Page 12 - Top Finance Apps - Spain

Spenmo

spenmo.com

Spenmo is the go-to payments software for growing businesses. We are an end-to-end payables software that brings internal spend management, corporate cards, automated bill payments, approval workflows, and accounting reconciliation into an integrated view. Companies that use Spenmo save over 50 hours and $10,000 every month. Upon completing the Y-Combinator program in 2020, Spenmo has since grown to over 200 employees and raised over US$85M in venture capital from leading investors such as Y Combinator, Insight Partners, Addition, Salesforce, Global Founders' Capital and Alpha JWC.

Volopay

volopay.com

Volopay is a financial solution provider that offers corporate cards, automated expense management, and accounting integrations that streamline financial operations, helping businesses save time and money while elevating the role of their finance teams. We are obsessed with empowering finance teams, transforming them from simple bookkeepers into strategic assets within organizations. Aspiring to drive change across the APAC region, we aim to become the go-to financial partner for businesses seeking growth and efficiency.

Kloo

getkloo.com

Kloo is the definitive solution for modernising accounts payable operations, including expense management and invoice payments. Powered by cutting-edge AI technology, Kloo enables businesses to reduce manual processes by up to 80%, creating a more streamlined and efficient workflow. Automate Accounts Payable with Kloo: Kloo's AI-driven platform simplifies the entire accounts payable process, from invoice approval to payment execution. Its intelligent design can effortlessly adapt to your unique business needs. Unparalleled Expense Management: Efficiently manage employee expenses with Kloo's user-friendly interface. Track, report, and reconcile expenses quickly and with complete transparency, offering better control over your financial operations. Revolutionise Invoice Payments: Kloo’s approach to invoice payments is designed to seamlessly integrate with any ERP system. The platform's flexibility and AI capabilities ensure that it fits within your existing infrastructure, regardless of the specific ERP you utilise. Key Benefits Reduce Manual Efforts: Trim manual tasks by 80%, allowing your team to focus on growth and strategic initiatives rather than time-consuming financial operations. Scalable Solutions Without Adding Staff: Kloo's end-to-end automation in accounts payable offers a robust foundation for growth without the constant need for additional resources. Enhance Compliance and Reduce Risks: With features like audit trails and role-based views, Kloo helps minimise financial risk and ensures that your operations remain compliant with relevant regulations. Improve Vendor Relationships: Kloo delivers a seamless payment experience for your vendors, emphasising transparent processing and multiple payment methods. Modernise your accounts payable, expense management, and invoice payment processes with Kloo. Its ability to integrate effortlessly with any ERP system, powered by advanced AI, means you can implement Kloo within your existing framework. This allows your business to evolve at the pace of today's dynamic market. By adopting Kloo, you invest in technology that automates crucial financial functions, empowering your company to be more agile and responsive.

Skovik

skovik.com

Skovik makes expense management effortless for both employees and finance teams. Our platform reduces the average time to complete an expense report to just 3 minutes and automates up to 80% of accounting operation work with the help of smart workflows and global tax rule compliance. The solution is ideal for midsize companies and enterprises, as well as rapidly growing businesses that require an expense management solution that can scale with them. Serving as a testament to that, we have over 1,000 such customers across 50+ countries.

Zaggle

zagglesave.com

Zaggle Save is an all-in-one, Expense Management and Employee Benefits Software that helps track business spends, submit expenses easily, manage compliance, and find opportunities to save money. Zaggle gives you an easy and smart solution to manage all your business expenses through VISA-powered multi-wallet Zaggle Cards.

Hurdlr

hurdlr.com

Hurdlr is a smart mobile app for independent workers, freelancers and solopreneurs to seamlessly manage their "business" finances in seconds. Not days, hours, or even minutes.

HitPay

hitpayapp.com

The all-in-one payment platform for SMEs. HitPay helps over 15,000 businesses across Southeast Asia and around the globe process payments efficiently and securely. We unify online, point of sale, and B2B payments into a single, integrated payment processing system.

Lenco

lenco.co

Lenco is a multi-currency digital bank for businesses in Africa. With Lenco, retail outlets, hospitality businesses and startups can easily pay vendors, suppliers and perform cross-border payment while having access to growth capital.

Finnt

finnt.com

Finnt AI-powered platform makes sense of unused and unstructured data by breaking down complex financial documents into digestible memos in minutes.

Plumter

plumter.com

Pay your suppliers in over 100 countries. Plumter helps businesses make global payments in more than 120 currencies at the fastest speed and best rates.

Salt

salt.pe

International Payments and Compliances. Helping business thrive in the international markets with effortless payments at the best possible rates.

Stairs Financial

stairsfinancial.com

Down payment assistance made easy. You could find more than $10,000 in qualifying homebuyer aid and compare mortgage rates from multiple lenders.

Magna

magna.so

Magna is building a platform to turn DeFi investments into financial primitives. Our first product is Carta for Web3, where companies can manage their cap tables and distribute their token equity to employees, advisors, or investors. We’re also building investor infrastructure for institutions to custody investments with on-chain execution and intelligence. Our ultimate goal is to use locked tokens as composable building blocks to power collateralized lending, liquid secondary markets, and other DeFi applications.

Gauss

gauss.money

Gauss allows people with good credit scores to significantly lower interest rates on their credit cards while they keep using them. Users connect their credit cards to the mobile app and get a revolving credit line in under 10 minutes. Gauss tracks and automatically pays off any expensive balance on connected cards, saving users thousands of dollars on interest charges and helping them pay off card balances faster and improve credit scores.

Flagright

flagright.com

Flagright is an AI-native, centralized, no-code compliance platform that transforms AML compliance and risk management for financial institutions. Our platform harnesses the power of generative AI to enhance compliance operations with real-time transaction monitoring, sophisticated case management, and proactive AI-driven investigations. Our comprehensive suite also includes dynamic customer risk assessment that adjusts to evolving risks and regulatory demands, alongside our robust AML screening, merchant monitoring, AI Forensics, amongst many other features. Flagright's commitment to excellence is reflected in its real-time processing of suspicious activities and its swift service integrationtypically just a week, a significant improvement over the industry standard of 2-4 months. This agility, combined with a holistic approach, places our customers at the forefront of financial crime compliance.

Cardda

cardda.com

All-in-one spend management for businesses in Latam. A card made for companies. Without procedures. Take control of your payments with virtual cards issued instantly.

Soon

soon.app

Soon is a fully automated crypto investing tool that allows users to invest in cryptocurrency without the stress of speculating. The platform uses dollar-cost averaging to invest, meaning users do not need to decide when to buy or sell. Soon also provides a standard portfolio, eliminating the need for users to spend hours researching what to buy. The tool is designed to take advantage of micro-opportunities provided by cryptocurrency through short-term volatility, buying often and selling often during small and large price upswings, taking smaller gains more frequently that add up over time. When users spend, Soon is notified and sells their highest gains to cover the transaction. Soon transfers money from the user's bank to invest in crypto and transfers earnings back to their bank weekly. With every gain sold, Soon sets a portion aside in a Tax Stash to cover the user's capital gains taxes. Soon has a strict 1 to 1 custody policy, which means that for every cryptocurrency denomination presented in the app, that exact amount is held in the user's wallet. The tool is safe, secure, and ethical, with assets held solely in the US, meeting all regulatory requirements.

Haspa

haspa.de

Hamburger Sparkasse AG (Haspa) is the leading bank for private customers and small-to-medium entrepreneurs in the Hamburg metropolitan area.

UpBanx

upbanx.com

Brex for D2C Brands and Content Creators in Indonesia. UpBanx is Brex for D2C brands and content creators in Indonesia. We help our customers open a high-yield business account, get financing, manage transactions, and launch Web3 projects, all in one place. There are over 700k D2C brands and content creators in Indonesia. If we serve all of them, that is a $14b/year market opportunity.

Harmoney

harmoney.in

Harmoney is a bond trading platform for financial institutions and asset managers in India. We are building the infrastructure to digitize bond markets and make bond trading more efficient.

Perl Street

perlstreet.com

The Financial Infrastructure For Distributed Energy Assets. Perl Street supercharges renewable energy finance teams Perl Street is democratizing structured finance through our platform, unlocking billions in financing for sustainable infrastructure and next-generation hardware technologies.

Jack

itsjack.com

All-inclusive financial management tool integrating Corporate Card, Payroll, Reimbursements, Transfers, and Bill Payment for complete financial solutions.

Kapital

kapital.mx

The only financial platform you need to operate your company Request credit, get paid faster, pay on time, view and automate your operation in one place.

Arc

joinarc.com

Empowering startups with modern financial products. Safely manage payments, store deposits, access financing, and earn yield all in one place. Fee–free startup cash management essentials built for scale, complete with dedicated support.

Fuell

getfuell.com

Fuell is a leading Expense Management solution that modernizes finance for SMEs by merging software and intelligent corporate cards into a single, unified platform.

Proper

properfinance.io

Financial reconciliation simplified. Automate your reconciliation and streamline accounting processes with the modern financial data platform.

Scratchpay

scratchpay.com

Scratchpay is a financial service provided by Scratch Financial, Inc. hosting their workloads on Google Cloud Platform (GCP) Public Cloud infrastructure. Scratchpay is a US startup providing loans to private people for medical care (initially from pet and now extended to person). The company is fully integrated on GCP and having a support plan and services from Google. Scratchpay is hosting all services in GCP Cloud and the solution has been publicly in production for several years. The company is continuously improving the service offering. Many different GCP services are in active use, and others are being evaluated. Scratchpay has an expert in-house team working on software development, data analysis, and business development. The company also has in-house team members specialized in information security, however, there are no dedicated GCP or other cloud computing experts in the team. Always interested in improving their use of GCP services following best practices and with a focus on security and optimization, Scratchpay was looking for a Security Assessment conducted by a GCP expert consultant.

Silicon Valley Bank

svb.com

Silicon Valley Bank (SVB), a division of First Citizens Bank, is the bank of the world’s most innovative companies and investors. SVB provides commercial and private banking to individuals and companies in the technology, life science and healthcare, private equity, venture capital and premium wine industries. SVB operates in centers of innovation throughout the United States, serving the unique needs of its dynamic clients with deep sector expertise, insights and connections. SVB's parent company, First Citizens Bancshares, Inc. (NASDAQ: FCNCA) is a top 20 U.S. financial institution with more than $200 billion in assets. First Citizens Bank, Member FDIC.

Amenli

amenli.com

Amenli is the first licensed online insurance broker in Egypt. Offers insurance to customers in a convenient & transparent way.

Obtainly

obtainly.com

Financing for B2B Commerce. We provide credit for inventory purchase & LPOs.

Mejor CDT

mejorcdt.com

Simulate and open your CDT without leaving home, selecting the best rate that banks offer.

Payze

payze.io

Unlimited ways to receive online payments. PAYZE is a way to clear and effortless online payments. We provide various technical solutions that allow you to manage your payment processes in the blink of an eye.

Nomod

nomod.com

The payments app to sell anything, anywhere. Let your customers pay online or in-person using payment links, QR codes, Apple Pay, Google Pay, and process cards from all major card networks

Zego

gozego.com

Zego is a property management automation company that simplifies cumbersome yet critical workflows for managers and associations. Our modern platform accelerates NOI growth and mitigates risk, helping clients to scale resources, build trust, and make data-backed decisions. From payments and utility management to resident engagement, Zego’s automated workflows seamlessly integrate with leading property management systems giving users real-time and accurate information at their fingertips. Since its inception in 2003, Zego (a Global Payments company) has evolved from a leading payments provider to a comprehensive property management automation platform. With more than 350 employees, Zego serves 7,000 residential real estate companies and over 15 million units nationwide. Learn more about what makes Zego one of the best workflow automation platforms for property management at gozego.com.

CryptoCompare

cryptocompare.com

CryptoCompare is a central authority for clear and concise information, offering unrivalled breadth, scope and depth of data, bridging the gap between the crypto asset and traditional financial markets. Founded in 2014, CryptoCompare is a global cryptocurrency market data provider, giving institutional and retail investors access to real-time, high-quality, reliable market and pricing data on 5,300+ coins and 240,000+ currency pairs. By aggregating and analysing tick data from globally recognised exchanges, and seamlessly integrating different datasets in the cryptocurrency price, CryptoCompare provides a comprehensive, holistic overview of the market. At a granular level, we produce: cryptocurrency trade data, order book data, blockchain and historical data, social data, reports and a suite of cryptocurrency indices.

Levro

levro.com

Simplify and automate your payments at scale. Streamline your payment workflows with automated data entry, flexible approval processes, easy to use payments, and simple reconciliation.

Sturdy Finance

sturdy.finance

DeFi protocol for interest-free borrowing and high yield lending.

Nouns Camp

nouns.camp

A Nouns DAO governance client

Mono

mono.co

Plaid for Africa, but better. We allow companies to access data from their customers bank accounts and allow them to debit money from these same bank accounts.

Prospa

getprospa.com

Prospa is a modern account for your business. Open a business account in 5 minutes and discover an incredibly fast and easy way to manage your business finances, from your phone. Thousands of Nigerian business owners, freelancers, startups and growing companies use Prospa. As a Prospa member, your account comes with: *Bank account number in your business name *Receive transfers from all Nigerian banks *Send transfers to all Nigerian banks *Create sub-accounts *Auto-Split your funds *Manage your customers *Send invoices *Pay bills *Buy airtime *Add team members *Download your statement *Add and manage additional businesses *Integrate with existing software *Transparent and easy to understand fees *Legal support *Accounting / Tax support

LOBSTR

lobstr.co

LOBSTR is a user-friendly and secure wallet designed for managing Stellar Lumens and other assets on the Stellar network. It provides a seamless experience for both beginners and seasoned crypto users, offering a range of features to manage, trade, and securely store digital assets. LOBSTR is a leading platform for managing Stellar Lumens and other assets issued on the Stellar network. It is known for its security, simplicity, and powerful features, making it a trusted solution for managing digital assets. Whether you're looking to trade, buy, or securely store your cryptocurrencies, LOBSTR provides all the necessary tools and resources.

Shepherd Insurance

shepherdinsurance.com

The all-in-one commercial insurance platform. We’re rethinking insurance for high-hazard industries. Shepherd combines blazing fast underwriting with complimentary world-class software to deliver real savings for clients.

NextPay

nextpay.world

NextPay is the easiest way to pay suppliers and employees! Manage your funds effortlessly. Get started now!

LULA

lula.com

The 1st Gen AI for Insurance.

Kanda

getkanda.com

Kanda is building Affirm for general contractors. We allow contractors to offer financing to homeowners who want to remodel but can’t pay the full price upfront.

Vest

vest.investments

Invest in US markets from Brazil. Simple, safe and fair. Invest in stocks, ETFs, REITs (American real estate funds) and more.

Palla

palla.app

Palla enables instant P2P payments from the US to other countries, a $65BN a year market. Sending and receiving remittances today is slow, time consuming and inconvenient for all parties, as it's a mostly cash based process. With Palla, senders in the US can do it in a few taps of their phone and receivers get their money in seconds.

Slope Buyer

slopepay.com

Transition your B2B payments online with Slope. Accounts receivable automation. Accept online payments, offer flexible payment terms, and automate Order to Cash processes with Slope’s software and APIs.

Slope Merchant

slopepay.com

Transition your B2B payments online with Slope. Accounts receivable automation. Accept online payments, offer flexible payment terms, and automate Order to Cash processes with Slope’s software and APIs.

Karbon

karboncard.com

Business payment transformed. Karbon has transformed business payment - without the fees, limits or waiting. Get foreign remittance service, multiple corporate cards, and payment instruments for free.

Pluggy

pluggy.ai

Activate the potential of Open Finance with Pluggy. Offer your customers a personalized experience through a single Open Finance API. Understand their behavior, move money and develop unique products.

Payhippo

payhippo.africa

Quick loans for clean energy access. Skip the delays of traditional loan processes. Access clean energy financing for your home or business in under 24 hours! Payhippo provides loans to small businesses in Africa in under 3 hours.

Portão 3

portao3.com.br

The smart account for smart companies. Have full control over your expenses and payments, on a management platform used by hundreds of companies like yours. Gate 3 is Ramp for LATAM. We are the frictionless way for companies to make payments.

Aleph

getaleph.com

Aleph is a spreadsheet-native FP&A platform that is transforming real-time data access and automation for finance teams. 150+ data connectors and bi-directional spreadsheet integrations put finance in full control over how they consolidate, transform, and work with cross-system data using Excel, Google Sheets, and web-based dashboards. From annual budgeting to monthly reporting, Aleph’s no-code tools eliminate 90% of the time-consuming, error-prone busywork, allowing finance teams to focus their time and energy on more strategic work. Hundreds of businesses rely on Aleph for faster reporting, deeper insights, and better decision-making.

Sequin

sequincard.com

Sequin is the first debit card designed to reward women where we're spending with up to 6% cashback on beauty, drugstores, gyms, local salons, and more! Cardmembers gain access to high interest checking, financial education, and a community of ambitious women. Plus, each Sequin Card is customized with a money mantra!

Truss

trusspayments.com

Truss is a no-fee banking solution tailored to the construction sector, offering secure financial management and innovative payment services. Our suite includes business checking, distinct payables and receivables management, and an extensive cards program, all without transfer fees, monthly costs, or account minimums. Backed by $2.5M FDIC insurance through Thread Bank, Truss is trusted by industry leaders for its efficiency and security. This platform is an invaluable tool for contractors and builders, streamlining financial processes and integrating seamlessly with essential business workflows, simplifying financial management in the construction industry.

Palenca

palenca.com

The simplest way to validate income and employment information Fintechs and Banks in Latin America choose us to improve their risk models using the most accurate data. Effortlessly and securely.

Confido

confidotech.com

Confido helps CPG brands understand and optimize the up to 30% of revenue spent on retailer and distributor deductions/billbacks. With Confido, brands can track their deductions and automate manual workflows like cash application, deduction management, and trade planning. Key Features Cash Application - Processes retailer/distributor payments. Tracks deductions by reason, retailer, and product Disputes - Automates support gathering and dispute submission to recover invalid chargebacks Trade Promotion Management - For the planning of upcoming promotions, and tracking of actuals and lifts automatically

Aqua

investwithaqua.com

The Modern Alternative Investing Experience. Aqua empowers financial advisors to invest beyond conventional asset classes and access opportunities traditionally only available to large institutions and ultra-high net worth investors.