Top Klarna Alternatives

PayPal

paypal.com

PayPal Holdings, Inc. is an American company operating a worldwide online payments system that supports online money transfers and serves as an electronic alternative to traditional paper methods like checks and money orders. The company operates as a payment processor for online vendors, auction sites, and many other commercial users, for which it charges a fee in exchange for benefits such as one-click transactions and password memory. Established in 1998 as Confinity, PayPal had its initial public offering in 2002. It became a wholly owned subsidiary of eBay later that year, valued at $1.5 billion. eBay spun off PayPal in 2015 to eBay's shareholders. The company ranked 204th on the 2019 Fortune 500 of the largest United States corporations by revenue.

Afterpay

afterpay.com

Afterpay pioneered a better way to pay. Customers shop now, pay over 6 weeks, and never pay interest. Merchants who partner with Afterpay reach the largest, most loyal shoppers in the world. More than 19M active customers have shopped with Afterpay globally and it is consistently rated in the Top 10 of shopping apps. Merchants benefit from partnering with Afterpay and offering customers a better way to pay. On average, Afterpay sends more than 1M global referrals to its merchant partners every day. Afterpay increases average order value, drives incremental sales, and keeps customers coming back. Here’s how Afterpay works for your customers: 1. Your customers shop your site or get the Afterpay app. 2. Customers see their payment schedule and choose Afterpay as their payment method at checkout. 3. They’ll make the first of 4 payments now. And pay the rest over 6 weeks. And, here’s how it works for you: - Get paid upfront. You’ll get paid within days for purchases made with Afterpay. - Minimize your risk. We take on risks, including chargebacks and fraud. So you can focus on growing your business. - Receive daily settlement reports. Get access to transactional information that you can use to reconcile and verify orders.

Affirm

affirm.com

Affirm’s mission is to deliver honest financial products that improve lives. By building a new kind of payment network – one based on trust, transparency and putting people first – we empower millions of consumers to spend and save responsibly, and give thousands of businesses the tools to fuel growth. Unlike most credit cards and other pay-over-time options, we show consumers exactly what they will pay up front, never increase that amount, and never charge any late or hidden fees.

Zip

zip.co

Zip (previously Quadpay) is a leading Buy Now, Pay Later company providing fair and seamless solutions that simplify how people pay. With a growing presence across the globe, our mission is to be the first payment choice, everywhere and every day. We exist to create a world where people can live fearlessly today, knowing they’re in control of tomorrow. Focused on product innovation that puts people at the center, we put the financial well-being of our customers and merchants at the heart of everything that we do. With Zip, customers can shop anywhere and pay later, while merchants get paid upfront. Our platform empowers businesses to offer flexible payment solutions to customers online and in store without the risk. Our user-friendly solution is easily integrated without APIs. Once live, merchants can introduce their brand to millions of new consumers who already love Zip, acquiring new customers and boosting sales instantly. We are Zip, and we’re only just getting started.

Sezzle

sezzle.com

Sezzle empowers shoppers to purchase today, and make 4 interest-free payments over 6 weeks! Increase your conversions, AOV and customer satisfaction.

Laybuy Personal

laybuy.com

Buy now and pay over 6 weekly interest-free installments with one way to pay, with Laybuy. New brands added daily, so check back!

Tamara

tamara.co

Shopping should be all fun, no stress. With Tamara, you can split your payments – totally interest-free. A means of payment, not by imagination; Choose Tamara at checkout and divide your bill into interest-free payments

GoCardless

gocardless.com

GoCardless is on a mission to become the world’s bank payment network. Setting people and businesses free from the frustrations and cost of out-dated payment methods, with simple and secure direct bank payment solutions. Collect instant, one-off payments. Or automated recurring payments. And use our add-ons to automatically recover failed payments (recovering 70%, on average), and fight fraud without compromising your customer’s payment experience. With GoCardless you save time and money, win and retain more customers, get paid on time, and reduce stress. 75,000+ businesses around the world trust us to power their payments, including global names like DocuSign, Carrefour, Norwegian Refugee Council, Trip Advisor, Aon, Survey Monkey, and UNHCR. We enable them to collect payments from 30+ countries, processing over $30 billion each year. And our products are flexible to how you want to use them – whether you want to use them on their own with our easy-to-use online dashboard, connect with one of 350+ systems you might already use to run your business, or build your own custom integration with our API. We’ve been on this mission since 2011, and now have an incredible team of 700+ payments experts across the UK, US, France, and Australia. In fact, you might’ve heard of us before – we’ve been covered by the BBC, Financial Times, TechCrunch, Wall Street Journal, Les Echos, Börsen Zeitung, Australian Financial Review, and hundreds more. Want to learn more? Head over to gocardless.com

Skeepers

octoly.com

Skeepers is the European leader in shopper engagement solutions. They provide a fully integrated one-stop-shop UGC suite for brands to bond with consumers, amplify reach, boost engagement, drive sales and customer retention. Skeepers connects brands and consumers through authentic experiences with our fully integrated one-stop-shop suite of UGC solutions. With Skeepers, brands authentically nurture consumer relationships, amplify reach, boost engagement, drive sales, and improve consumer retention. Its solutions make it easy to create, collect, manage, and activate UGC, effectively and at scale. Skeepers enables brands to connect with our community of creators for high-quality, tailor-made UGC video content. Its advanced AI enables brands to use the most optimal video content to make products resonate with target audiences and broadcast videos across their most effective distribution channels

Zilch

zilch.com

Buy now, pay later with Zilch. Shop anywhere online and pay off your purchase over 6 weeks in 4 installments.

Emplifi

emplifi.io

Emplifi is the leading unified CX platform built to bring marketing, care and commerce together to help businesses close the customer experience gap. Emplifi is a global company with over 20 years of industry expertise helping more than 20,000 brands, such as Delta Air Lines, Samsung, and Ford Motor Company, provide their customers with outstanding experiences at every touchpoint on their customer journey. Emplifi’s Social Marketing Cloud allows brands to relate, communicate, build and adapt to the dynamic world of social media. Intuitive, all In One, friendly platform Teams quickly onboard and start working with the award- winning, friendly UI and all the tools and workflows needed to plan, schedule, publish, and measure results across every social channel. Powerful listening tools measure pulse AI-powered community management and listening tools generate insights on competition, trends, influencers, followers and behaviors so marketers apply the right content to the right audience. Best- in-Class Analytics and insights Rockstar social teams prove their results with ease through deep insights that come from powerful analytics and unparalleled custom reporting to go beyond the basics to real business results. Integrated service and care across social Intuitive, no-learning curve, integrated social customer care tools help teams better help out customers as they queue, route, resolve in an instant on social media. Integrated ShopStream livestream video shopping Dazzle your clients with live video shopping experiences. Fuel your digital shopping journey to drive your customers from browsing to buying.

EasyStore

easystore.co

A unified commerce platform that helps you sell on both online and in-person (retail). We simplify your sales process across all channels, including online store, Shopee, Lazada, TikTok, Facebook, Instagram, Referral Program, and more. You can manage all products, orders, inventory, customers from one single backend, making it easier to run your business and streamline operations.

Paythen

paythen.co

Paythen makes it hassle-free to offer easy payment plans, subscriptions and more, while built-in automations reduce busy-work for you. No code or technical know-how needed. Just connect your Stripe account and get started in under a minute.

Dacast

dacast.com

Dacast offers a fully integrated, self-service video platform for live video and on demand (VOD) streaming. The Dacast OVP lets broadcasters host video content and start streaming in minutes. Its white-label solution allows users to control their live streams and on-demand content. We help over 300,000 organizations stream live video, reduce bandwidth costs, and improve broadcast quality with our easy-to-use full-service platform or via our Broadcaster API.

Simpl

getsimpl.com

Simpl is India’s leading 1-tap checkout network meant to make payments invisible and money intelligent. It is committed to the simplification and democratisation of digital transformation in the payments space. As India’s foremost consumer experience platform, Simpl is on a mission to empower merchants to build trusted relationships with customers, one transaction at a time. With more than 26,000+ available merchants and millions of trusted users pan-India, Simpl envisions creating an inclusive digital payment experience for India that empowers and fosters trust between merchants and their customers. Simpl provides a full-stack solution for e-commerce conversion. It enables merchants to give customers 1-tap checkout, buyer protection, and a pay-later facility to allow them to feel safe and trusted when shopping online. Through Simpl, merchants can provide consumers with an easy, secure, and intuitive user experience.

Laybuy Merchant

laybuy.com

Infinite growth, one platform. How we work for Merchants. Offer your customers a simpler way to pay. Let them pay in 6 weekly, interest-free installments whilst receiving your payment immediately. Lower price points mean shorter payment cycles and in-turn repeat customers for your brand.

Syte

syte.ai

Syte is a product discovery platform specifically engineered for eCommerce applications. It utilises visual AI to enhance various eCommerce activities, including visual search, personalization, and automated product tagging. Syte aims to connect shoppers with products by providing a visual search experience that improves efficiencies, supports sustainability, and eliminates dead-ends. It displays visually similar and complementary product recommendations, aiming to inspire and convert shoppers of different types. It also features an automatic product tagging system that saves time, optimizes merchandising processes, and enhances the accuracy of product data. These solutions can be adapted to different market realities and can be scaled to meet the specific needs of various industry sectors, such as fashion, home decor, and jewelry. It caters to different business sizes, from growing businesses to large enterprises.

Alternative Payments

alternativepayments.io

Alternative Payments is a full-service B2B payments platform that simplifies and automates payments for you and your customers. Offer your customers a white-labeled and secure platform to pay invoices with numerous payment methods (ACH, credit cards, and Pay in Installments). Integrate with leading accounting and PSA software solutions to sync invoices and make auto-reconciliation a breeze. Enable automations like auto-pay and automated email reminders to save you time and collect invoices faster, and unlock data insights to give you complete visibility on payments and better predict cash flow. All in one platform.

Partial.ly

partial.ly

Partial.ly lets you offer a custom, flexible payment plan to your clients to start payments right away.

Mondu

mondu.ai

Mondu is driving innovation in B2B payments. By bringing B2B payments up to par with B2C and putting customers in the heart of the payment flow, Mondu ensures a seamless and state-of-the-art experience. Mondu's solution enables merchants and marketplaces to offer their business customers across Europe and the UK the most popular B2B payment methods and flexible payment terms in a multi-channel setting, both online and offline. The result is a win-win story: business customers are empowered to purchase and pay when they want, which translates to a higher conversion rate and average order value, and ultimately drives growth for merchants and marketplaces. Mondu GmbH was founded in 2021 by entrepreneurs Malte Huffmann, Philipp Povel and Gil Danziger with the aim of simplifying B2B payment transactions. Mondu has a team of over 140+ talented professionals from diverse backgrounds and with experience from the best companies, in tech and elsewhere. Mondu has raised $90 million in equity and debt financing, from leading investors Valar Ventures, Cherry Ventures, the FinTech Collective, and VVRB bank.

Plobal Apps

plobalapps.com

Plobal Apps is a comprehensive AI-powered mobile commerce platform, which enables online stores to scale mobile revenues, increase conversions and boost retention using fully native mobile apps. We believe in automating the entire mobile commerce using cutting-edge technologies including artificial intelligence, machine learning, voice-enabled reporting and more.

Bambuser

bambuser.com

We are the number #1 video commerce platform, empowering brands with immediate conversion, feedback and engagement from their audience through the magic of video content.

Vartana

vartana.com

Vartana is an all-in-one B2B enterprise sales closing and financing platform that simplifies how sales reps close deals and buyers pay by streamlining the closing process and eliminating payment term pushback.

MikMak

mikmak.com

MikMak is the leading global platform for eCommerce acceleration for multichannel brands and provides analytics and eCommerce enablement software to help product manufacturers and CPG companies understand their consumers' online behavior, determine the best use of marketing dollars, and drive online sales.

StoryStream

storystream.ai

StoryStream is the all-in-one User Generated and Social Shopping Experience platform for global brands and retailers. They solve the challenge of engaging modern consumers who seek authentic and personalised experiences when shopping online. They help them discover new products and support their buying decisions. StoryStream's AI-powered platform automates the crowdsourcing of authentic imagery and video content from a brand’s community and turns into highly engaging shoppable experiences that can be easily embedded in eCommerce storefronts and social media platforms. Key solutions include: * UGC & social content galleries * Shop the look * Shoppable video * Livestream video shopping * Visual customer reviews

CommentSold

try.commentsold.com

CommentSold is the North American leader of live selling technology, with over 4,000 retailers, more than 150M items sold, and $3.5B+ in lifetime GMV. CommentSold’s technology continues to provide businesses of all sizes with best-in-class solutions for delivering engaging live video commerce experiences. With end-to-end solutions for point-of-sale systems, warehouse optimization, live selling, marketing automation, shopping apps, and webstores, CommentSold offers everything businesses need to thrive online.

Whisbi

whisbi.com

Whisbi provides a mobile-first conversational sales & marketing platform for B2C enterprises. Our solution creates an opportunity for Sales & Marketing professionals to increase sales conversion, improve live engagement and provide a differentiating online customer experience. Whisbi combines all contact channels like video-call, chat, chatbot, click-to-call or a traditional phone call into one centralized data-driven UI for your customers. Enhanced by a BI engine, Whisbi provides the right channel for the right customer at the right time. The Whisbi solution easily integrates with existing infrastructures, ranging from call centers to physical stores and virtual showrooms. A simple inclusion of the solution on websites provides the ability to drive a truly omnichannel customer experience that significantly increases online conversion rates. We offer a world-class conversational platform for sales & marketing and are able to share industry-specific insights & expertise. We have unparalleled experience working closely with global enterprises in telecommunications, automotive, travel, and insurance & banking. Our solutions have managed over: * 700M impressions, * 47M clicks, * 18M call requests, * 10M conversations To date, we have delivered over 1.5M sales to our clients globally. And we’re just getting started! Whisbi puts human interactions at the center of the online customer experience and increases the ROI of digital marketing campaigns. It allows brands to better capitalize on their website traffic, increase their NPS score, differentiate through CX and sell more online. We integrate with the best marketing & sales solutions including Salesforce, Google Adwords, Google Analytics & Adobe Marketing Cloud, helping to deliver more powerful insights into the full customer journey. In essence, Whisbi enables modern marketing and sales teams to deliver multichannel experiences that support & complement existing digital commerce systems.

degpeg

degpeg.com

Degpeg is a Cloud-based Live Commerce platform, which adds and enhances online selling & marketing of any product /services through better customer experience by multi-streaming on both web & mobile, supporting 30+ social platforms at the same time. Products: Live communication Platform The live communication platform helps businesses to connect with potential customers in real-time through audio and video interactions. It efficiently converts leads into sales, creating personalized interactions that foster trust. By bridging the gap between offline stores and online consumers, it ensures seamless connections and convenience. Moreover, the platform enhances operational efficiencies through video calls between customers and service centers, streamlining processes and elevating customer satisfaction. Features: Chat Inbox Call Routing Track Location Add People on Call Call Recording Integration With Web & App Screen Sharing Live Tv Degpeg empowers brands to launch their live TV, enabling multi-streaming on various platforms from a single dashboard. Additionally, brands can seamlessly add CTAs to their website while livestreaming on multiple social media platforms. Features: Multistreaming Integrated Commerce Organize events Live Chat Shoppable videos It allows viewers to directly purchase products or services showcased in the video, enhancing the shopping experience. Features: In-Video Shopping Interactive Product Links Call-to-Action Buttons

Brandlive

brandlive.com

Bring the magic of television to your webinars, events, and meetings with Brandlive, your platform for creating elevated video experiences. Whether it’s monthly webinars, product launches, investor meetings, or the biggest event of the year, we help companies take projects of any scale and complexity from boring to bingeworthy. Brandlive offers a unique combination of software and services that enables our customers to create incredible content, considerate vendors, and reduce spend - all while driving their most important audiences to action. Visit brandlive.com to learn more.

Immerss

immerss.live

Immerss is a fully shoppable live video and chat SaaS platform that enables merchants of all sizes to seamlessly connect directly with their online customers. Merchants using Immerss enjoy unrivaled customer engagement and see measurable results in conversions, AOVs, and returns. Easily delight and build lasting relationships with your online customers.