Possible

Possible is a financial app designed to provide users with flexible financial tools and services. It offers a credit card option that does not require a traditional credit check, instead using a cash-flow-based underwriting process. This approach allows users to access credit without the need for a strong credit history, making it accessible to those with less-than-ideal credit.

One of the key features of the Possible Card is its predictability, as it charges a monthly fee rather than interest. This can help users budget more effectively by providing a consistent cost structure. However, it's important to consider that these fees apply whether or not you carry a balance. The card also allows for immediate use via a virtual card if you enroll in autopay, providing convenience for users who need quick access to their credit.

The app's functionality is centered around providing financial flexibility and predictability, making it suitable for individuals looking for alternative credit options. It integrates with users' bank accounts to assess eligibility, offering a streamlined process for those seeking credit without traditional credit checks. Overall, Possible aims to offer a straightforward and accessible financial solution for managing expenses and building financial stability.