tools for managing invoices and payments efficiently.

Zettle

Zettle is a mobile POS app that allows small businesses to accept various payment methods, manage inventory, and generate sales reports.

Melio

Melio is a free payment tool that helps businesses pay vendor bills online, syncs with QuickBooks, and automates payment processes for improved cash flow.

Gcash

GCash is a mobile wallet app in the Philippines that allows users to make payments, manage finances, and access credit, supporting both local and international transactions.

Alternative Payments

Alternative Payments is a B2B payments platform offering multiple payment methods, automation features, and integration with accounting software for streamlined transactions.

Zil Money

Zil Money is a financial management platform that streamlines business payments, allowing multiple payment methods and check printing while ensuring security.

Leatherback

Leatherback is a fintech app that facilitates efficient cross-border transactions, multi-currency accounts, and payments for businesses worldwide.

Slope Buyer

Slope Buyer app automates B2B payments, allows online payment acceptance, and offers flexible terms to streamline Order to Cash processes.

PayOp

PayOp is an online payment system that allows businesses to accept payments via over 150 methods globally, ensuring secure and flexible transactions.

Clover

Clover is a POS system that replaces cash registers and payment terminals, allowing businesses to manage sales, inventory, and payments across various industries.

Airwallex

Airwallex is a financial technology app for businesses that simplifies international payments and financial operations across multiple currencies.

Airbase

Airbase is a spend management platform that automates accounts payable, expense management, and integrates with various accounting systems for businesses.

Request Finance

Manages invoicing, AP/AR, payroll and expenses; sends and receives crypto, stablecoin and fiat payments across multiple blockchains and countries; integrates with accounting systems.

Ambrook

Ambrook is a financial management platform for farmers, integrating accounting, banking, and payments to streamline operations and enhance financial insights.

PayRange

PayRange is a mobile payment platform for unattended retail, allowing cashless transactions and providing tools for operators to manage sales and operations.

Facebook Pay

Facebook Pay allows users to make secure payments and transactions across Facebook, Messenger, Instagram, and WhatsApp by linking their payment methods.

Payoneer

Payoneer is an online payment platform facilitating global transactions for businesses, allowing users to send and receive payments in multiple currencies.

Klarna for Business

Klarna for Business offers merchants flexible payment solutions, transaction management, and marketing tools to enhance customer experience and drive sales.

Flex

Flex is a payment platform that enables businesses to accept HSA/FSA cards, offering a hosted checkout page or integration tools for existing payment systems.

Braintree

Braintree is a payment gateway that enables businesses to accept various payment methods including credit cards and digital wallets, ensuring secure online transactions.

Skrill

Skrill is a digital wallet app for secure payments and international money transfers, supporting multiple currencies and payment methods.

Buy Me a Coffee

Buy Me a Coffee is an app that allows creators to receive donations, memberships, and sell digital products directly to their fans.

Instant Financial

Instant Financial is an app that allows employees to access their earned wages instantly, make purchases, and transfer wages to a bank account.

Lemon Squeezy

Lemon Squeezy is a platform for selling digital products, managing subscriptions, and processing payments with compliance tools and analytics for e-commerce businesses.

Moniepoint

Moniepoint is a digital banking app in Nigeria that enables users to collect payments, access loans, and manage operations for personal and business finances.

Qonto

Qonto is a business banking app offering local IBANs, payment cards, flexible transfers, and tools for invoice and spend management.

Online Check Writer

Online Check Writer is an app for designing, printing, and sending checks, streamlining business payments and managing invoicing securely.

Lightspeed

Lightspeed Restaurant POS is a platform for restaurants to manage operations, track sales, and facilitate online ordering and payment processing.

PayKickstart

PayKickstart is an e-commerce platform that simplifies subscription billing and affiliate management for online businesses with customizable checkout and analytics tools.

ScanPay

ScanPay allows small home service businesses to accept secure payments via Tap to Pay or payment links without a card reader, offering features like free invoicing and team management.

Alipay+

Alipay+ lets international users pay merchants worldwide by linking Visa/Mastercard/JCB for real‑time debit, QR/online payments, automatic currency conversion, and enhanced transaction security.

iZettle

iZettle is a mobile point-of-sale app that allows businesses to accept card payments, track sales, manage inventory, and send invoices.

Fresha

Fresha is a subscription-free appointment booking and business management app for beauty and wellness services, offering tools for scheduling, payments, and marketing.

Tripleseat

Tripleseat is an event management platform for venues that simplifies booking, payments, and communication for private events.

Paytm

Paytm is a digital wallet and payments app for mobile recharges, bill payments, ticket bookings, and UPI transfers, with secure transaction features.

RetailzPOS

RetailzPOS is a point-of-sale system that streamlines operations for retail businesses with features like inventory management, customer loyalty, and reporting.

PalmPay Business

PalmPay Business is a financial management app for businesses that facilitates transactions like payments, fund transfers, and bill payments with security features.

Givingli

Givingli is an app that allows users to send customizable cards and gifts to others.

Authorize.net

Authorize.net enables small businesses to process credit card and eCheck payments online, in-person, and via mobile, while ensuring secure transactions and customer data protection.

PayTrace

PayTrace is a cloud-based payment processing app that automates invoicing and optimizes costs for B2B transactions across various industries.

Curlec

Curlec is a payment solution that streamlines financial transactions for businesses, offering features like recurring payments and a no-code setup for easy payment processing.

Go Payment

The Go Payment app streamlines payment processes, allowing users to manage multiple accounts and payment methods securely in one platform.