Top BharatX Alternatives

Afterpay

Afterpay allows users to split purchases into four interest-free payments over six weeks, enhancing affordability for consumers and boosting sales for merchants.

Klarna for Business

Klarna for Business offers merchants flexible payment solutions, transaction management, and marketing tools to enhance customer experience and drive sales.

Scalapay

Scalapay allows users to shop online and pay for purchases in three interest-free installments, enhancing financial flexibility for consumers.

SeQura

SeQura allows customers to make flexible installment payments, helping to increase conversion rates and sales for eCommerce businesses.

Laybuy Merchant

The Laybuy Merchant app allows businesses to offer customers the option to pay in 6 interest-free installments, facilitating secure transactions and immediate payouts.

PayPal

PayPal lets users send and receive money, pay online and in stores, store funds, link cards or bank accounts, create invoices/QR codes, and handle multi‑currency payments with purchase protection.

Mondu

Mondu is a fintech app that streamlines B2B payments by offering flexible payment terms and integrations for businesses across Europe.

Stripe

Stripe is a financial software platform for payment processing, enabling online and in-person transactions via various payment methods and supports multiple currencies.

Alipay

Alipay is a mobile and online payment platform that allows users to make payments, transfer money, and access various financial services easily and securely.

SaveIN Merchant

The SaveIN Merchant app allows merchants to split customers' healthcare expenses into 0% EMIs through a fully paperless process, with quick fund transfer.

PalmPay Business

PalmPay Business is a financial management app for businesses that facilitates transactions like payments, fund transfers, and bill payments with security features.

Mercado Pago

Mercado Pago is a digital payment app that facilitates financial transactions, offering services like digital wallets, credit solutions, and integration with e-commerce platforms.

Gcash

GCash is a mobile wallet app in the Philippines that allows users to make payments, manage finances, and access credit, supporting both local and international transactions.

Payoneer

Payoneer is an online payment platform facilitating global transactions for businesses, allowing users to send and receive payments in multiple currencies.

Resolve

Resolve is an app that enables B2B manufacturers and wholesalers to offer customers deferred payments while ensuring sellers get paid upfront.

OpenPay

OpenPay is a SaaS platform for managing subscriptions and payments, offering automated billing, analytics, and global currency support for businesses.

eSewa

eSewa is a digital payment app in Nepal that allows users to pay bills, recharge mobiles, book tickets, and transfer money securely.

Venmo

Venmo is a digital wallet for sending and receiving money between individuals and businesses, known for its social features and ease of use.

Skrill

Skrill is a digital wallet app for secure payments and international money transfers, supporting multiple currencies and payment methods.

Moniepoint

Moniepoint is a digital banking app in Nigeria that enables users to collect payments, access loans, and manage operations for personal and business finances.

Airwallex

Airwallex is a financial technology app for businesses that simplifies international payments and financial operations across multiple currencies.

Alternative Payments

Alternative Payments is a B2B payments platform offering multiple payment methods, automation features, and integration with accounting software for streamlined transactions.

Yoco

Yoco is a financial app enabling businesses to accept card payments, create digital invoices, and manage financial transactions effectively.

HitPay

HitPay is a payment platform for SMEs that supports online and in-person payments, allowing businesses to manage transactions and create online stores securely.

Khalti

Khalti is a digital wallet that allows users in Nepal to pay bills, send money, and accept payments online securely and conveniently using their phones.

Scratchpay

Scratchpay offers loans for medical care, initially for pets and now extended to personal use, relying on Google Cloud Platform for its operations.

PayU

PayU is an online payment service that facilitates transactions for merchants and consumers, supporting over 250 payment methods across multiple regions.

Leatherback

Leatherback is a fintech app that facilitates efficient cross-border transactions, multi-currency accounts, and payments for businesses worldwide.

Vivid Money

Vivid Money provides digital banking for businesses and freelancers, offering multi-IBAN accounts, automated payments, loans, transaction tracking, and cashback rewards.

Paysafe

Paysafe is a digital payments app enabling secure transactions for individuals and businesses through various payment methods, including online, in-app, and in-store.