Payments: best apps and software

PayPal

PayPal lets users send and receive money, pay online and in stores, store funds, link cards or bank accounts, create invoices/QR codes, and handle multi‑currency payments with purchase protection.

Cash App

Cash App allows users to send and receive money, invest in stocks and cryptocurrencies, and manage finances via a mobile platform.

Gcash

GCash is a mobile wallet app in the Philippines that allows users to make payments, manage finances, and access credit, supporting both local and international transactions.

Wise

Wise is an app for low-cost international money transfers and multi-currency accounts, allowing users to manage and send money globally efficiently.

Venmo

Venmo is a digital wallet for sending and receiving money between individuals and businesses, known for its social features and ease of use.

Stripe

Stripe is a financial software platform for payment processing, enabling online and in-person transactions via various payment methods and supports multiple currencies.

Alipay

Alipay is a mobile and online payment platform that allows users to make payments, transfer money, and access various financial services easily and securely.

SumUp

SumUp is a mobile payment app enabling businesses to accept card payments securely through various methods, manage products, and send receipts without monthly fees.

Square

Square is a point-of-sale app that facilitates payment processing, inventory management, and sales analytics for businesses in various environments.

Moniepoint

Moniepoint is a digital banking app in Nigeria that enables users to collect payments, access loans, and manage operations for personal and business finances.

Payoneer

Payoneer is an online payment platform facilitating global transactions for businesses, allowing users to send and receive payments in multiple currencies.

Mercado Pago

Mercado Pago is a digital payment app that facilitates financial transactions, offering services like digital wallets, credit solutions, and integration with e-commerce platforms.

Paytm

Paytm is a digital wallet and payments app for mobile recharges, bill payments, ticket bookings, and UPI transfers, with secure transaction features.

Afterpay

Afterpay allows users to split purchases into four interest-free payments over six weeks, enhancing affordability for consumers and boosting sales for merchants.

Wave

Wave is a free cloud-based accounting and financial management tool for small businesses, offering invoicing, expense tracking, and online payment acceptance.

Zalopay

Zalopay is a digital payment app that enables users to make transactions, manage payments, and access financial services through various methods, including QR codes.

Western Union

The Western Union app enables users to send and receive money internationally, offering options for cash pickup, bank deposits, and mobile transfers securely.

Podium

Podium is a customer communication platform that improves interactions through messaging, review management, payments, and analytics for businesses.

Astropay

AstroPay is a digital wallet for managing international transactions, offering multi-currency accounts and a rewards program, suitable for freelancers and businesses.

PalmPay Business

PalmPay Business is a financial management app for businesses that facilitates transactions like payments, fund transfers, and bill payments with security features.

Skrill

Skrill is a digital wallet app for secure payments and international money transfers, supporting multiple currencies and payment methods.

eSewa

eSewa is a digital payment app in Nepal that allows users to pay bills, recharge mobiles, book tickets, and transfer money securely.

Revolut Business

Revolut Business is a financial management app for companies, enabling multi-currency accounts, expense tracking, and secure payment processing globally.

WorldRemit

WorldRemit is an app for sending money internationally, offering various payout options and supporting multiple currencies with a focus on security and user-friendliness.

Zettle

Zettle is a mobile POS app that allows small businesses to accept various payment methods, manage inventory, and generate sales reports.

Mercury

Mercury is a digital banking platform for startups, offering checking and savings accounts, team management, payment tools, and API access for financial automation.

Fresha

Fresha is a subscription-free appointment booking and business management app for beauty and wellness services, offering tools for scheduling, payments, and marketing.

Amazon Pay

Amazon Pay is a secure payment gateway that simplifies online transactions for merchants and consumers with features like quick checkout and fraud protection.

Qonto

Qonto is a business banking app offering local IBANs, payment cards, flexible transfers, and tools for invoice and spend management.

Finom

Finom is an online business account app that streamlines financial operations, offering invoicing, payment management, and bookkeeping for businesses of all sizes.

Toast POS

Toast POS is a cloud-based restaurant management system that streamlines operations, enhances sales tracking, and improves guest experience through various integrated features.

Ria Money Transfer

The Ria Money Transfer app allows users to send money internationally to over 190 countries, offering multiple transfer options and competitive exchange rates.

Yoco

Yoco is a financial app enabling businesses to accept card payments, create digital invoices, and manage financial transactions effectively.

Vivid Money

Vivid Money provides digital banking for businesses and freelancers, offering multi-IBAN accounts, automated payments, loans, transaction tracking, and cashback rewards.

Capitec Bank Business

The Capitec Bank Business app enables users to manage business banking, make payments, control card settings, and buy prepaid services securely and efficiently.

Buy Me a Coffee

Buy Me a Coffee is an app that allows creators to receive donations, memberships, and sell digital products directly to their fans.

SalesPlay

SalesPlay is a free POS software for retail and food businesses, enabling sales, inventory, and employee management via smartphones and tablets.

Paysafe

Paysafe is a digital payments app enabling secure transactions for individuals and businesses through various payment methods, including online, in-app, and in-store.

Airwallex

Airwallex is a financial technology app for businesses that simplifies international payments and financial operations across multiple currencies.

Facebook Pay

Facebook Pay allows users to make secure payments and transactions across Facebook, Messenger, Instagram, and WhatsApp by linking their payment methods.

MOKA POS

MOKA POS is a cloud-based app for managing sales and payments, helping small and medium businesses streamline operations and access real-time performance insights.

Xoom

Xoom is an app for sending money, paying bills, and reloading phones internationally from the US and Canada to 131 countries, with various payment and delivery options.

Razorpay

Razorpay is a payment gateway app that enables businesses to accept and manage online payments across various methods securely and efficiently.

iZettle

iZettle is a mobile point-of-sale app that allows businesses to accept card payments, track sales, manage inventory, and send invoices.

Clover

Clover is a POS system that replaces cash registers and payment terminals, allowing businesses to manage sales, inventory, and payments across various industries.

PayU

PayU is an online payment service that facilitates transactions for merchants and consumers, supporting over 250 payment methods across multiple regions.

Khalti

Khalti is a digital wallet that allows users in Nepal to pay bills, send money, and accept payments online securely and conveniently using their phones.

Asaas

Asaas is a financial management app that automates billing, payment tracking, and financial reporting for individuals and businesses.

InfinitePay

InfinitePay is a mobile payment app that enables users to accept card payments and process transactions seamlessly via Tap to Pay on iPhones.

Scalapay

Scalapay allows users to shop online and pay for purchases in three interest-free installments, enhancing financial flexibility for consumers.

DailyPay

DailyPay allows employees to access earned wages instantly via an app or Visa prepaid card, enabling better financial management before payday.

ЮMoney

ЮMoney is a digital payment service in Russia for users and merchants, offering secure payments, money transfers, bill payments, and budget management.

Neteller

Neteller is an eWallet app for secure online money transfers, supporting multiple currencies and various payment methods globally.

Tikkie

Tikkie lets users send payment requests and split bills via messaging or QR codes, settling payments with Dutch bank accounts and tracking group expenses.

Lightspeed

Lightspeed Restaurant POS is a platform for restaurants to manage operations, track sales, and facilitate online ordering and payment processing.

Tide

Tide is a financial management app that helps small businesses with invoicing, expense management, credit access, and GST filing.

Paystack

Paystack is a payment gateway that enables businesses in Africa to accept online and offline payments from various methods securely.

BIDV Direct

BIDV Direct is a business banking app by BIDV for account inquiries, domestic/international transfers, payroll, term deposits, bill payments, multi-platform access, multilingual support and security features.

Klarna for Business

Klarna for Business offers merchants flexible payment solutions, transaction management, and marketing tools to enhance customer experience and drive sales.

Novo

Novo is a digital banking platform for businesses, offering fee-free checking, seamless integrations, and tools for managing invoices and payments efficiently.