KOHO

KOHO is a financial management app designed to simplify personal finance by offering a range of features that combine the benefits of debit and credit cards. It provides users with three types of accounts, each equipped with a prepaid credit card that allows for cash back rewards and interest earnings on account balances. Users can track their spending, set budgets, and receive real-time updates through the app.

Key features of KOHO include cash back rewards on categories such as groceries, transportation, and dining, as well as additional cash back from select merchants. The app also offers interest on savings, free e-transfers, and no NSF fees. For those looking to improve their credit, KOHO provides credit building programs and free in-app credit score access.

KOHO's accounts are designed to function like chequing and savings accounts, allowing users to manage their finances efficiently. The app supports multi-currency transactions and offers real-time transaction tracking, making it suitable for both domestic and international use. With features like account locking and zero liability protection, KOHO prioritizes user security and financial control. Overall, KOHO aims to provide a comprehensive financial management solution that is easy to use and accessible.