Page 4 - Top Accounting & Finance Software - Netherlands

Diagnostax

diagnostax.co.uk

Unlock your tax advisory and consultancy potential - we promise it’s not scary . Tax advice can be seen as complex and confusing but at Diagnostax, we are on a mission to make tax advice easy to understand and accessible to those who need it most: SMEs. We take a holistic approach to tax advice, providing accountants and advisors with a one-stop tax advice and advisory portal. Equipping them with practical, digital tools to scale their tax advisory services in a sustainable and profitable way; benefitting them and their clients .

Inkle

inkle.io

Inkle is an accounting and tax SaaS platform designed to help U.S. startups manage their compliance from inception. It provides software and services for automating deadline alerts, state and federal filings, and AI-powered bookkeeping. Trusted by over 6% of YC companies globally, Inkle offers on-demand, scalable, and affordable solutions delivered over chat with US-licensed professionals.

Keeyns

keeyns.com

CONTROL YOUR TAX ADVISORY, COMPLIANCE AND CORPORATE DOCUMENTS In a rapidly changing world global legal and tax legislation both become increasingly complicated. Gaining and keeping the overview consequently becomes more and more difficult. ‘Being in control’ almost seems to be impossible especially when operating cross-border. With Keeyns you have total control over your tax advisory, tax compliance and corporate documents. The user-friendly ‘document storage tool’ enables you to manage all corresponding corporate documents. Take control over your tax and financial situation. Whenever wherever.

Loctax

loctax.com

Loctax streamlines compliance, risk, and governance for in-house tax teams with a unified data repository, process automation and reporting. Have a holistic overview of your complete tax function and enable your team and external advisors to collaborate with confidence, speed, and clarity. With Loctax you can: – Store all your tax data and documents in one structured repository purpose-built for tax. No more missing data. Loctax gives your team the structure and maturity they desperately need. – Track all your tax compliance due dates, filings, and payments across your organisation, centrally. – Establish structured processes with clear roles & responsibilities, and with a full audit trail. – Handle global tax risks like a pro. Identify, manage, mitigate, and report about tax risks, audits, and uncertain tax positions, globally. – Your tax controls should not just be a theoretical exercise. Operationalise and implement robust tax controls using Workflows.

Taxfyle

taxfyle.com

Get a licensed CPA or EA to solve your accounting needs. Taxfyle connects you to an accountant that can e-file your tax return for yourself or your business and manage bookkeeping monthly. All done on a user-friendly platform. Join the thousands of satisfied customers that use Taxfyle for their accounting and tax preparation service needs.

TaxStatus

taxstatus.com

We make tax records more accessible— empowering businesses and individuals everywhere. We’re here to show you what the IRS sees. We set out to streamline contact with the IRS, allowing businesses and individuals to see official records in hours instead of weeks. The result is financial empowerment, better decision-making, and complete transparency.

Dwolla

dwolla.com

Dwolla, Inc. is a fintech company powering innovations with sophisticated account-to-account payment solutions. Dwolla’s robust platform, low-code API and partnership ecosystem simplify the complex process of integrating with the various payment networks to create a single end-to-end solution. Integrating Dwolla’s modern payment technology gives a business the ability to program payments in real-time and on the same day. With minimal development, start-ups to Fortune 500 companies can gain efficiency, flexibility and improved cash flow by working with Dwolla.

Marqeta

marqeta.com

Marqeta is the modern card issuing platform empowering builders to bring the most innovative products to the world. Marqeta provides developers advanced infrastructure and tools for building highly configurable payment cards. With its open APIs, the Marqeta platform is designed for businesses who want to easily build tailored payment solutions to create best-in-class experiences and power new modes of money movement. Marqeta built its simple, trusted, and scalable platform from the ground up to help companies design seamless payment experiences, streamline purchase flows, and bring products to market faster, while minimizing fraud risk. Marqeta’s payment APIs enable: - Card issuing: Instant issuance of physical, virtual, and tokenized cards with direct provisioning to digital wallets - Card processing: Real-time funding using our Just-in-Time (JIT) Funding feature with dynamic spend controls to reduce fraud - Card applications: A suite of applications and tools that help you build, manage, and run your card program - Modern architecture: Developer-friendly, modern open APIs, cloud infrastructure and webhooks.

Rapyd

rapyd.net

Rapyd does for fintech what the cloud did for IT. We built the world’s largest local payments network to power frictionless global commerce. Innovative ecommerce businesses, technology companies, marketplaces and others use our Fintech as a Service platforms to seamlessly integrate fintech and payment capabilities into their applications. The Rapyd Global Payment Network provides access to hundreds of locally preferred payment methods including bank transfers, ewallets and cash in more than 100 countries. With Rapyd’s API, businesses can open new markets, create new fintech applications and reach four billion consumers worldwide without thinking about infrastructure or regulations.

Rotessa

rotessa.com

Rotessa is a payment processing software that provides automatic bank payments, allows to collect payments and donations electronically through pre-authorized debits, set up a withdrawal from a customers bank account through an electronic funds transfer.

FairFX

fairfx.com

Take advantage of our great rates, low fees and expert service for all your payment needs, whether you're getting ready for a trip abroad or sending money overseas.

HitPay

hitpayapp.com

The all-in-one payment platform for SMEs. HitPay helps over 15,000 businesses across Southeast Asia and around the globe process payments efficiently and securely. We unify online, point of sale, and B2B payments into a single, integrated payment processing system.

Tranzzo

tranzzo.com

We went above and beyond to ensure reliable online payments so that businesses can focus on more important things. We develop solutions and technologies to let users pay online wherever they want.

Zil Money

zilmoney.com

The Payroll by Credit Card feature from Zil Money allows you to pay employees on time and earn cash back. Also, write off payroll funding by credit card fees as a business expense. Improve cash flow and employee satisfaction with this flexible solution. Zil Money is designed to help users make payment management simple and efficient. You can enjoy diverse payment options like ACH, wire, eChecks, printable checks and more. The platform also allows you to customize and print checks instantly on blank stock papers using a regular printer at your office or home. Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

Global Payments

globalpayments.com

Global Payments Inc. (NYSE: GPN) is a leading worldwide provider of payment technology and software solutions delivering innovative services to our customers globally.

Eway

eway.com.au

Eway's secure and reliable online payment gateway makes it easy for you to accept online payments including credit cards and digital wallets.

Paywint

paywint.com

Paywint is an app that allows users to send and receive money instantly, offering seamless integration with multiple bank accounts and cards. Designed for both individuals and businesses, Paywint ensures secure, protected transactions with real-time alerts for every activity. Their platform is particularly suited for small and medium businesses, providing an efficient solution to manage daily financial transactions. Whether you're transferring money to friends, paying vendors, or managing business payments, Paywint offers an all-in-one experience. Features include: - Fast, secure money transfers - Multiple bank accounts and card linking - Real-time transaction alerts - Designed for personal and business use - Easy mobile app interface They are committed to providing a trusted and secure environment for your financial transactions, utilizing top-tier encryption and fraud prevention technologies.

Paysend

paysend.com

At Paysend, we're on a mission to deliver the World's Simplest Money Transfer. Paysend is a next-generation integrated global payment ecosystem, enabling consumers and businesses to pay and send money online anywhere, anyhow and in any currency. Paysend is UK-based and has global reach having been created in April 2017 with the clear mission to change how money is moved around the world. Paysend currently supports cross-network operability globally across Mastercard, Visa, China UnionPay and local ACH and payment schemes, providing over 40 payment methods for online SMEs. Paysend can send money to over 170 countries worldwide and has attracted more than six million consumers to its platform. As a global end-to-end payment platform, Paysend has a global network of banks and international and local payment systems and has partnerships with the major international card networks Visa, Mastercard and China Union Pay as a principal members and certified processors.

eDesk

edesk.com

eDesk helps online retailers and brands deliver seriously extraordinary customer service, everywhere they sell. eDesk offers a whole suite of award-winning eCommerce tools to streamline customer support processes and reporting for faster response times to dramatically improve productivity and profitability. Its customer support software has been designed specifically to give eCommerce businesses a unified view of all customers’ queries, centralizing all their support channels, social media, webstore and marketplace messages, with its Smart Inbox. It automatically prioritizes messages based on your business needs and assigns them using role based rules, so your team can reply to customers 5x faster, build loyalty and drive repurchase. When dealing with customer queries, its AI automation suggests the best answers and translations so your agents can respond easily, and in any local language. Businesses serious about selling online can scale customer service as they expand into new markets with confidence. eDesk natively integrates with and consolidates data from over 200 marketplace, webstore, social networks, communications, and logistics channels – more than any other customer support software provider – so you can access end-to-end order information at the click of a button. eDesk is also the only customer support solution on the Amazon and Walmart developer councils, helping online retailers and brands grow their businesses through new sales channels, well-connected to their customer support tools and processes.

Genius Sheets

geniussheets.com

Genius Sheets is a data integration solution that helps organizations connect their various financial resources through an off the shelf application. Genius Sheets lets you save time and focus on make critical decisions that improve your organizations bottom line

Pega

pega.com

Pega is a powerful low-code platform that builds agility into the world’s leading organizations so they can adapt to change. Clients use our AI-powered decisioning and workflow automation to solve their most pressing business challenges – from personalizing engagement to automating service to streamlining operations. Since 1983, we’ve built our scalable and flexible architecture to help people focus on what matters most, so they can meet today’s customer demands while continuously transforming for tomorrow.

Amio

amio.io

Amio is an AI conversational platform leading the industry of customer service automation. An easy-to-use and extremely efficient solution helps your customer support team by responding to over 80 % of questions. The customer experience team benefits from 24/7 real-time support across multiple channels. And finally, the sales and marketing departments see an increase in pre-sales engagement with proactive outreach. Amio redesigns the way you interact with your customers by using cost-efficient means of communication. That simultaneously increases the loyalty as your customers can reach you on their preferred channel.

Octopus AI

myoctopus.ai

Easy and instant financial planning for your early-stage startup. No CFO yet? No problem! Octopus's intuitive platform allows founders without a finance background to effortlessly monitor their startup's financial performance and forecast future scenarios.

Viably

runviably.com

Essential financial tools and continuous working capital for Amazon, Shopify, and Walmart sellers to thrive worldwide. Get funded today!

Parallel

getparallel.com

Parallel is an easy-to-use financial modeling platform built for early-stage companies helping them understand their runway, revenue, burn, and the impact of decisions without needing to build complex financial models.

Pluvo

pluvo.io

Pluvo lets you forecast your finances effortlessly. Easily create unlimited scenarios to compare outcomes and initiatives, then build sharable reports and dashboards that everyone can understand. Perfect for business owners, financial professionals, or fractional CFOs, Pluvo makes it so simple to create financial models and drive analysis through your main business drivers. How many times have you looked at financials and had to refer to a business plan, or a board meeting, to understand why a company is spending on certain activities. Pluvo connects the dots and aligns the entire organization. Made with love in Ottawa, Canada.

Banktrack

banktrack.com

Financial reports and alerts by WhatsApp or email, dashboards, automations and much more. For freelancers, companies or individuals.

Predict Growth

predictgrowth.ai

Predict Growth helps startup founders create business plans, financial models, pitch decks, and virtual data rooms—saving time and keeping everything organized as they scale.

Singularly

singularly.com

Singularly is a collaborative planning platform that enables finance and operations teams to build powerful models that perfectly match their FP&A, S&OP and business reporting needs. The platform connects data to ensure everything is in sync, presents interactive visuals to accelerate decision making, and promotes unlimited sharing and collaboration across the organization. Singularly’s pre-made templates and low-code design help teams start creating models on day one, and tackle even the most complex needs.

TagniFi

tagnifi.com

Large firms have long held an information advantage over emerging firms. TagniFi is a modern financial data platform for emerging firms that levels the playing field with budget-friendly access to timely and accurate information on the web and in Excel. With TagniFi, emerging firms can win more deals and outsmart the competition through better data.

Uplinq

uplinq.com

SMBs start a business because they have an interest, expertise, or opportunity in a certain area or industry – not bookkeeping. They are often forced to choose from poor options such as outsourcing to firms with inconsistent service, hiring an internal finance manager, or doing it themselves. That's where Uplinq comes in. We offer businesses a better way to get professional help through our proprietary technology, that not only makes bookkeeping worry-free for the business owner, but also provides them with powerful data automation and machine learning to better understand their finances and how their business can improve. Uplinq is focused on providing a better solution: global connectivity, simple onboarding, weekly financial updates, and a constant focus on providing businesses with value - not additional friction. Welcome to bookkeeping made simple.

Hubdoc

hubdoc.com

Hubdoc is a cloud accounting application that automatically fetches financial documents from hundreds of banks, utilities, telecom providers, and online vendors; extracts the key data; and seamlessly syncs transactions to cloud accounting platforms with source documents attached. With Hubdoc, reconciliation, payment processing, and audit-proofing are just a few clicks away.

Suralink

suralink.com

Suralink is the leader in PBC request list management, helping accounting firms simplify the audit documentation process while improving the client experience. Our cloud-based application integrates a dynamic PBC request list and assignment workflow with a secure file hosting platform to give clients access to an easy-to-use, all-in-one portal. Our technology and industry expertise help more than 400 of the leading firms in North America and the UK ensure a simpler, more secure audit process.

Simetrik

simetrik.com

Empowering FinOps, Accounting, & FP&A teams with Robust No Code & AI technology. All your external financial data (banks, gateways, etc.) replicated to your data warehouse for conciliation, traceability and cash flow in Latam.

Trullion

trullion.com

Trullion is an AI-driven accounting oversight platform designed to streamline and enhance accounting processes, with a focus on revenue recognition, lease accounting, and audit workflows. Catering to accounting teams and auditors, Trullion aims to reduce risk, simplify tasks, and ensure accurate financial reporting. The Trullion Platform leverages advanced data infrastructure and AI technology to automate and error-proof various accounting functions, from managing financial data to stakeholder reporting. Users can report revenue accurately, customize rules, and maintain compliance with standards such as ASC 606 and IFRS 15. With a user-friendly approach, Trullion accelerates day-to-day accounting tasks, offering a dashboard for quick insights, minimal configuration requirements, seamless integration with financial systems, and automated alerts for attention-worthy issues. The platform's AI-powered financial accuracy involves blending proprietary models, third-party data, and forward-looking accounting perspectives to verify numbers against reporting and compliance requirements. For auditors, Trullion provides an intuitive workflow tool to streamline and expedite audits. The platform encourages collaboration between auditors and accounting teams, facilitating efficient management of multiple clients. Trullion integrates with various data sources, including CRM, billing, and ERP systems, allowing users to sync unstructured data such as spreadsheets and PDF contracts within a unified platform. The platform has garnered positive feedback for its AI capabilities, reducing reporting time and costs for users. Trullion positions itself as a reliable solution for accounting teams, auditors, and financial professionals seeking efficiency, accuracy, and peace of mind in their accounting processes.

Eftsure

eftsure.com

Eftsure is Australia's market leader in payment fraud prevention. Specifically designed for businesses, our end-to-end solution safeguards more than $120b in B2B payments per year. Our mission is to build a safer business community. With a large and continuously growing database of verified supplier details (the only one of its kind), we use multi-factor verification to give businesses greater knowledge and control over onboarding suppliers, receiving invoices and making payments. In short, we ensure our customers never pay the wrong people.

Fluence

fluencetech.com

Fluence is the only purpose-built financial consolidation, close and reporting software for midmarket businesses. Our customers go live in weeks, close their books in days and report intelligence in real time. We deliver game-changing efficiency gains and trusted, timely numbers to over 800 customers so they get the time, control and confidence they deserve. Fluence is out-of-the-box, no-coding software with a full Excel interface and enterprise-grade capabilities for immediate adoption and quick time to value, all in a truly finance-owned solution. Welcome to Fluence...we close early.

Keeper

keeper.app

Keeper gives accountants and bookkeepers one platform to communicate with clients, catch coding errors, manage receipts, streamline their workflows, and so much more. Powered by a 2-way sync with QuickBooks Online and Xero, Keeper connects to clients' ledger files and cuts down time spent completing the month-end close by 50%.

Numeric

numeric.io

With Numeric, leading teams organize their close, streamline reconciliations, and leverage AI for auto-drafted flux analysis and lightning-fast reporting.

Easy Month End

easymonthend.com

Easy Month End is your ticket to a smoother month end close, faster balance sheet reconciliations, and a more efficient finance team

Consark

consark.ai

Consark offers a suite of market-leading products built for the office of the CFO. Consark is everything you need to deliver a clean, confident, and impeccable close every single time! - Reduces errors by up to 95% - Speeds up the close from weeks to days - Collaborate across teams seamlessly to expedite close tasks - Helps locate and eliminate bottlenecks You can bring your team together on one platform, gain end-to-end visibility of what’s happening in the process with powerful dashboards, enable easy, centralized and safe information flows, and accelerate accuracy and speed with automation. Consark was built by a team of finance innovators who have walked in the shoes of finance leaders. They possess an in-depth understanding of the daily challenges in finance operations. As a result, Consark adeptly simplifies your financial workflows, effortlessly alleviates routine burdens, and empowers you to focus on high-value actions that drive your business forward with confidence. To learn more, visit www.consark.ai

Xenett

xenett.com

Xenett is a smart cleanup tool that automatically identifies errors and inconsistencies in seconds. It simplifies the close and review process by centrally managing closing tasks, checklists, and reconciliations. Additionally, it facilitates seamless collaboration with clients to address any open items or missing information.

CollBox

collbox.co

Assist is designed for small businesses who don't have the time or desire to follow up on past-due invoices. With Assist you will have a dedicated A/R professional reach out to your customers on your behalf to remind them of their unpaid invoices. This is a customer-friendly option, where you want to maintain business relationships, while also getting paid quickly for your hard work. Starting at just $250 per month, you keep 100% of the paid invoice.

TrueAccord

trueaccord.com

Collect faster from happier people. TrueAccord is the industry-leading recovery and collections platform powered by machine learning and a consumer-friendly digital experience.

Borrowell

borrowell.com

Start With Your Free Credit Report. Join two million members and access your free credit score. Get personalized tips, tools and offers that fit your profile and help you meet your financial goals.

Retrievables

retrievables.com

Retrievables connects businesses that are owed money to law firms that focus on collections. The company utilizes a technology marketplace where businesses can easily enter the information on their debt and receive offers from law firms to collect on their behalf.

Chargeflow

chargeflow.io

Chargeflow is The Chargeback Platform that prevents and recovers chargebacks automatically, so you don’t have to. Trusted by top brands like Caraway, Huel, and Elementor, Chargeflow securely integrates with every major payment processor and platform. Start in under 90 seconds with success-based pricing—pay only when we win chargebacks for you. - Increase your chargeback win-rates by up to 4x with our fully hands-off Automation product. Automate chargeback recovery. - Prevent up to 90% of incoming chargebacks with Chargeflow Alerts and pay only for prevented chargebacks, powered by Visa and Mastercard. - Deep dive into your chargebacks root cause and uncover how chargebacks are affecting your business with Chargeflow Insights -- completely free, forever.

Qobro

qobro.com.mx

Qobro is a B2B Debt Collection Service aimed to help small and medium enterprises looking to enhance their accounts receivable rates. We take care of your entire debt collection process, preventing expired debt, managing past due accounts and even recovering difficult to retrieve debt through advanced strategies and a specialized platform that reduces 85% of your workload.

Risika

risika.com

Risika’s dashboard offers real-time credit and risk management with advanced algorithms and machine learning for accurate insights, enabling you to identify and mitigate risks for your company. Additionally, Risika helps you succeed through calculated risk-taking by providing insights for informed decisions and growth opportunities. With offices in Copenhagen, Oslo, London and Plovdiv, Risika is trusted by 2600+ finance professionals in the Nordics to balance growth and risk in every trade situation.

Credgenics

credgenics.com

Credgenics is an innovative FinTech which provides advanced loan collections and debt resolution technology solutions to Banks, Non-banking finance companies, ARCs and Digital lending firms worldwide. The award-winning SaaS based platform covers end-to-end collections lifecycle with unique capabilities including multi-channel digital communications, AI powered predictor models for optimal collections strategy, field collections mobile app CG Collect, Billzy digital payments, litigation management system, comprehensive dashboards, analytical models insights. Credgenics platform helps lenders leverage technology to boost their resolution rates, improve collections efficiencies, increase collections, transform customer experience and reduce non performing loans. Credgenics also provides end-to-end digital solutions using the Online Dispute Resolution framework for financial disputes in BFSI sector.

Moonflow

moonflow.ai

Moonflow redefines debt management with its innovative cloud-based software. Tailored for financial institutions, businesses, and individuals handling over 1000 accounts monthly, Moonflow slashes collection costs by an impressive 75%. The platform offers diverse packages, accommodating varied client profiles, from startups to enterprises with up to 25,000 active customers. Moonflow empowers users with precise account segmentation, facilitating personalized communication and automated flows. Distinctively, it supports custom debt collection web pages, enhancing client engagement. The open-source nature of Moonflow fosters continuous improvement through developer and user input. This ensures the platform remains at the forefront of debt management technology. With zero implementation costs and no minimum commitment period, Moonflow offers a risk-free solution. It adapts seamlessly to diverse business needs, strengthening the debt recovery process for startups and established corporations alike. Revolutionize debt management with Moonflow and experience efficiency, adaptability, and enhanced customer relationships in one powerful package.

Ikigai

ikigailabs.io

Ikigai's operational BI platform transforms the way businesses make tactical decisions. Business-user-friendly UI/UX enables anyone to infuse and prepare data and run robust AI-powered analyses to achieve their business goals. DeepMatch stitches together even the most disparate datasets in minutes without any data pre-processing. This patented technology improves over time and learns from humans. The proprietary DeepCasting technology generates forecasts on as little as a few weeks of data, also with higher accuracy than any other method. Instead of comparing a handful of what-if scenarios, Ikigai's proprietary DeepPlan analysis evaluates up to 10^19 options and identifies the most optimal ones for any given parameters. Built upon cutting-edge MIT research on AI and machine learning, Ikigai is uniquely positioned to help operational teams improve the speed and accuracy of their decisions under uncertainty and constant change, ultimately increasing the ROI for their business, while making the latest data science techniques accessible to any data professional. Learn more https://www.ikigailabs.io

Monoova

monoova.com

At Monoova, we are all about freeing businesses to scale. We provide truly scalable, end-to-end, API-driven payments automation so that businesses can focus on growing. We make money move.

Crowded

bankingcrowded.com

Crowded is a banking service for clubs, groups, and other 501(c) organizations. The Crowded platform provides a one-stop-shop solution for treasurers and members alike, encompassing payments, banking, reporting, taxation, and chapter management.

Rupt

rupt.dev

Rupt helps subscription businesses reach their potential by finding revenue leaks such as account sharing, trial abuse, referral abuse, and more. Customers get a 5% - 20% increase in revenue in the first three months after integrating Rupt.

OpsPal

opspal.co.uk

OpsPal is a smart facility management tool which is a browser-based application running on AWS; fully mobile-responsive to work on your preferred device with six core apps including Risk Assessments, Checks, Procedures, Tasks, Problem Manager and Reports.

Konsolidator

konsolidator.com

Automate and streamline the financial consolidation of groups and sub-groups in compliance with local GAAP & IFRS requirements. With our SaaS model you pay a monthly subscription with an unlimited number of users and online support. Upgrade or downgrade your subscription easily. All BI and visualization tools integrate via our API. Consolidation of group and sub-groups  in Konsolidator® includes: Automated consolidation of Actual, Budget, and Forecast numbers , including: Profit & Loss including segments, business units or product lines Balance Sheet Financial and Operational KPIs Cash Flow statements for subsidiaries, sub-group and parent group Intercompany eliminations Elimination of investment in subsidiaries Minority share calculation and elimination Currency translation and exchange rate adjustments Konsolidator was founded in 2016 to create a solution to overcome the challenges that occur when doing financial consolidation in Excel. The founders wanted to build software to standardize data, minimize errors, and automate tasks while accelerating the financial consolidation and reporting process. In May 2019, Konsolidator was listed on Nasdaq First North and started on an international growth journey. Today, Konsolidator has over 100 customers and operates across Europe and Southeast Asia.

KnotAPI

knotapi.com

Knot powerfully improves products for you and your users, adding revenue-generating features and connecting cardholders to thousands of merchants.

Higlobe

higlobe.com

Global transfers for professionals, without transaction fees. Higlobe is a US payment services company that serves non-US professionals and companies with business clients in the United States. We provide you with a dedicated US receiving bank account, enabling you to provide the same payment instructions to your employers, month after month. We move your money quickly and don’t leave you waiting for days to receive your funds. We are a subscription service, charging a flat monthly fee. Our flat monthly fee doesn’t vary with the size of your transfer, regardless of how much money you transfer, or how often. If you make multiple transfers in a month, we’ll still charge you the same flat monthly fee.