Page 3 - Top Finance Apps - British Indian Ocean Territory

Goodfin

goodfin.com

Elevate Your Finances - Join our exclusive community to invest in the world’s most innovative companies and supercharge your wealth with AI.

Lenco

lenco.co

Lenco is a multi-currency digital bank for businesses in Africa. With Lenco, retail outlets, hospitality businesses and startups can easily pay vendors, suppliers and perform cross-border payment while having access to growth capital.

Finnt

finnt.com

Finnt AI-powered platform makes sense of unused and unstructured data by breaking down complex financial documents into digestible memos in minutes.

Plumter

plumter.com

Pay your suppliers in over 100 countries. Plumter helps businesses make global payments in more than 120 currencies at the fastest speed and best rates.

Salt

salt.pe

International Payments and Compliances. Helping business thrive in the international markets with effortless payments at the best possible rates.

Stairs Financial

stairsfinancial.com

Down payment assistance made easy. You could find more than $10,000 in qualifying homebuyer aid and compare mortgage rates from multiple lenders.

Magna

magna.so

Magna is building a platform to turn DeFi investments into financial primitives. Our first product is Carta for Web3, where companies can manage their cap tables and distribute their token equity to employees, advisors, or investors. We’re also building investor infrastructure for institutions to custody investments with on-chain execution and intelligence. Our ultimate goal is to use locked tokens as composable building blocks to power collateralized lending, liquid secondary markets, and other DeFi applications.

Gauss

gauss.money

Gauss allows people with good credit scores to significantly lower interest rates on their credit cards while they keep using them. Users connect their credit cards to the mobile app and get a revolving credit line in under 10 minutes. Gauss tracks and automatically pays off any expensive balance on connected cards, saving users thousands of dollars on interest charges and helping them pay off card balances faster and improve credit scores.

Flagright

flagright.com

Flagright is an AI-native, centralized, no-code compliance platform that transforms AML compliance and risk management for financial institutions. Our platform harnesses the power of generative AI to enhance compliance operations with real-time transaction monitoring, sophisticated case management, and proactive AI-driven investigations. Our comprehensive suite also includes dynamic customer risk assessment that adjusts to evolving risks and regulatory demands, alongside our robust AML screening, merchant monitoring, AI Forensics, amongst many other features. Flagright's commitment to excellence is reflected in its real-time processing of suspicious activities and its swift service integrationtypically just a week, a significant improvement over the industry standard of 2-4 months. This agility, combined with a holistic approach, places our customers at the forefront of financial crime compliance.

Cardda

cardda.com

All-in-one spend management for businesses in Latam. A card made for companies. Without procedures. Take control of your payments with virtual cards issued instantly.

Soon

soon.app

Soon is a fully automated crypto investing tool that allows users to invest in cryptocurrency without the stress of speculating. The platform uses dollar-cost averaging to invest, meaning users do not need to decide when to buy or sell. Soon also provides a standard portfolio, eliminating the need for users to spend hours researching what to buy. The tool is designed to take advantage of micro-opportunities provided by cryptocurrency through short-term volatility, buying often and selling often during small and large price upswings, taking smaller gains more frequently that add up over time. When users spend, Soon is notified and sells their highest gains to cover the transaction. Soon transfers money from the user's bank to invest in crypto and transfers earnings back to their bank weekly. With every gain sold, Soon sets a portion aside in a Tax Stash to cover the user's capital gains taxes. Soon has a strict 1 to 1 custody policy, which means that for every cryptocurrency denomination presented in the app, that exact amount is held in the user's wallet. The tool is safe, secure, and ethical, with assets held solely in the US, meeting all regulatory requirements.

Valiu

valiu.com

USD mobile banking for LatAm's businesses and people.

Bits

getbits.app

Bits is a credit card designed to help people build credit.

Dialect

dialect.to

Web3 smart messaging protocol for dapp notifications and wallet chat.

TSYS

tsys.com

TSYS is building the future of payments with a suite of scalable issuer solutions. Whatever your industry or scale, we’ll help you configure the ideal solution.

Borderless AI

hireborderless.com

Borderless AI is a unique global payroll solution that leverages the power of generative AI to automate and speed up the process of onboarding, managing, and paying international team members. Why unique? We've blended intuitive technology with high-touch service so organizations can quickly and compliantly engage and pay workers around the world.

Conta Simples

contasimples.com

Expense management platform with multiple corporate cards. Unleash your company's potential with autonomy for the team and much more control and time savings for finance.

PayU

payu.in

PayU is a leading online payment service provider, operating in 50+ high-growth markets, dedicated to creating cutting-edge financial services tailored to the needs of over 300,000 merchants and millions of consumers. Focused on empowering people and businesses through financial services and creating a world without financial borders where everyone can prosper. The customizable payment processing platform enables merchants to have both global reach and local expertise through full payment methods coverage for any customer in the world. PayU guarantees the highest possible approval rates with the lowest fees while ensuring the highest level of compliance and security for your transactions – all via a single API connection. With PayU merchants can skyrocket their sales while ensuring a great payment processing experience. Local operations in Asia, Central and Eastern Europe, Latin America, the Middle East, and Africa enable PayU to combine the expertise of high-growth companies with its own unique local knowledge and technology to ensure that online customers have access to the best financial services. For more information please visit https://corporate.payu.com/.

Spreedly

spreedly.com

Spreedly is a Payments Orchestration platform. Organizations rapidly growing, entering new markets, seeking to limit their compliance burden, or to lower payments costs often find that they can’t adapt their infrastructure to accept payments the way their business requires. Our Payments Orchestration platform enables payments flexibility and redundancy by allowing customers to build one integration and then route transactions through virtually any combination of payment services without ever touching end-consumer card data. We offer a powerful payments infrastructure called Payments Orchestration which enables companies of all sizes to secure payments data to transact with virtually any payment service globally, via one API, and to increase ROI from each transaction.

PayJunction

payjunction.com

PayJunction is where people and technology converge to transact. Founded in 2000, the company has frequently disrupted the payment processing industry with an approach that combines continual innovation, customer advocacy, and transparent and ethical pricing. PayJunction processes over $9 billion annually with solutions that make it easy for businesses to accept payments made in-store, online and on-the-go. Our focus on computer science as an art—combined with our ethical, customer-centric attitude—drives us to develop disruptive technology that helps businesses increase productivity, reduce costs and elevate the customer payment experience. Our cloud-based payment solution easily and securely integrates with industry-leading business software and management platforms, or operates as a turnkey stand-alone solution. Our revolutionary No-code Payments Integration™ allows Independent Software Vendors (ISV) and developers to integrate payments within their software in minutes via PayJunction’s browser extension. PayJunction’s people-first culture values long-term relationships over short-term profits, which has helped us earn widespread recognition and awards from Stevie®, Glassdoor®, Titan® and others. Honesty and integrity are part of every interaction with partners, customers and employees. We foster a collaborative work environment, where creative ideas are welcomed, teams are inspired and success is celebrated. PayJunction is a place where you can find experienced mentors and supportive team members who are committed to your growth.

MONEI

monei.com

MONEI’s payment gateway solution is the choice of many European-based e-commerce companies. Its architecture won Amazon’s AWS Startup Architecture of the Year Program (Iberia region). MONEI simplifies digital payments so online businesses can accept all major and alternative payment methods in a single platform. Its serverless payments solution allows e-commerce merchants to scale and process a high volume of transactions. MONEI’s dynamic pricing model helps users save money. As merchants sell more, their transaction fees decrease. MONEI’s smart routing engine allows for multiple acquirers, decreasing the likelihood of declined transactions and lost sales. Online store owners can quickly and easily plug-in with Shopify, WooCommerce, Wix, and other popular e-commerce platforms or use MONEI’s API and dev documentation to integrate with their custom website. Here's how we help e-commerce businesses: ✅Online payments ✅Customer preferred payment methods — credit cards, digital wallets, and Bizum ✅Multiple acquirers and processors ✅Payment security — PCI DSS compliant, 3D Secure, and tokenization ✅Verified merchants enjoy 1-day payment settlements ✅Easy integration with e-commerce platforms and custom websites with MONEI’s API ✅Real-time sales analytics via your customer dashboard ✅Merchant support for all available MONEI payment methods ✅In-person Bizum payments with MONEI QR

Shift4

shift4.com

Shift4 (NYSE: FOUR) is boldly redefining commerce by simplifying complex payments ecosystems across the world. As the leader in commerce-enabling technology, Shift4 powers billions of transactions annually for hundreds of thousands of businesses in virtually every industry.

Cardinity

cardinity.com

Cardinity is a payment processor for businesses all around Europe. Improve your business by accepting credit and debit card payments from all around the world. We are licensed payment institution active in the European Union. Registered on VISA Europe and is the principal member of MasterCard International in order to provide credit card processing services for online businesses and certified as a PCI-DSS Level 1 Service Provider. We are safe and cost-effective online payment solution for e-commerce businesses selling various products or providing services. Available for EU merchants of different types: from businesses to sole proprietors, from retail products to digital goods and services.

Nuvei

nuvei.com

Nuvei (Nasdaq: NVEI) (TSX: NVEI) is the Canadian fintech company accelerating the business of clients around the world. Nuvei’s modular, flexible and scalable technology allows leading companies to accept next-gen payments, offer all payout options and benefit from card issuing, banking, risk and fraud management services. Connecting businesses to their customers in more than 200 markets, with local acquiring in 47 markets, 150 currencies and over 650 alternative payment methods, Nuvei provides the technology and insights for customers and partners to succeed locally and globally with one integration.

FasterPay

fasterpay.com

FasterPay - All in one platform to manage Money-Ins, Money-Outs, and Payments.

Tazapay

tazapay.com

We are Tazapay, a Singapore-based fintech startup enabling companies to seamlessly do cross-border payments. We provide checkout, payment link, and escrow solutions to simplify international transactions and help reduce the risk for both buyers and sellers online. Cross-border payments are complex, costly and clunky. Credit cards are often expensive and wire transfers are too cumbersome and offer no recourse for the buyer or seller. Tazapay has built a global network of local collection methods in over 85 markets on top of our card coverage in 173+ markets, which are exposed over a single API. This enables fast and cost-effective cross-border payments at the cost of domestic payments using open banking, real-time payment networks, and dynamic geolocation to match with a customer’s local payment provider. We bring international eCommerce and SaaS platforms to the forefront of the digital economy by unlocking cross-border payments. Tazapay is a member of the Singapore FinTech Association. We are backed by Sequoia, Saison Capital, and PayPal Alumni Fund, and founded by 3 seasoned professionals with extensive experience in payments, ecommerce, technology, cross border trade and high growth technology businesses.

PayTrace

paytrace.net

We’re the B2B payment experts. Specializing in expense reduction, payment automation, and efficiency, PayTrace makes accepting payments easy. We provide solutions for payment processing, accounts receivable, interchange optimization, and payment automation, all built on the solid foundation of our payment gateway that’s trusted by 40,000 merchant businesses. Our platform automates complex B2B invoicing processes to reduce Days Sales Outstanding (DSO) from an average of 28 days to a single day, while removing manual steps that can lead to human error. Our built-in features help lower your processing costs: interchange optimization automatically qualifies B2B/B2G transactions for reduced Level II and III processing fees, and surcharging enables merchants to recover credit card interchange fees through an added industry-compliant surcharge. With PayTrace, you can accept payments online, within ERP systems and other integrated solutions, in-person or on the go. We are a trusted solution for merchants in a variety of industries, including healthcare, manufacturing, construction, e-commerce, professional services, and more. PayTrace provides free, US-based, 5-star support to ensure success.

Trustpair

trustpair.com

Trustpair is the leading payment fraud prevention platform for large companies worldwide. Since 2017, Trustpair helps finance teams secure their entire P2P process, thanks to automation. The solution offers intuitive risk management and integrates directly with existing tools for more efficiency. Trustpair raised 20 million euros in October 2022 to focus on their US expansion and R&D, staying at the cutting edge of fraud prevention technology. With Trustpair, more than 200 companies worldwide have avoided fraud, thanks to: - The most reliable account ownership verification worldwide, leveraging unrivaled validation technology and millions of data points from internal and external data sources. - Intuitive dashboards, secure workflows, and real-time warnings streamline risk identification and management. - Native integrations with existing software (Procurement, ERP, TMS). Account ownership verifications are systematically done directly within this ecosystem.

Cardknox

cardknox.com

Cardknox is a leading omnichannel payment gateway for developers that can be seamlessly integrated with POS systems, ERP software, e-commerce, unattended retail, and mobile platforms. We offer flexible payment solutions, generous revenue sharing, white-glove customer support, and the lowest interchange rates — serving thousands of partners and customers across every major industry throughout the U.S., the U.K., and Canada. For more information, visit www.cardknox.com.

EBANX

ebanx.com

EBANX is a payment provider focused on Latin America. The company offers the most popular and relevant local payment methods for eight countries for cross-border companies been able to sell like local e-commerce.

Ezidebit

ezidebit.com

Ezidebit makes life simpler for thousands of businesses across Australia and New Zealand. Our simplified payment solutions can be quickly and easily integrated with leading business software to ensure you get paid on time and improve your cash flow.

PayDo

paydo.com

PayDo is a UK-regulated EMI and Canadian-licensed MSB. We provide multi-currency IBAN, worldwide processing, Merchant solution, mass payouts and corporate cards issuing in one Business Account, one dashboard, one agreement and one API. Access global payment capabilities with a PayDo business account. Send and receive payments worldwide using SEPA, SEPA Instant, SWIFT, and local payment schemes in the UK, Denmark, and Germany. Choose from over 150 countries and 35 currencies to manage international payments, streamline payroll, and optimize your global cash flow—all from a single platform. With the ability to hold multiple IBANs within one account, you'll gain immediate access to foreign and domestic markets, expedited payments, and minimized fees. Plus, enjoy cost savings when receiving payments as if you were a local.

Blue Onion

blueonionlabs.com

Single source of truth for a company's financial data. Modernizing Order-to-Cash Reconciliation. Make sure you get paid for every order and reduce time to close the books - we follow the money from order to cash, so no transaction is missed during the reconciliation process.

Jeeves

tryjeeves.com

Jeeves is a global business spend management platform built for businesses with Latin American operations and beyond. Open global business accounts, issue corporate cards for your whole team, send supplier and vendor payments around the world, and seamlessly manage expenses in one place. With free spend management software and accounting integrations, businesses worldwide can save on global spend while closing their books faster.

Thndr

thndr.app

Thndr is a platform that allows individuals to trade in MENA’s $650bn worth of stocks, bonds and funds commission free.

Belvo

belvo.com

Unlock the power of open finance in Latin America. Reach new audiences and convert more users by easily and safely connecting to their financial data, understanding their behavior and enabling instant payments with open finance.

Stark Bank

starkbank.com

For companies that believe the future is today. We simplified your operations with the best financial technology so that you have more time to focus on scaling your business.

Modernbanc

modernbanc.com

Financial system for modern companies. From payments to accounting use our programmatic building blocks to connect any partners and unlock scale.

Revenir

revenir.ai

Revenir are a fintech company, automating tax recovery through partnerships with banks. Your free money back to you with the trust of your own bank. Individuals and corporations to claim back their value-added tax globally.

Tienda Crypto

tiendacrypto.com

Crypto Exchange and Payment API Gateway. Tienda Dólar is the best way for Latin American people to protect their savings.

Karat

trykarat.com

The Card for Content Creators. Banks don’t understand creators. We do. See if you qualify in under a minute.

PayMongo

paymongo.com

The payment gateway for business growth. Accept credit cards, e-wallets, online banking, buy-now-pay-later, installments, and all other types of online payments from your customers.

Flux

fluxqr.com

Flux is building the payment network for alternative payments, with a focus on bringing acceptance of all BNPL options to on-site merchants so they can max their client's buying power. Flux provides an instant-issuing and payment acceptance solution for consumer credit products, and a payment terminal for alternative credit (non-card) for retailers.

Obie

obieinsurance.com

Protect yourself and‍ your investment. Instant insurance built for landlords and real estate investors. Obie is an insurance technology company, hyper-focused on driving value for the modern real estate investor and the partners they work with every day. Whether you are an owner, lender, agent, or property manager, Obie’s mission is to build technology and insurance products that drive efficiency and fundamentally change the way insurance is bought and sold.

Léon & George

leonandgeorge.com

Buying and owning indoor potted plants made easy.

Fintual

fintual.cl

Fintual is the leading app in regulated investments in the region: +120 thousand people invest easily and without minimums in funds, APVs, stocks and ETFs.

SafetyWing

safetywing.com

Health and insurance products for remote companies and remote workers worldwide, as a replacement for national welfare systems.

Simetrik

simetrik.com

Empowering FinOps, Accounting, & FP&A teams with Robust No Code & AI technology. All your external financial data (banks, gateways, etc.) replicated to your data warehouse for conciliation, traceability and cash flow in Latam.

OctaveWealth

octavewealth.com

The 401(k) that helps you grow. We’ll build the 401(k) you need to help attract and retain talent.

FundersClub

fundersclub.com

Invest in the world’s most promising startups. Diversify your investment portfolio with insider access to highly vetted startups from Silicon Valley and beyond in just minutes.

Goodcover

goodcover.com

Goodcover is modern insurance for renters. Get an online quote in seconds and adjust or cancel your coverage anytime. Protect your stuff worldwide and meet your landlord's liability requirement instantly.

Piggy

piggy.co.in

Experience an easy way to make Investments in Mutual funds in India. Easiest platform to make mutual fund investments in India. Because you need to make Investments, be it just to park your cash short term to earn better returns, or to invest for your goals or retirement, we've made an easy to use platform for you where you can invest in any fund in India in few clicks and have track your existing investments. Furthermore , you make investments without paying any middlemen commissions and make more returns . After all, It is your money. Don't pay too much to others when you can do it on your own.

Ledger Investing

ledgerinvesting.com

We are building an open insurance system to connect risk to capital. The most forward-thinking investors and underwriters partner with Ledger to take their business to new heights. Ledger Investing provides an exciting opportunity for asset managers, pension funds, hedge funds, family offices and other institutions interested in earning a great return through insurance investing.

Railsr

railsr.com

Consumers want fully immersive and frictionless experiences, and expect brands to deliver the best, most personalised and distinctive engagement campaigns. Railsr is passionate about enabling brands to build relevant finance experiences to drive customer engagement and loyalty. It believes that the embedded finance economy is a fundamentally different way of creating relationships between companies and consumers. Railsr has created a unique category within the financial services industry: embedded finance experiences. It has developed this to enable its customers to help the financial consumer, to deliver greater inclusion and freedoms. Railsr is a pioneer of a new way of looking at how financial services can empower and liberate. It offers a new approach for brands to harness the power of embedded finance through a low cost turnkey platform. It delivers embedded finance into a brand's digital journey, designed as a vertically integrated financial ecosystem, starting at the central bank, or payment scheme (e.g. Visa), and ending with a fully embedded digital experience. Visit railsr.com and find out how we can help you or contact us via our form: www.railsr.com/start-your-experience

Modulr

modulrfinance.com

We're the digital platform removing the need to use your bank for bank accounts and payments. We automate your payment flows, embed payments within your platform, and enable you to build new payment products and services. All from one API.

RedCarpetUp

redcarpetup.com

RedCarpet issues credit cards to those that banks cannot see. Currently we are one of the largest issuers of credit lines to the new-to-credit customer in India. In a population base of 800 million people with bank accounts, there are less than 40 million credit cards. By building a fullstack SDK for card issuance, underwriting as well as holding capital & collection ops, we are looking to build the Capital One of India.

Lively Benefits

livelyme.com

Modern employee benefits & health savings account (HSA) provider. Out-of-pocket healthcare costs are skyrocketing and every day, people all across America are forced to make difficult decisions about their health. Lively is the benefits solutions provider that gets it right. We designed our solutions to take the guesswork out of managing benefits. And our innovative features are built to simplify benefits administration and evolve with your business. Managing wellness and wealth takes more than a series of transactions. By combining robust features with unparalleled service, we make benefits administration effortless, even when time and energy are limited. Experience benefits administration as it should be with Lively.

LotusPay

lotuspay.com

Recurring payments solution for businesses in India. Automatically collect recurring payments from your customer's bank account using NACH Debit eMandates (eNACH via net-banking, debit card or Aadhaar eSign) and physical scan mandates.

Cowrywise

cowrywise.com

Cowrywise helps Nigerians save and invest money regularly. We are re-imagining and reworking how financial services get delivered to people.