Payment card issuance software enables businesses and financial institutions to produce both physical and virtual payment cards. Banks use this software to issue payment cards to their customers, while companies use it to generate cards for their employees. Corporate payment cards help businesses monitor work-related expenditures and assist employees in keeping business and personal finances distinct. This software is different from those designed for creating ID and access cards or gift cards. Payment card issuance software integrates with accounting and expense management software for businesses, and with core banking software for financial institutions.