mPokket is an Indian mobile app that provides instant short-term micro-loans to college students, young professionals, and self-employed users. Operated by an RBI-registered NBFC.

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Students, young professionals and self-employed people in India who need short-term credit can use mPokket to apply for a personal loan online. The app guides applicants through mobile-number registration, digital KYC and a profile review, then lets eligible users choose a loan amount and repayment schedule. Approved funds are transferred to a verified bank account. Borrowers can repay in a lump sum or through EMIs, using UPI or a debit card. mPokket may suit people looking to cover short-term expenses such as medical costs, travel, repairs or course-related needs. Applying does not guarantee approval; eligibility depends on the applicant’s profile and verification.

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