Stash

Stash is a comprehensive financial app designed to simplify investing, banking, and financial management. It offers a user-friendly platform for beginners and experienced investors alike, allowing them to start investing with minimal amounts of money. The app supports micro-investing through fractional shares, enabling users to invest spare change or small sums into a variety of stocks and ETFs.

One of Stash's key features is its ability to combine DIY and automated investing options. Users can choose their investments based on personal interests or rely on automated portfolios tailored to their risk tolerance and goals. Additionally, Stash provides tools like stock round-ups, which automatically invest spare change from purchases into the user's investment account.

Stash also includes a banking component, offering a checking account with no overdraft fees or minimum balance requirements. This banking feature is integrated with the Stock-Back Card, a rewards program that earns users fractional shares of stock or ETFs based on their purchases. For example, shopping at major retailers like Amazon can reward users with Amazon stock, while local purchases earn shares from a preselected list of ETFs.

Furthermore, Stash supports various account types, including personal investment accounts, retirement accounts, and custodial accounts for children. The app is rich in educational content, helping users learn about investing and manage their finances more effectively. Overall, Stash aims to make financial management accessible and straightforward, offering a holistic approach to investing and banking in one convenient platform.