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microLEAP is a digital peer-to-peer (P2P) financing and alternative investment platform that connects Malaysian micro, small and medium enterprises (MSMEs) with investors. Businesses can apply for online financing through solutions such as micro financing, invoice financing, purchase order financing, working capital, government procurement support and financial support letters. The platform provides a structured digital process for submitting applications, completing identity verification and managing financing activities.
Investors can review available Investment Notes, choose between Shariah-compliant and Conventional options, and support businesses across different sectors and financing terms. microLEAP includes credit assessment information, investment details and portfolio management tools to help users make informed decisions. Its Shariah-compliant offerings use a Commodity Murabahah structure, while all P2P investments remain subject to investment and default risk. The platform is regulated by the Securities Commission Malaysia and provides online access to financing and investment services.
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