Digital Banking: best apps and software
Digital banking apps let people hold money, spend, transfer, and save from their phone, often without a traditional branch-based bank.
SeABank
SeABank is a mobile banking app for account management, transfers, viewing transactions, and accessing savings products with basic security features for personal banking.
Cetelem
The Cetelem app allows users to manage their financial accounts, track transactions, and perform operations like payments and transfers conveniently from mobile devices.
Merrick Bank
The Merrick Bank app allows users to manage their accounts, pay bills, check balances, and monitor transactions conveniently.
M1 Finance
M1 Finance is a financial platform for investing, borrowing, and spending, offering personalized portfolios, automated management, and digital banking services.
Papara
Papara is a digital financial services app that allows users to send money, pay bills, and manage budgets, featuring a prepaid card for easy transactions.
ING Australia
The ING Australia app allows users to manage their finances, make payments, track spending, and access account information securely on their mobile devices.
blu Bank
blu is a fully digital banking app that lets users perform all everyday banking operations online through the app.
EQ Bank
EQ Bank app lets Canadians manage personal and business accounts: view balances and transactions, make payments and Interac e‑Transfers, deposit cheques, and sign in with biometrics.
PostFinance
The PostFinance app offers users a suite of financial services, including account management, transactions, and cryptocurrency trading and staking.
Ubank
The Ubank app allows users to manage finances, including spending, savings, and loans, with low fees and high interest rates, focused on digital banking.
HelloCash
HelloCash is a compliant cash register app that runs on any device, allowing businesses to manage sales without needing additional hardware.
Winden
Winden is a business banking app that offers cash-back rewards, free wire transfers, and no fees.
Leatherback
Leatherback is a fintech app that facilitates efficient cross-border transactions, multi-currency accounts, and payments for businesses worldwide.
MobiKwik
MobiKwik is a mobile payments app in India for UPI transfers, wallet payments, bill payments, recharges, and merchant transactions.
Vault
Private wealth management app for UAE high‑net‑worth individuals offering a dedicated financial advisor and access to customizable equity/bond portfolios and private market investments.
comdirect
The comdirect app provides mobile banking, allowing users to manage accounts, perform transactions, and trade stocks conveniently.
GoHenry
GoHenry is a money management app for 6-18-year-olds with a prepaid debit card. Parents set chores and allowances, track and control spending, and kids access lessons, savings and investment tools.
PagBank
PagBank is a Brazilian digital banking app offering free accounts with daily CDI returns, payments and transfers, investments, loans, phone POS/card machines and credit cards.
Nickel
Nickel is a digital banking app providing accessible accounts and real-time transaction tracking for only €25/year, available at over 8,000 partner locations.
ANZ New Zealand
The ANZ New Zealand app enables users to manage their finances, monitor accounts, track transactions, and make payments securely via mobile banking.
Wealthfront
Wealthfront is a financial management app that offers automated investment services, cash management, advanced financial tools, and a portfolio line of credit for effective wealth building.
BIDV SmartBanking
BIDV SmartBanking is a digital banking app for managing accounts, making transfers, paying bills, and engaging in online shopping securely and conveniently.
UPI
The UPI app provides breaking news and reports from around the world, maintaining a long-standing history in the news industry since 1907.
TransferGo
TransferGo is an app for sending money internationally at low fees, allowing users to manage multi-currency accounts and process transactions quickly.
Mercado Pago BR
Digital wallet for Brazil: make and receive payments, transfers (Pix), manage balance and linked accounts, access credit, and handle sales and point-of-sale tools for merchants.
Advcash
Advcash is a payment platform that allows users to send, receive, convert, and manage digital currencies and cryptocurrencies across multiple assets.
Relay Financial
Relay Financial is a business banking app that helps small businesses manage finances with tools for checking accounts, spending control, and integration with accounting software.
HBL
HBL is a mobile banking app for checking balances, viewing transactions, transferring funds, and paying bills securely from your phone.
Expatrio
Expatrio is an app that helps internationals relocating to Germany manage visa requirements, blocked accounts, health insurance, and residence registration.
Modak
Modak tracks allowances and chores, provides a Visa debit card and banking for kids & teens, teaches money skills via games, and awards MBX points (convertible to cash) for walking and tasks.
IME Pay
IME Pay is a digital wallet for quick online payments, bill payments, and money transfers, designed to simplify financial transactions for users in Nepal.
Metro Bank Personal
The Metro Bank Personal app allows users to manage accounts, transfer money, set up Direct Debits, and track spending with financial insights and card management features.
Wallbit
Wallbit is an app that allows users in LATAM to manage finances in USD, offering banking services, a Mastercard® debit card, and options for stocks and ETFs.
Rabobank
Mobile banking app for Rabobank (Netherlands) to view balances and statements, make transfers and iDEAL payments, receive payment notifications, and access support.
SEB
The SEB app enables users to manage accounts, track transactions, and perform banking operations securely and efficiently from their mobile devices.
Shine France
Business banking and financial management app for freelancers and small businesses, with accounts, payments, invoicing, expense tracking, VAT tools, and team expense management.
National Bank Business
The National Bank Business app offers businesses secure access to accounts, transaction management, and payment processing for efficient financial operations.
Raenest
Raenest is a global financial app for opening multi-currency accounts, sending and receiving international payments, converting currencies, spending with a dollar card, and investing in US stocks.
ING Netherlands
Mobile banking app for ING Netherlands to view accounts, make payments, manage cards, savings, loans and investments, use Google/Apple Pay, secure logins and customer support.
Marcus by Goldman Sachs
Marcus by Goldman Sachs helps users save, borrow, and invest with tools like high-yield savings accounts, CDs, and investment automation.
HSBC UK Business
Mobile business banking for sole traders, small businesses and companies: view balances and transactions, make domestic and international payments, deposit cheques, connect accounting, and get alerts.
ACB ONE
Mobile banking app by Asia Commercial Bank for account management, transfers, bill payments, mobile/data top-ups, opening savings, QR payments, card info, ticket booking and rewards; EN/VI supported.
Nordea Sweden
The Nordea Sweden app allows users to manage finances, pay bills, transfer money, access e-invoices, and receive support all within a streamlined digital interface.
True Link Financial
True Link Financial app helps users manage finances by tracking spending, setting limits, sending money, and monitoring transactions in real-time.
Branch app
Branch facilitates payments for businesses and provides users with a bank account, instant wages access, and budgeting tools for better financial management.
Monzo Business
Mobile-first UK business banking app providing current accounts, expense cards, multi-user access, payments (incl. bulk), accounting integrations, loans/overdrafts, tax tools and 24/7 support.
CHAABI NET
CHAABI NET is a digital banking app that allows users to manage accounts, make payments, and transfer money securely from anywhere.
בנק לאומי
The Bank Leumi app allows users to manage accounts, perform transactions, and access banking services securely from their mobile devices.
Instantpay
Instantpay is a digital banking app in India that offers current accounts, debit cards, and tools for payments and financial management.
Haspa
The Haspa app allows users to manage accounts, track transactions, and perform banking operations conveniently from their mobile devices.
Instant Financial
Instant Financial is an app that allows employees to access their earned wages instantly, make purchases, and transfer wages to a bank account.
mBank PL
mBank PL is a mobile banking app for Poland that lets users view balances and transactions, make transfers (including BLIK), pay contactlessly, manage cards, open accounts, apply for loans, and monitor security.
Metro Bank Business
The Metro Bank Business app allows users to manage business accounts, view transactions, make payments, set up Direct Debits, and access online banking securely.
VPBank NEO
VPBank NEO is a mobile digital banking app for account management, transfers, bill payments, investments and loan applications, with eKYC digital onboarding and security features.
ING España
Mobile banking app for ING España to manage accounts: view balances, transfers and payments, card control, savings, loans and investments, alerts, biometric login and ATM locator.
Digital Gramin Seva
An Indian banking and digital services app that helps shops offer AEPS, money transfer, deposits, withdrawals, recharges, bill payments, insurance, and travel services.
IKO
Mobile banking app for managing accounts, transfers, payments, card controls, and everyday services like tickets, parking, and top-ups.
Bank of Abyssinia
The Bank of Abyssinia app offers secure access to banking services, including loans, mobile banking, and international transactions for personal and business finance management.
LINE Bank
LINE Bank is a mobile banking app that allows users to open accounts, manage transactions, and receive alerts, providing convenient financial services on their smartphones.
BlueVine
BlueVine is a digital banking app for small businesses, offering checking accounts, lending, and bill payment solutions with no monthly fees and user-friendly features.