Zebt

Privacy-first UK app that centralises credit cards, loans and BNPL, lets you choose Snowball or Avalanche repayment strategies and shows your estimated debt-free date.

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Zebt is a privacy-first finance app built specifically for the UK. While most finance apps focus on wealth and investing, Zebt focuses on the silent struggle: debt. We help you centralise your credit cards, loans, and BNPL payments into one clear view. More importantly, we help you choose your strategy. Toggle between the Snowball method (momentum via small wins) or the Avalanche method (logical math via interest rates) to find your specific "Debt-Free Date."

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