螞蟻銀行

For people in Hong Kong who want to manage everyday banking on their phone, 螞蟻銀行 lets you open and manage savings accounts, move money, and explore other financial services digitally. Its savings options include an at-call account and fixed deposits, while foreign-exchange services cover Hong Kong dollars, US dollars, and renminbi. Use the app to send and receive local payments through the Faster Payment System (FPS), including transfers using a phone number, email address, account number, or FPS ID. It also supports renminbi cross-border remittances and Cross-boundary Payment Connect. Beyond banking and transfers, the app offers access to investment funds, insurance products, personal and instalment loans, and a buy-now-pay-later service. It may suit users looking for a mobile-first banking app with savings, payments, and financial products in one place; available services depend on eligibility and the app’s terms.

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