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Sezame

Sezame

Sezame helps users work toward homeownership through a rent-to-own model, offering eligibility assessment, property selection, payment plans, and guidance toward a future mortgage.

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Sezame is a real estate leasing platform that helps individuals work toward homeownership through a rent-to-own property model. It is designed for buyers who may not currently qualify for a traditional mortgage because of limited savings, an unconventional employment situation, existing credit obligations, or a temporary change in their financial profile.

Through the Sezame platform, users can assess their eligibility, define a potential home-buying budget, and organize their property ownership project. Once an eligible property is selected, Sezame purchases the home and the user moves in as a tenant-buyer. Monthly payments support the gradual formation of a down payment while the buyer works to strengthen their mortgage application. The purchase option and agreed property price are established at the beginning of the leasing period, subject to the applicable terms and conditions.

Sezame also provides guidance throughout the process, including project assessment, property selection, preparation for future mortgage financing, and the transition from tenant-buyer to homeowner. The service is intended for primary residences and may be relevant to first-time buyers, freelancers, entrepreneurs, employees with limited down payments, and other applicants seeking an alternative to immediate bank financing.

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