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- Manage multiple Atrato Usuario accounts and switch between them without logging out.
Atrato Usuario is for shoppers who want to finance purchases from participating retailers without using a credit card. Choose Atrato at checkout online or in a store, submit a financing application through the platform, and—if approved—pay for the purchase in scheduled installments of up to 24 months. Payment options include bank transfer, OXXO and BBVA cash-payment locations.
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