Page 4 - Top TrueLayer Alternatives

Reap Global

Reap Global

reap.global

Reap is a financial platform that enables access and financial connectivity through innovation for companies of all sizes. Reap combines spend management software with a range of innovative payment products — including the flagship Reap Visa Corporate Credit Card. Reap is committed to helping businesses orchestrate success by providing the best financial tools that evolve with its customers and the market. Reap is supported by an empowering group of investors, including Acorn Pacific Ventures, Arcadia Funds, HashKey Capital, Hustle Fund, Fresco Capital, Abacus Ventures and Payment Asia. The Company was founded in 2018 and has since expanded to a team of over 50, working across offices in seven countries.

Paystand

Paystand

paystand.com

Paystand is a leading digital payment solution for B2B companies, with over 170,000 businesses transacting on its payment network. Paystand makes it easy to accept payments, streamline collections, and automate hours of manual AR tasks. Using Paystand, you can enable no-fee payments and simplify complex accounting processes and operations like collections, payment reconciliation, and the communication workflow with customers. You won't find any additional fees or markups associated with Paystand's network. Instead, you can access wholesale processing rates and collect payments electronically without paying any transaction fees. With robust support for many ERPs like NetSuite, Xero, and other eCommerce systems like Magento and Epicor, Paystand integrations upgrade the entire customer payment experience. Paystand helps you reduces costs and frees up AR resources across your business to improve cost savings, team productivity, and cash flow.

BridgerPay

BridgerPay

bridgerpay.com

BridgerPay is the world’s first payment operations platform, built to automate ALL payment flows with a Lego-like interface, empowering ANY business to scale their payments, insights, and revenue with a codeless, unified and agnostic software.

Modulr

Modulr

modulrfinance.com

We're the digital platform removing the need to use your bank for bank accounts and payments. We automate your payment flows, embed payments within your platform, and enable you to build new payment products and services. All from one API.

Cognito

Cognito

cognitohq.com

Cognito identity verification provides instant KYC and AML compliance, watchlist screening, and more, globally, with just a few lines of code.

Forwardly

Forwardly

forwardai.com

Access, monitor, and manage business accounting data. Cash flow is the most critical component of a business’s financial health. We make gaining financial insight and control easy with a full suite of accounting data solutions for banks, lenders, fintechs, accountants, and small businesses.

Finix

Finix

finix.com

From startups to publicly traded companies, Finix’s end-to-end platform equips you with all the tools you need to process online, in-person and mobile payments. With thousands of payment configurations possible, and 99.999% uptime, Finix is rewriting the payments industry one API at a time to lower barriers to entry, drive competition, and make the ecosystem more equitable and accessible. Engineered to support the most complex payments use cases and be configurable to your unique business needs, innovative companies of all sizes Finix’s our flexible, enterprise-grade technology to deliver seamless payment experiences and drive revenue growth.

Chift

Chift

chift.eu

Chift offers a powerful integration solution for B2B software publishers. Its platform helps businesses connect with one another by simplifying the integration process between various types of software. Chift specializes in embedding integrations directly into its clients’ software interfaces. This approach allows end-users to activate connections, such as those between accounting and spend management software, seamlessly with minimal effort. The company emphasizes scaling software businesses, particularly in Europe. Innovations include a Unified API and Syncs that supports seamless data synchronization, enabling software publishers to enhance their offerings and improve customer experience without significant development effort.

SnapTrade

SnapTrade

snaptrade.com

SnapTrade is a developer API to connect to retail brokerages and crypto exchanges for live account data and executing trades.

UniBit

UniBit

unibit.ai

UniBit is your single source for all financial information. By leveraging our technologies in NLP, ML, and cloud computing, we deliver the most advanced and comprehensive market data to you faster, easier and more accessible than ever.

Meld

Meld

meld.io

Meld empowers developers to build a Multi Vendor Fintech stack. With a few lines of code, developers gain access to a wide range of financial integrations across multiple domains. Meld helps you lower your overall 3rd party vendor costs, increase coverage and conversion rates, and saves you time by launching integrations across markets faster. We provide performance analytics for every provider you integrate with - putting you back in control of your fintech stack.

Flinks

Flinks

flinks.com

Flinks enables businesses to connect to their customers’ financial accounts, enrich this data, and utilize it to deliver better digital products. Trusted by millions of consumers, and serving innovators in lending, FinTech, digital banking, asset management and insurance, Flinks is becoming a global leader in financial data open banking and analytics.

Checkboard

Checkboard

checkboard.com

Checkboard is your all-in-one compliance platform. Based in the UK, Checkboard offers Law firms, Conveyancers, Estate Agents, Landlords and Property Developers the ability to perform the most valuable AML, KYC, and Biometric ID checks. Allowing property professionals full autonomy as they can run them directly from the slick Checkboard platform and receive a comprehensive rated report on their clients within 15 minutes.

Yardstik

Yardstik

yardstik.com

With Yardstik, you run fewer background checks and get measurably better results. Our groundbreaking sequential screening technology cuts unnecessary steps and accelerates candidate evaluations—saving you time and money. And that’s just the beginning. We’ll keep challenging long-held background screening industry practices in other areas—from customer support to fraud reduction—on your behalf. Thousands of customers from industries in gig marketplaces, staffing, transportation, and health care—trust us to elevate their screening solutions. Learn more about our mix of screening, fraud, and compliance products in our integrated platform, at https://yardstik.com. Yardstik: Measurably better.

Codat

Codat

codat.io

Codat helps banks build deeper connections with business customers. We offer products that make it easy to access, synchronize and interpret data from customers’ financial software for specific use cases, such as onboarding suppliers to commercial card programs and underwriting business loans. Codat is used by the largest banks in the world to grow share of wallet, reduce churn & scale their operations. We are backed by leading investors including JP Morgan, Canapi Ventures, Shopify, Plaid, Tiger Global, PayPal Ventures, Index Ventures and American Express Ventures.

Ecommpay

Ecommpay

ecommpay.com

ECOMMPAY is a leading payment service provider and a direct bank card acquirer. We create tailor-made data-driven technologies for e-commerce clients to make online payments worldwide. ECOMMPAY ensures money movement in one click; our payment gateway facilitates an omnichannel payment process, combining acquiring capabilities, 100+ payment methods, mass payouts, and technological innovation within a single, seamless integration. Our clients enjoy reduced operational costs, reduced time to market in the case of business expansion, and the synergy between conversion and security. ECOMMPAY has 4 offices globally, employing over 700 people. ECOMMPAY Group companies offer payment services and direct acquiring internationally under the licences of the Financial Conduct Authority of the UK (FCA) – ECOMMPAY LIMITED, and the Central Bank of Cyprus – ECOMMBX LIMITED.

BizPayO

BizPayO

bizpayo.com

BizPayO lets professionals accept credit card and ACH payments online while recovering the processing fees. 100% compliant and ultra-secure.

Prommt

Prommt

prommt.com

Prommt is a secure payment request platform that turns risky, time-consuming telephone payments into secure, online transactions. Prommt gives merchants the ability to send instant, personalised payment requests to customers via email, text or online message; bringing a secure and seamless online checkout experience directly to customers. Ideal for enterprise clients, Prommt is a fully scalable web-based application that can provide large organisations with easy user management and tiered access control for complex teams across multiple locations. Integrating fully with existing payment providers, Prommt allows clients to maintain relationships with their current gateway or card payment processor. Packed with clever features including secure card tokenisation, recurring payments, Autocharge, automated receipts, intelligent alerts and fully-branded payment communications, Prommt provides all of the tools you need to transform your payment processes.

AxxonPay

AxxonPay

axxonpay.com

AxxonPay is a premier payment solutions provider and a direct bank card acquirer for high risk merchants. We offer a range of payment services, including Visa, Mastercard, JCB, UnionPay, and alternative payment methods to clients across the globe. Our data-driven technologies are customized to suit the needs of our e-commerce clients, making online payments simple, secure and hassle-free. Our payment gateway facilitates an omnichannel payment process, combining acquiring capabilities, over 100 payment methods, mass payouts, and technological innovation within a single, seamless integration. AxxonPay guarantees swift money movement in a single click. Our clients benefit from reduced operational costs, reduced time-to-market for business expansion, and the perfect balance between conversion and security. With over 700 employees, AxxonPay has a global presence with four offices worldwide. We are licensed by the Financial Conduct Authority FCP of the UK. Our commitment to our clients is reflected in our state-of-the-art payment solutions and impeccable customer service.

Prembly

Prembly

prembly.com

Security and Compliance Infrastructure for Emerging Markets. Trusted by hundreds of digital businesses across emerging markets for Identity Verification, Fraud Detection/Prevention & Background Checks; to safely acquire, onboard customers and perform seamless transactions across borders with trust & without restrictions, while maintaining required regulatory compliance checks.

Socure

Socure

socure.com

Socure’s patented machine learning platform powers an elevated standard for seamless CIP/KYC compliance, fraud detection, ID document verification, and bank account ownership validation through a purpose-built, end-to-end solutions suite that results in robust, industry-leading accuracy to unlock identity trust for digital interactions and engagement at onboarding and throughout the customer journey.

Libeo

Libeo

libeo.io

Libeo enables SME business owners, financial directors and accountants across Europe to centralise and pay their supplier invoices in one click, without IBAN and without having to connect to their bank. The platform allows for end-to-end management of the purchasing cycle: - One single platform to manage and pay all your supplier invoices - Scans and sorts all of your invoices - Reduces manual processing errors and secures payments to prevent fraud - Digitization of your approval workflows - Simple and secure payments without using bank account details and without them having to go through their banking interface - Integration with several accounting tools Nearly 100,000 small businesses have joined Libeo to centralise and pay suppliers invoices like Eurosanté Private hospitals, Champagne Alain Edouard, Chateau Laguiole, Bodyguard app, Cali Sisters, Paname Collections or some franchises (Monoprix, Starbucks). Libeo has raised a total of £22M in funding since its creation in 2019. For more information [www.libeo.io](http://www.libeo.io) or contact us [[email protected]](mailto:[email protected]).

Intergiro

Intergiro

intergiro.com

Intergiro is trusted by thousands of customers across Europe. With our Business Banking API, you can easily automate your financial operations and take full control. Use our API for payment creation and automation, setting user roles and permissions, and accessing account data. Optimise your business processes with the power of code.

Finazon

Finazon

finazon.io

Finazon is leading a revolution in how individuals and businesses access financial data. As a global marketplace, Finazon provides unparalleled access to an extensive array of datasets, covering everything from stock markets to forex, cryptocurrencies, fundamental data, and more. With a firm commitment to transparency and compliance, Finazon bridges the gap between users and real-time, historical data, meticulously curated from the world's most reputable exchanges and data publishers. A distinguishing feature of Finazon is the customization capability of each dataset. This means there are no preset data bundles to purchase. Instead, you have the freedom to configure every facet, from the number of API calls to the delivery speed, connectivity options, and more. Furthermore, all data available on the platform can be used internally, externally, and commercially, including redistribution. Finazon offers not just a service, but a platform for endless possibilities in the realm of financial data utilization.

Fidel API

Fidel API

fidelapi.com

Fidel API is a global financial infrastructure platform that enables developers to build programmable experiences at the moment a transaction occurs on any payment card. Startups through global enterprises are leveraging Fidel API's tools to power a range of solutions including digital receipts, customer attribution, loyalty and rewards, commercial expense management and personal financial management.

Quiltt

Quiltt

quiltt.dev

Quiltt enable financial innovators to access the best account aggregation and transaction enrichment providers through one lightweight integration and one simple contract. Our mission is to unlock the next wave of fintech innovation by removing technical and commercial barriers to build with financial data. Quiltt is backed by investors including Greycroft, Newark Venture Partners, Motivate Ventures and Abstraction Capital.

PlanetVerify

PlanetVerify

planetverify.com

PlanetVerify streamlines/automates the repetitive process of collecting new customer, employee or job applicant personal data. It intelligently allows the user to provide all their own data through their own device, saving time and money. When organisations are frequently hiring, they have the problem of chasing down data or documents from their new employees. This can mean the need for busy HR professionals to continually send emails, calls or texts trying to get those one or two important documents that will alleviate the risk and worry of not having the correct ID, work permit or POA in an emergency such as a surprise audit. PlanetVerify provides a very simple Dashboard held on Microsoft Azure that automates this process securely and can be set up in literally minutes. User selects items that need to be collected and presses SEND to one or multiple paries. These can then respond with their own device entering data items and using their camera for documents. The user will be sent email/SMS reminders if there is anything missing and once everything is complete you will be notified - job done! Apart from the time saved chasing, all data is entered by employee so there is no need for double entry . PlanetVerify even verifies items such as IBAN numbers at point of entry so no more transcribing long and often erroneous bank numbers. Other optional verification tools are easily accessible on the PlanetVerify Dashboard. Scheduled archive and purge rules can be set up to ensure data is not held beyond the legal requirement and especially if applicant is declined a job. If document is incorrect or of insufficient quality simply press the reject button and select reason from drop down list - employee will be notified. Unlike in the case of email where receipt of personal data comes in a drip feed form with numerous unknown and risky attachments, PlanetVerify presents all items risk free to user in a neat, one screen profile on Dashboard. No sorting and storing required as this is all done automatically by PlanetVerify. PlanetVerify who are partners of Docusign also provide fully integrated eSigning needs, so employment contracts can be included in data request and signed instantly by individual on their device.

Paylivre

Paylivre

paylivre.com

Paylivre is a payments fintech, based in Brazil, that provides cross-border solutions, moving over 8 million dollars monthly and connecting our partners to their Brazilian audience through our payment APIs.

Easebuzz

Easebuzz

easebuzz.in

Easebuzz is full-stack payment solutions platform serving more than 1,00,000 businesses in India. With a mission to become one-stop Financial Operating System for businesses, Easebuzz helps companies digitise payments & manage end-to-end financial operations around digital payment collections, payment disbursals, connected banking, split payments, automated reconciliation, vendor payments, sub-merchant management, refund management etc through plug-and-play API solutions. Besides serving SMEs and startups in India, the company also caters to mid and large corporate business from various sectors of the economy including education, retail, NBFCs, insurance, e-commerce, D2C, travel & tourism etc.

Rvvup

Rvvup

rvvup.com

Rvvup is a Payments 3.0 multi-rail payment platform that delivers new real-time open banking and digital currency payments, alongside Cards, PayPal, Apple Pay & BNPL - future proofing businesses with one simple integration, instant settlement, increased conversion and lower fees.

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