Pinwheel

Pinwheel is a fintech API provider designed to enhance customer experiences for financial institutions, banking, and lending apps. It offers real-time income and employment data, enabling users to manage financial tasks efficiently. Key features include facilitating direct deposit and payroll connectivity, which can be integrated with various payroll software and billing platforms. This integration allows businesses to offer direct deposit as a payment option to employees, contractors, and vendors, making it an attractive feature for B2B clients.

Pinwheel's capabilities help financial institutions reduce risks, activate users, and become primary banks by providing essential financial data. The platform supports tasks such as switching deposits, managing taxes, projecting earnings, and verifying data. By leveraging Pinwheel's API, developers can access tools and resources to streamline financial operations and improve user engagement. This approach helps businesses deliver optimized digital experiences, making it easier for users to manage their financial activities effectively.