Page 5 - Top PayTrace Alternatives

PayJunction

payjunction.com

PayJunction is where people and technology converge to transact. Founded in 2000, the company has frequently disrupted the payment processing industry with an approach that combines continual innovation, customer advocacy, and transparent and ethical pricing. PayJunction processes over $9 billion annually with solutions that make it easy for businesses to accept payments made in-store, online and on-the-go. Our focus on computer science as an art—combined with our ethical, customer-centric attitude—drives us to develop disruptive technology that helps businesses increase productivity, reduce costs and elevate the customer payment experience. Our cloud-based payment solution easily and securely integrates with industry-leading business software and management platforms, or operates as a turnkey stand-alone solution. Our revolutionary No-code Payments Integration™ allows Independent Software Vendors (ISV) and developers to integrate payments within their software in minutes via PayJunction’s browser extension. PayJunction’s people-first culture values long-term relationships over short-term profits, which has helped us earn widespread recognition and awards from Stevie®, Glassdoor®, Titan® and others. Honesty and integrity are part of every interaction with partners, customers and employees. We foster a collaborative work environment, where creative ideas are welcomed, teams are inspired and success is celebrated. PayJunction is a place where you can find experienced mentors and supportive team members who are committed to your growth.

Spreedly

spreedly.com

Spreedly is a Payments Orchestration platform. Organizations rapidly growing, entering new markets, seeking to limit their compliance burden, or to lower payments costs often find that they can’t adapt their infrastructure to accept payments the way their business requires. Our Payments Orchestration platform enables payments flexibility and redundancy by allowing customers to build one integration and then route transactions through virtually any combination of payment services without ever touching end-consumer card data. We offer a powerful payments infrastructure called Payments Orchestration which enables companies of all sizes to secure payments data to transact with virtually any payment service globally, via one API, and to increase ROI from each transaction.

Balance

getbalance.com

Powering the entire B2B transaction lifecycle. Market-leading merchants and marketplaces use Balance’s B2B software and APIs to accept business payments, extend trade credit, and manage their full business transaction lifecycle.

Subscript

subscript.com

It's time to wave goodbye to old school billing and analytics software! Meet Subscript: the modern, flexible way for B2B SaaS companies to automate their invoicing, revenue recognition, and analytics. Finance leaders love Subscript because it saves their teams 20+ hours per month, helps them collect more revenue, and has a terrific ROI. When using Subscript you'll have complete confidence that: - Every invoice is being correctly sent out on time - Every unpaid invoice is being followed up with - Your B2B SaaS metrics are 100% accurate (including ARR, CARR, NRR and others!) Subscript is your partner for navigating the complexities of invoicing and anlaytics in the world of B2B SaaS!

ezyCollect

ezycollect.io

ezyCollect automates account receivables for B2B- our clients typically see a 40% reduction in overdue outstanding within the first 12 months. AR automation with 1. Credit insights based on live customer data and data from illion which helps you identify the best customers and eliminate bad debts with business credit scores 2. SimplyPaid payments integration which allows you to add a 'pay now' button on your invoices - so your customers can pay you directly from the invoice. 3. Online credit applications which integrates credit insights and business credit scores - so you can customise your credit terms to your customer risk Why AR teams love ezyCollect 1. Payment Write Back: Automatically record payments against customer invoices with Payment Write Back* 2. Payment portal where customers can 'Pay Now' or 'Pay Later' and view all their invoices in one place 3.Customer Risk Ratings: Customize credit terms based on Customer Risk Ratings 4. Automated SMS, Email reminders and 'Thank You for your payment' emails Send Consolidated Reminders with invoices attached and build stronger relationships 5. Centralised Communications: See an overall record of your customer communication in one place 6. Call Scheduling: Get control of the AR workday for overdue invoices AR Dashboard Get a bird’s eye view of your AR with the AR Dashboard

TrueLayer

truelayer.com

TrueLayer is Europe’s leading open banking payments network. We power smarter, safer and faster online payments by combining real-time bank payments with financial and identity data. Businesses big and small use our products to onboard new users, accept money and make payouts in seconds, and at scale. We’re live across 21 countries and over 20 million users trust us to process their transactions. Though we’re not stopping here. We’re on a mission to change the way the world pays. And we won’t stop until we’ve unlocked the full potential of payments.

Corcentric

corcentric.com

Corcentric offers full Source-to-Pay and Order-to-Cash solutions focused on reducing costs, optimizing working capital, and unlocking revenue. Corcentric's modular SaaS Source-to-Pay offering includes Analytics, Sourcing, Supplier Management, Contract Lifecycle Management, Procurement, Invoice Management, Financial Management and Payment solutions. Corcentric's Order-to-Cash solutions can significantly reduce your DSO by guaranteeing payments and eliminating credit risk.

Cratoflow

cratoflow.com

Cratoflow is the world's first end-to-end automated bookkeeping platform to help businesses manage their finances in an automated way with a virtual live assistant built through conversational AI & ML. Products include CratoBot® for AP Automation; CratoRev® for AR Automation, CratoMatch ® for Bank Reconciliation. Our platform integrates your payables and receivables in real-time, we make sure your bank transactions are properly applied against payables & receivables.

Dunforce

dunforce.com

Dunforce transforms the way companies manage their payments. It is the first Intelligent Collection Agent, using AI and machine learning to solve this growing problem of late payments.

Debtist

debtist.de

More growth, less cash flow stress – focus on what matters with Debtist as your receivables management and debt collection partner. As a global digital debt management and collection Partner we are not just a software tool, we actively increase your Cashflow and order to cash cycle through debt management, dunning & collection for both B2B and B2C debts and open invoices. Reduce risk through Credt checks, send automated payment reminders and let Debtist take over your dunning and legal claims. With letters, emails, phone calls, and SMS, Debtist actively handles all steps to recover the Cash. This relieves the financial team while simultaneously increasing cash flow and revenue. We integrate into your accounting stack, for seamless case collection, bringing you the real-time insights to increase your cash collection cycle from Credit checks, payment reminders up to debt dunning steps and legal case handlings.

collect.AI

collect.ai

collect.AI is the next generation Order2Cash platform for the AI era. Our SaaS platform is changing the way leading European companies realise their receivables. Our innovative, AI-driven technology enables end-to-end cash flow optimisation and ensures that receivables become cash flow reliably and in time. With collect.AI, European companies realise receivables smarter, faster and better. collect.AI was founded in 2016 and was one of the first AI fintechs made in Germany. Today, we are an Aareal Bank Group company and a leading FinTech innovator in the field of artificial intelligence and SaaS cloud technology,

Nuvo

nuvo.com

Nuvo provides a modern, branded onboarding experience and risk assessment platform that accelerates time to order, grows your customers’ purchasing power, and protects your margins. Get 100% complete and instantly verified new customer applications. Eliminate tedious data collection and leverage built-in insights to make fast, informed decisions. Make trade credit your competitive advantage with Nuvo. Branded & Configurable Credit Application Nuvo’s credit app is collaborative, customizable, and so flexible you can onboard both cash and credit customers. Nuvo verifies each customer’s identity and populates your ERP with clean data you can trust. Collaborative Approval Workflows Nuvo’s credit management dashboard supports seamless workflows for the finance team, and transparency across the company. Credit decisions made in Nuvo are synced directly to your ERP. Cross-functional workflows - Unlimited user seats - Automatic sales rep assignment to credit apps - Unique links for each customer record for easy sharing - Application status notifications for assigned sales reps and key decision makers Tracked changes for every customer - Intuitive customer organization by account status - Detailed user activity log for every customer record - Flags to target customers for review - Custom notes with attachments Insightful Risk Monitoring Dashboard Stay on top of your customers’ changing risk without getting deep into the paperwork of a traditional credit review. Respond to trends in your own receivables and a portfolio of additional risk sources. Insights at a glance - Credit utilization, invoice aging, spend per month, and days sales outstanding, calculated directly from your ERP - Single view of risk changes across multiple data sources - Weekly risk digest, direct to your inbox - Color-coded badging to identify risk changes Integrated Data Sources - Accounts receivable insights from your ERP - High-priority alerts for liens and bankruptcy filings - Refreshed trade references with changes to credit terms open balances, and past due balances - Cash and credit balance updates, direct from banks - Changes in CreditSafe scores and recommended limits Streamlined Customer Profile Management Nuvo’s Customer Portal enables your customers to manage their credit profiles, request credit limit increases, and instantly sync all their updates with your Nuvo account. Easy record management - 2-way sync of customer profiles to your ERP - Self-serve profile control for customers - Customer accounts organized by credit status - Store and track tax-exempt certificates, W-9s, and licenses Simplified communications - Shared view of credit limit and terms - On-platform credit review requests from customers - Templated emails from your integrated mailbox for convenience and deliverability

Paidnice

paidnice.com

Paidnice is comprehensive accounts receivable automation for small and medium businesses using QuickBooks and Xero. Since 2022 Paidnice has facilitated on-time payments for over $4 billion in transactions across 3 million invoices. Our unique solution gives you the power to automate late fees, interest, reminders, and reporting on autopilot - saving credit controllers hours typically spent manually chasing late payments. Customizable rules and workflows allow tailoring Paidnice's functionality to match your payment terms and customer relationships - whether that's automated late penalties, SMS invoice reminders, expedited dispute resolution, or bulk customer statements. Core features and differentiators include: - Auto-apply late fees, interest charges, and prompt payment discounts. - Custom email & SMS invoice reminders and past-due notices. - Send quote reminders before they expire. - Escalation workflows e.g. automated dispute letters, credit reporting. - Automate & send bulk customer statements. - BYO email domain and branding. - Per-customer customization settings. By leveraging Paidnice's set-it-and-forget-it accounts receivable automation, small businesses can significantly accelerate payment cycles, improve customer communication, and strengthen financial resilience without adding more hours to their team's workloads. The bottom line? Getting paid on time, every time, without the typical frustration.

DepositFix

depositfix.com

DepositFix is a robust invoicing and payment automation platform designed for service-based businesses and agencies seeking to streamline their billing processes. By integrating directly with popular CRMs like HubSpot, Monday.com, etc DepositFix empowers users to manage one-time and recurring payments within their existing workflows, creating a smoother, more efficient deal-to-cash experience. For agencies, consultancies, and other service providers, DepositFix automates essential invoicing tasks, minimizes manual entry, and improves cash flow by reducing the time to collect payments. How DepositFix Works: DepositFix connects seamlessly with CRM data to synchronize customer and deal information, allowing businesses to create and send invoices based on real-time data, without having to leave their CRM platform. It supports a range of payment options, including credit cards, ACH, and PayPal, giving clients a flexible, secure, and convenient way to pay. Key Benefits: • Automated Invoicing and Billing: DepositFix eliminates repetitive billing tasks by automating invoice creation, scheduling, and payment reminders, allowing businesses to focus on higher-value activities. Users can set up recurring invoices and update payment statuses automatically, reducing manual work and errors. • Seamless CRM Integration: Built specifically to integrate with HubSpot, Monday.com, DepositFix connects billing with customer management. This integration means users can handle their invoicing and payment processes within the same CRM environment, resulting in more accurate, up-to-date billing information and a unified client view. • Enhanced Revenue Insights: The platform provides real-time analytics and reporting, giving users a clear picture of revenue trends, outstanding payments, and cash flow. This enables smarter, data-driven decisions and better financial oversight. • Flexible Payment Options: DepositFix supports various payment methods, allowing businesses to offer clients a choice in how they pay. This flexibility improves the client experience, helping reduce payment friction and improve timely payments. Why Choose DepositFix? DepositFix is designed for companies that rely on efficient payment processes to maintain healthy cash flow. Unlike generic invoicing tools, DepositFix combines CRM integration, automated billing, and a focus on service-oriented businesses to deliver a solution that simplifies AR management and helps users get paid faster. With DepositFix, agencies can handle all billing functions within a single, familiar platform, helping them operate more effectively and grow their business. DepositFix lets you sell event tickets, courses, digital products, memberships, subscriptions and accept donations. Have full control over your payment process: - Accept payments on your landing pages and keep your clients on your website during the entire checkout process. - Add custom fields to your payment forms. - Send receipts using email workflows. - Catch and recover failed subscription charges. - Manage billing information without leaving your CRM. - Combine multiple products into a single form. - Create charges or subscriptions using marketing automation workflows.

Dash Billing

dashbilling.com

Our all-in-one tool helps you collect without going to collections to increase efficiency within the company. Dash Billing works with companies to automate their invoicing, billing, and pre-collection strategies to increase payments by 66% with no human intervention. Our comprehensive dashboard allows you to monitor the performance of your billing efforts while evaluating trends and applying filters to gauge the amount of revenue you're accruing.

Resolve

resolvepay.com

Resolve allows b2b manufacturers & wholesalers to get paid upfront - while their business customers can pay in 30, 60, or 90 days. We're a complete net terms and credit management solution. Resolve at its core improves traditional and cumbersome b2b payments. We facilitate deferred payments between businesses, but in a way that benefits both businesses. This deferred payment is commonly referred to as ‘net terms’ in many industries, and it describes a payment delay of 30, 60, or 90 days that has come to be expected by business customers. The issue for the business seller is that they are required to act like a bank. They need to give short-term credit to their customers and ‘float’ these net terms invoice payments. Resolve takes care of every aspect of a business being able to offer net terms as a payment option. We solve for the credit checking process, provide invoice financing, automate accounts receivable processes, and speed up payments processing. Resolve enables b2b deferred payments through our end-to-end and embedded ‘credit billing’ solution. This refers to Resolve’s integration with an existing financial tech stack to automate and streamline all of the tasks associated with offering net terms. The results are simpler net terms that increase our customer’s cash flow and b2b sales, while reducing their financial risk and accounts receivable resourcing needs.

SequenceHQ

sequencehq.com

Sequence is an all-in-one CPQ, billing, metering and revenue recognition platform for B2B SaaS companies. Automate billing for every custom contract. Stop revenue leakage, avoid billing errors, and save time. Turn contracts into billing schedules in a few clicks and automate finance workflows effortlessly. Sequence automates your revenue collection process, allowing scaling companies to easily grow their topline, adjust pricing models on the fly, and create a source of truth for products & pricing. Sequence has built-in integrations to CRMs, ERP systems, and data warehouses, allowing for quick and easy implementation with your existing stack. The Sequence no-code dashboard is intuitive and loved by finance teams, and is the easy way to manage your billing.

Gaviti

gaviti.com

The next generation of accounts receivable software is here. Gaviti is a B2B Autonomous Invoice to Cash solution that uses AI to automate the repetitive and make everything else controllable and predictable. Gaviti provides A/R teams with solutions for credit management, collections management, dispute management, and cash application. Our clients have achieved remarkable results, slashing their late invoices by an impressive 50% within just six months of adopting Gaviti.

Kolleno

kolleno.com

Kolleno is an accounts receivable management software that brings receivables, payables, reconciliation and payments all in one place.

Esker

esker.com

Esker is the global authority in AI-powered business solutions for the Office of the CFO. Leveraging the latest in automation technologies, Esker's Source-to-Pay and Order-to-Cash solutions optimize working capital and cashflow, enhance decision-making, and drive better collaboration and human-to-human relationships with customers, suppliers and employees. Esker is a global cloud platform built to unlock strategic value for Finance, Procurement and Customer Service professionals, and strengthen collaboration between companies by automating the cash conversion cycle. Founded in 1985, Esker operates in North America, Latin America, Europe and Asia Pacific with global headquarters in Lyon, France, and U.S. headquarters in Madison, Wisconsin.

FinFloh

finfloh.com

FinFloh is an end-to-end platform built for Modern CFOs and B2B Finance teams to streamline accounts receivable operations, collect faster, automate cash application & take better credit decisions. FinFloh's goal is to transform receivables into a collective responsibility for all your business teams and position it as the biggest strategic lever for your firm’s cashflows. FinFloh's solution’s magic sauce recipe comprises of 5 major components: * Buyer Intelligence for Powerful Decisions * Receivables Workflow Automation * AI-driven Prediction of Receivables & Cashflows * Smart Contextual Collections * Collaborative Communication

Paylivre

paylivre.com

Paylivre is a payments fintech, based in Brazil, that provides cross-border solutions, moving over 8 million dollars monthly and connecting our partners to their Brazilian audience through our payment APIs.

PayDock

paydock.com

Paydock is a payments orchestration platform, that is leading the way in resolving numerous costly issues for merchants who navigate disparate, fast-moving & fragmented payment service (& related) providers. Our innovative API-first technology harmonises payment, fraud, identity & other vendors (such as PayPal, etc.) through a single interface, while satisfying compliance, security, technical & other functional needs.

eDebit Direct

edebitdirect.com

Credit cards are expensive, and sometimes tough to get, especially for high-risk industries. Our secure system allows you to debit

BizPayO

bizpayo.com

BizPayO lets professionals accept credit card and ACH payments online while recovering the processing fees. 100% compliant and ultra-secure.

Crezco

crezco.com

Crezco is the open banking payment solution designed for online invoices. We eliminate card fees and slow settlement times, saving you money, time spent reconciling, and improving your cashflow. You can also use Crezco’s bulk payment to securely pay suppliers and staff all around the world from a single bank authentication. We are the first account-to-account payments solution to handle international payments, as well as domestic payments, send or receive payments in 60+ currencies with some of the best rates on the market.

PDCflow

pdcflow.com

PDCflow provides payment communication software so businesses can collect payments, get esignatures, and deliver documents securely through the channels their consumers prefer—online payment portals, sms/text, and email. Our patented Flow Technology allows organizations to create custom workflows, from simple to complex, so their staff can drive business forward in a couple of clicks and their consumers can easily review and complete the requested transactions. Get started today by using our online PDCflow Platform or integrate with our developer-friendly APIs to add payment and communication workflows directly into your existing system.

Cybersource

cybersource.com

At Cybersource, we know payments. We helped kick start the eCommerce revolution in 1994 and haven’t looked back since. Through global reach, modern capabilities, and commerce insights, we create flexible, creative commerce solutions for everyday life—experiences that delight your customers and spur growth globally. All through the ease and simplicity of one digital platform to manage all your payment types, fraud strategies, and more. Knowing we are part of Visa and their security-obsessed standards, you can trust that your business is well taken care of—wherever it may go.

IXOPAY

ixopay.com

IXOPAY is a highly scalable and PCI-certified payment management platform for White Label Clients and Enterprise Merchants. The modern, easily extendable architecture enables the orchestration of payments, provides intelligent routing and cascading functions as well as state-of-the-art risk management, automated reconciliation and settlements along with plugin-based integration of Acquirers and Payment Service Providers. IXOPAY is part of the IXOLIT Group, which was founded in 2001 and maintains national and international e-commerce customers from Vienna, Austria, and Florida, US. The owner-managed and financed company has grown from a two-person team to an IT specialist with over 60 experts developing innovative solutions and products in the heart of Vienna.

Payfirma

payfirma.com

Payfirma is an award-winning payments company that helps businesses accept credit and debit cards online, in-stores, and on mobile devices. Over 8,000 businesses across North America use Payfirma’s payment tools to get paid easily and keep all transaction data in one simple place. When businesses use data to make decisions about customers, products, and employees, they run smarter, more successful companies.