Tender

Tender is for people who want to keep track of personal spending by regularly reviewing and organizing transactions, rather than managing a budget. Connect supported U.S. bank and card accounts through Plaid, then work through new transactions in an inbox: categorize them, add notes or tags, split or group charges, or snooze items to review later. Rules can automatically categorize transactions based on details such as merchant, amount, or account, and bulk editing helps with larger batches. Spending reports include category breakdowns and cash-flow charts for exploring income and expenses over time, with transaction details and CSV export for further analysis. Tender also connects with Splitwise to send expenses for sharing. It does not provide tools for creating or tracking budgets. The app is available on the web and mobile devices, and can sync across devices and work offline.

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