Monet offers payroll-backed loans and cash advances for employees in Latin America, providing access to up to 30% of their income when needed.

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Monet is for people in Colombia who need access to a small digital loan, including employees and self-employed workers with recurring income. After you create an account and link an eligible bank account or digital wallet, Monet reviews account activity to assess your credit eligibility. You can choose a loan amount and repayment date, then receive approved funds in the linked account. The app also lets you track your credit and make payments, including through automatic debit or other available payment methods.

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