HCF

HCF is Australia’s largest not-for-profit health fund, trusted by members for over 90 years to protect their health and wellbeing. In return, HCF has consistently delivered quality cover and healthcare that truly puts members first — offering a level of care that’s uncommon in the industry. Founded in 1932, HCF has grown from humble beginnings to support more than 1.8 million Australians with a range of insurance options, including health, life, travel, and pet insurance. Staying true to its not-for-profit charter, HCF continues to focus on delivering the highest standard of care while returning more benefits to members. HCF has long been a pioneer in healthcare innovation, introducing Australia’s first multicover plan to “cover the gap” in extras services, establishing one of the first health fund-operated dental centre networks, and launching the country’s first on-demand injury cover. Driven by a mission to make healthcare understandable, affordable, and high-quality, HCF empowers its members to make informed decisions about their wellbeing. Through initiatives like the HCF Catalyst program, the fund invests in the future of healthcare by supporting startups with transformative ideas and funding research that improves health outcomes nationwide via the HCF Research Foundation. HCF also champions the wellbeing of its own people. The organization fosters a culture built on diversity, inclusion, and equality, ensuring a safe, healthy, and sustainable work environment where staff can thrive. With a proud history and a clear vision for the future, HCF continues to stand for genuine care, innovation, and better health for all Australians.