Digital Banking: best apps and software

Digital banking apps let people hold money, spend, transfer, and save from their phone, often without a traditional branch-based bank.

Qvapay

Qvapay

Qvapay is a digital payment app for managing dollar accounts, buying and selling cryptocurrencies, and facilitating local and international transactions.

BML Internet Banking

BML Internet Banking

The BML Internet Banking app allows users to manage their finances online, view transactions, and perform banking operations securely from their devices.

Nordea Denmark

Nordea Denmark

The Nordea Denmark app allows users to manage bank accounts, monitor transactions, make payments, and manage savings and investments securely on mobile devices.

BusyKid

BusyKid

BusyKid is an app with a prepaid Visa card letting parents assign chores and allowances, monitor activity, and let children save, spend, donate, and invest with parental controls.

Kiwibank

Kiwibank

The Kiwibank app allows users to manage finances, view account balances, pay bills, transfer money, and set financial goals securely on their mobile devices.

Aella

Aella

Aella is a financial app providing loans, bill payments, savings, and health insurance, aimed at enhancing access to financial services in Africa.

HSBC México

HSBC México

App for HSBC México to manage personal accounts: view balances, transfer funds (domestic/international), pay bills, deposit checks, receive notifications, and use biometric login and chat support.

George Česko

George Česko

George Česko is a digital banking app for viewing accounts, making payments, and managing and tracking personal finances through a graphical interface.

TPBank

TPBank

TPBank app lets users open and manage personal and business bank accounts, make transfers and payments, view transactions and spending, and use biometric and voice features for secure mobile banking.

Openbank U.S.

Openbank U.S.

Openbank U.S. is a digital banking app for managing personal accounts: view balances and statements, transfer funds, manage contacts/beneficiaries, and sign in with biometrics.

ING Italia

ING Italia

Mobile banking app to view and manage accounts, transfers, payments, loans, savings and investments; offers biometric login, alerts, chat and video support, currency tools and ATM/branch locators.

ASN Bank

ASN Bank

Mobile banking app for ASN Bank (Netherlands): view balances and IBANs, make transfers and payment requests, manage savings and mortgages, receive transaction alerts, use iDEAL/iDIN.

PenFed

PenFed

The PenFed app allows users to access and manage their accounts, check balances, pay bills, and integrate with ATMs securely and conveniently.

Citizens Bank

Citizens Bank

The Citizens Bank app allows users to manage accounts, view balances, transfer funds, pay bills, deposit checks, and access customer support securely.

Teya

Teya

Teya is an all-in-one app that offers payment processing, business management tools, and customer engagement solutions for streamlined operations.

Zopa Bank

Zopa Bank

Mobile banking app to open a Biscuit current account and manage savings (pots, ISAs), loans, credit cards and car finance; offers cashback, interest, notifications and Apple Pay.

Simplii Financial

Simplii Financial

Mobile banking app to check balances, pay bills, transfer funds and use Interac e-Transfer in Canada, order foreign cash, send money to 90+ countries, manage accounts and alerts.

Openbank Deutschland

Openbank Deutschland

Openbank Deutschland is a digital banking app to manage accounts, make transfers, track expenses, control cards, use biometric login, aggregate other banks, and apply for cards/loans.

DuPont Community Credit Union

DuPont Community Credit Union

The DuPont Community Credit Union app allows members to manage accounts, check balances, view transactions, transfer funds, pay bills, and find nearby branches and ATMs.

Beyond Bank

Beyond Bank

Mobile banking app to view balances and transactions, make transfers and payments (Osko, PayID, BPAY), manage cards and eStatements, track savings goals, and access youth and business accounts.

Raiffeisen Online Romania

Raiffeisen Online Romania

Raiffeisen Online Romania is a secure digital banking app allowing users to manage accounts, perform transactions, and access financial services from mobile devices or computers.

Sacombank

Sacombank

Mobile banking app for Sacombank: manage accounts, view balances/statements, make transfers and QR/bill payments, open savings/apply loans, and manage cards with biometric/Smart OTP security.

OCB

OCB

OCB is a digital banking app for account opening, transfers, bill and QR payments, savings and loans, Smart OTP authentication, transaction management and rewards.

Brex

Brex

Brex is a financial management app that integrates corporate cards, expense management, and business banking for streamlined operations.

ACB ONE Biz

ACB ONE Biz

Business banking app for enterprises to view accounts, initiate and approve domestic/international transfers, manage payroll and deposits, pay taxes/bills, and receive bank notifications on mobile/web.

ING Romania HomeBank

ING Romania HomeBank

ING Home'Bank is a mobile banking app to view accounts, make transfers and payments, manage cards and access banking services from your phone.

Openbank México

Openbank México

Openbank México is Grupo Financiero Santander’s digital banking app that lets customers open and manage accounts, make payments, and access other online banking services.

Original

Original

A digital bank in Brazil that allows users to open a current account entirely online.

FPTS

FPTS

The FPTS app allows users to manage financial transactions, view account information, track transactions, and access financial services securely and efficiently.

Holvi

Holvi

Holvi is an all-in-one banking app for SMEs that offers banking, invoicing, bookkeeping, and a business credit card for efficient financial management.

UnionBank Philippines Business

UnionBank Philippines Business

The UnionBank Philippines Business app helps users manage business banking with real-time access to accounts, fund transfers, bill payments, and secure authentication.

Vikki

Vikki

Vikki is a Vietnamese digital banking app for opening accounts, managing funds, transfers, bill payments, loan services, and transaction tracking on mobile.

Danske Bank Denmark

Danske Bank Denmark

The Danske Bank Denmark app allows users to manage finances, transfer money, pay bills, and access financial insights in a secure and user-friendly interface.

George Slovakia

George Slovakia

Mobile banking app for Slovenská sporiteľňa customers to view balances and transactions, make transfers and payments, manage cards and loans, and use biometric authentication.

ING Belgium

ING Belgium

ING Belgium mobile app for managing accounts, transfers and payments (including Wero), savings, investments, alerts, biometric login and multi‑currency IBAN transfers.

The First Bank

The First Bank

The First Bank app allows users to manage accounts, transfer funds, pay bills, and deposit checks securely via mobile banking.

Efí Bank

Efí Bank

Mobile banking app for personal and business accounts: check balances, send/receive Pix and transfers, pay bills, deposit/withdraw cash, use debit/credit/prepaid cards, and view statements.

GoDutch

GoDutch

GoDutch is a business banking app for SMEs to manage accounts, payments, cards, expenses, invoices, international transfers, and accounting tasks in one place.

HSBC HK

HSBC HK

HSBC HK Mobile Banking lets customers view accounts, check balances and statements, make payments and transfers, manage cards, investments, multi‑currency Global Money Account, MPF and in‑app support.

Guaranty Trust Bank Gambia

Guaranty Trust Bank Gambia

Mobile banking app for Guaranty Trust Bank Gambia allowing account opening, transfers, bill and airtime payments, account management, statements, card controls, and biometric login.

Paywint

Paywint

Paywint is an app for sending and receiving money, linking multiple bank accounts and cards, with secure, instant transactions and real-time alerts for individuals and businesses.

Aspire

Aspire

Aspire is a finance app for SMEs, offering tools for international payments, expense management, and virtual accounts/cards for streamlined financial operations.

Apple Bank

Apple Bank

The Apple Bank app enables users to manage their finances, view balances, transfer funds, set alerts, deposit checks, and track spending securely and conveniently.

Nordea Finland

Nordea Finland

The Nordea Finland app allows users to manage banking tasks, monitor accounts, make payments, and access support securely and conveniently on multiple devices.

e.PN

e.PN

e.PN allows users to create virtual bank cards, make quick payments, and transfer funds seamlessly across accounts in various global regions.

BIDV iBank

BIDV iBank

BIDV iBank lets institutional customers manage accounts, view deposits/loans, transfer funds (domestic/international), pay and approve bills, generate/scan QR codes, and use secure mobile/web login.

ABBank

ABBank

ABBank is a mobile banking app for An Binh Commercial Joint Stock Bank. It lets users open accounts, view balances and transactions, transfer funds, pay bills, top up mobiles, and uses FIDO security.

Eximbank

Eximbank

Eximbank EDigi combines internet and mobile banking to access accounts, view balances and transactions, make transfers and payments, manage cheques, statements, and locate ATMs/branches.

Yotta

Yotta

Yotta allows users to save money while earning above-average interest and offers weekly random number draws for prizes up to $10 million.

Payowire

Payowire

Payowire is a digital payment app providing global payment solutions, virtual/physical cards, and multi-currency accounts for freelancers and businesses.

Atlantic Money

Atlantic Money

Atlantic Money facilitates international money transfers for businesses at a fixed fee, offering significant savings compared to other providers.

Prospa

Prospa

Prospa is a business account app allowing Nigerian users to manage finances, send/receive transfers, create sub-accounts, send invoices, and access legal/accounting support.

Scotiabank Mexico

Scotiabank Mexico

The Scotiabank Mexico app allows users to manage accounts, transfer funds, pay bills, and access financial services securely from their mobile devices.

Winvesta

Winvesta

Winvesta simplifies cross-border payments, allowing businesses and freelancers to receive money in 37+ currencies with local account details, low fees, and quick transfers.

LPBank Biz

LPBank Biz

LPBank Biz is a digital banking app for businesses to manage accounts, transfer funds, pay bills, issue and manage corporate cards, and access loans and deposits.

Bankwest

Bankwest

Bankwest lets Australian customers view balances and transactions, transfer funds, make payments, manage accounts and cards (including digital wallet), and close standard accounts via mobile/web.

Nam A Bank

Nam A Bank

Nam A Bank mobile app for opening accounts, checking balances, transfers (intra-/interbank, QR), bill payments, savings and card management, with secure authentication and 24/7 access.

MB Bank Business

MB Bank Business

MB Bank Business lets enterprises view accounts, initiate and approve domestic and international transfers, pay bills and taxes, manage deposits and payroll via mobile and internet banking.

Bank Australia

Bank Australia

Mobile banking app for Bank Australia to view balances, make domestic and international transfers (Osko, PayID, BPAY), manage Visa cards, receive alerts, and use biometric login.

SeA Biz

SeA Biz

SeA Biz is SeABank's mobile app for corporate clients to manage business banking: view accounts, track transactions, make payments, and access business banking services.