Page 3 - Top Qonto Alternatives

Emburse Abacus

abacus.com

Submit and manage employee expenses in real time. No more expense reports or receipt hoarding. Capture the expense as it happens for full visibility into spend. Build custom approval routing rules for every expense and automate your expense policy to reduce errors and improve efficiency. The minimalist, sleek interface clears out the clutter and only prompts employees for what is needed, while organizing and sorting expenses into reports as they are submitted. Corporate card reconciliation is a breeze with a master dashboard that gives you full visibility into your entire card program in real time. Issue credit cards in app with auto-enforcing expense rules ensuring that employees don't spend over a pre-approved budget. Abacus supports both virtual and plastic credit cards for every type of use case. Analyze your data with our reporting module. Pivot and slice your expenses by any data points you track such as project, conference, or client to see spending trends. Emburse brings together some of the world’s most powerful and trusted financial automation solutions. As part of our product portfolio, Emburse Abacus carries a promise to humanize work while delivering expense and corporate card solutions for smaller organizations.

Invoiced

invoiced.com

Invoiced is an award-winning platform that helps buyers and sellers interact, ensuring seamless invoice management, secure transactions, and prompt payments. Trusted by thousands of businesses across 92 countries and nearly $50 billion in transactions processed. Renowned for optimizing cash flow management, billing processes, and subscription services, Invoiced offers tailored solutions for businesses at every stage of growth. Begin your effortless A/R and A/P journey with Invoiced today, or schedule a demo to learn more.

Float Cash Flow

floatapp.com

Float is an award-winning cash flow forecasting add-on for businesses using Xero, Quickbooks Online, or FreeAgent accounting software. Float creates cash flow forecasts that are more accurate, always up to date and take a fraction of the time to prepare when compared to spreadsheets. The accuracy of the data in Float means your business is alerted to any cash shortages or surpluses well in advance, allowing you to take action. Using the direct method of cash flow forecasting (reading all information on bills, invoices and other transactions) we are able to create robust cashflow forecasts that are visual, easy to understand and give a 'real' picture of where a business is going in the short to medium term. Float makes visual scenario planning a breeze, reducing a task that usually takes hours in a spreadsheet to minutes, businesses can make informed and confident decisions at the click of a button.

Equals Money

equalsmoney.com

Join over 20,000 companies we've helped take control of their business expenses. Our cards, app & online platform give you complete control and visibility so you can spend less time managing your finances and more time growing your business. Work around the world - our cards* can be used in over 190 countries wherever Mastercard is accepted, and users can request top-ups anytime in our app. Get complete control - teams only spend what you put on their cards, so you have full visibility over their spending. You'll get an expert account manager who works to understand your business needs and arrange demos for your team. Our own-name multi-currency International Bank Account Numbers (IBANs) allow our customers to easily make international transfers at great exchange rates. Our mission is to make money movement simple. With a range of solutions helping you make the most out of expense management and international payments, let us help take the stress out of finances so you can get back to what’s really important: your business. Business spend is inevitable: with an account from Equals Money, make it one less thing to worry about. How we keep your money safe - we hold your funds in specially designated, safeguarded bank accounts, which keep your funds separated from our other assets. This means your funds are protected, however the Equals Money account does not fall under the Financial Services Compensation Scheme. Please see the product FAQs for more information. *Fees may apply to issue cards.

Agicap

agicap.com

Agicap is the market leader in SaaS solutions for corporate cash flow management. Agicap is providing cutting-edge solutions to streamline Financial Management processes. Our Financial Management platform helps businesses gain comprehensive financial insights, manage cash and liabilities, and drive business growth. Agicap delivers value at every level of the company (CEOs, CFOs, their teams), turning cash into a lever for growth and profit. Our all-in-one modular platform meets most cash challenges. It relies on several complementary and interconnected solutions: - Banking & ERP connectivity - Daily Cash Management - Liquidity planning - Business Spend Management - Cash Collection - Reporting & analytics Since 2016, +7,000 customers in over 5 countries trust us.

Celonis

celonis.cloud

Since 2011, Celonis has helped thousands of the world’s largest and most esteemed companies yield immediate cash impact, radically improve customer experience, and reduce carbon emissions. Its Process Intelligence platform uses industry-leading process mining technology and AI to present companies with a living digital twin of their end-to-end processes. For the first time, everyone in an organization has a common language for how the business runs, visibility into where value is hiding, and the ability to capture it. Celonis is headquartered in Munich, Germany and New York City, USA with more than 20 offices worldwide. Find out more at celonis.com

Causal

causal.app

Causal lets you build financial models effortlessly and share them with interactive, visual dashboards that everyone will understand. In Causal, you build your models out of variables, which you can then link together in simple plain-English formulae. This makes your models easy to understand and quick to build, so you can spend minutes, not days, on your models. When you're done, you can share the link to your model with stakeholders. They'll be able to view your model's outputs in a visual dashboard, rather than a jumble of tabs and complex formulae. Causal makes it simple to incorporate advanced modelling techniques like scenario analysis, sensitivity analysis, and uncertainty in your inputs. You can also integrate all of your most important data sources, from spreadsheet software like Sheets and Excel, to accounting platforms like Xero and Quickbooks.

Dext Commerce

dext.com

Managing digital sales data just got simpler. Created for bookkeepers, accountants and businesses, Dext Commerce's accounting automation software provides the data, insight and tools for companies to thrive.

Modern Treasury

moderntreasury.com

Modern Treasury builds payment operations software. Use our tools through web application or API to manage the full cycle of money movement—from payment initiation, through approvals, to reconciliation.

ClickTime

clicktime.com

Reduce costs, increase project visibility, and stay on budget — with easy timesheets! ClickTime makes it easy to track, plan, and manage employee time. Improve operations and increase employee productivity through easy-to-use timesheets you can access anywhere, anytime. Easy for Everyone Track time on your phone or laptop, quickly approve employee hours, or dive into dashboards and reports that make it easy to manage budgets and plan employee time. Real-Time Answers Whether you’re estimating project costs, reviewing past performance, or simply want to know who has not completed their timesheets, ClickTime gives you instant answers to the questions you have about your business. Powerful Reports Not all timesheets are created equal. That’s why we’ve built unique time tracking solutions for agencies, nonprofits, consultants, universities, architects, IT, healthcare and more. You can customize nearly anything in ClickTime — or dive into nearly 100 out-of-the-box reports. Management Tools Instantly know which projects are over or under budget. Understand employee availability, costs, and productivity. And approve timesheets, time off, and billable hours with ease. Learn more at www.clicktime.com!

Egencia

egencia.com

Egencia – an American Express Global Business Travel Company – is the only proven, global B2B travel tech platform. Originating from the labs of global tech giants, we deliver the best user experiences, unmatched content, and unbeatable service to more than two million travelers worldwide. As part of the most valuable marketplace in business travel, Egencia is in a league of its own with industry-leading data insights and AI-driven innovation that powers the travel programs of 9000+ companies in more than 60 countries.

Jenji

jenji.io

Founded in 2015 in Paris, Jenji is a fast-growing startup. Jenji is one of the leaders in professional expense management and dematerialization solutions for companies. It offers management solutions for expense reports, lump-sum indemnities and professional expenses designed for medium and large companies. Jenji has reinvented expense management solutions by relying on Cloud and AI technologies to create a user interface accessible across devices, everywhere in the world, giving finance departments real-time and consistent data.

Caflou

caflou.com

CAFLOU lets you drive your company, projects and team performance and economy. 100% digitally. CAFLOU is easy to use online Project Management Software ideal for marketers, agencies or IT. Manage projects, team or the whole company in 1 system. Manage budgets, profitability and cash flow of projects. Keep track of deadlines, outputs, responsibilities. Organize your team, watch utilization, plan capacity. Be effective.

iPaidThat

ipaidthat.io

IPaidThat is a software using artificial intelligence and machine learning to collect all invoices automatically in the mail boxes. If some of them are not sent to a mail box, the software go find them on the providers websites. It also imports banking operations, so as to compare datas and see if everything is matching well. If a substantiating document is missing, a notification is sent. A mobile app is also available to scan and import expense accounts by taking a photo.

AvidXchange

avidxchange.com

AvidXchange is a leading provider of accounts payable (“AP”) automation software and payment solutions for middle market businesses and their suppliers. AvidXchange’s software-as-a-service-based, end-to-end software and payment platform digitizes and automates the AP workflow for more than 8,800 businesses and it has made payments to more than 965,000 supplier customers of its buyers over the past five years. Featuring one of the largest networks of suppliers for the middle market, AvidXchange offers in-depth industry expertise for real estate, community association management, healthcare, social services, education, hospitality and professional services, as well as construction, financial services and media through acquisition of Core Associates, BankTEL and FastPay. Additionally, AvidXchange, Inc. is a licensed money transmitter for US B2B payments, licensed as a Money Transmitter by the New York State Department of Financial Services, as well as all other states that require AvidXchange to have a license.

Happay

happay.com

Happay is a first-of-its-kind all-in-one Integrated Solution for Corporate Travel, Expense, and Payments Management. With over 7000+ customers globally, and across industries, Happay solves complex finance use cases with precision. We make the entire journey of Travel, Expense, and Payment a bliss with our out-of-the-box features. Travel 1. Seamless integration with leading TMCs, including MakeMyTrip, Thomas Cook, etc. 2. In-app booking experience, choose seats, and food options, and confirm ticket, all inside Happay. 3. AI helps showcase & choose the lowest fare option, saving thousands of dollars. 4. “Fare Freeze” helps lock the ticket and avoid surge pricing due to approval delays. 5. Easy to set up policies and automated 100% policy compliance during booking. 6. Transparent One-click Approval Process Expense 1. Auto-capture of Expenses right from the Source of Spend (Emails, Travel Cabs, SMS, Credit Card Statements) 2. Unique OCR Smart Scan that scans and inputs expense reports automatically, with no manual intervention 3. Automated Policy Checks and Violation call-outs 4. Easy to set up approval workflows and deviations for complex business use cases 5. End-to-end GST data collection, reporting, and reconciliation Payments Our Corporate Cards are the answer to all Corporate Payment woes. Loved by customers of all sizes, we bring, One Unified Card for all Employee Expenses Digital Spending with real-time reconciliation and transparent expense management Digital Petty Cash Distribution and Management And we marry all these amazing features with our robustly built Analytics. Get real-time in-depth data on your travel bookings, planned and unplanned trips, policy violations, top spenders, and more at a single click. Trusted by over 7000+ customers, including premium brands and market leaders, Happay is the right choice for Integrated Travel, Expense, and Payment Solution. To book a demo, visit https://www.happay.com/schedule-product-demo.html

EBizCharge

ebizcharge.com

The leader in integrated B2B Payments. Payment gateway capable of processing payments inside your CRM/ERP, accounting system or online shopping carts such as QuickBooks, Microsoft Dynamics, SAP, Acumatica, Oracle, Netsuite, Epicor, Sage, Magento, WooCommerce and more. EBizCharge also offers fully PCI compliant mobile and tablet solutions. EBizCharge is developed and supported by Century Business Solutions

Shoeboxed

shoeboxed.com

Shoeboxed is a document management service and software that scans, organizes and categorizes receipts, business cards and other paperwork into a searchable cloud database. We help small businesses and entrepreneurs get organized and maximize tax deductions by turning physical paper into digital data. Our mission is to streamline tedious accounting and administrative tasks so that business owners can spend less time on paperwork and more time doing what they love. Shoeboxed can be accessed through our web app and mobile app, and product features include: Precise scanning, OCR and human data verification | On-the-go receipt and mileage tracking with mobile apps | Prepaid receipt and document mail-in service | Automatic Gmail receipt syncing | Business card organization and management | Customized expense reporting | Integration with major accounting programs such as: Wave Accounting, Evernote, Xero, FreshBooks, Outright, Bill.com, Intuit, Fujitsu, and HP.

Vic.ai

vic.ai

Vic.ai is an AI software designed to streamline accounting and accounts payable operations. Its chief features include autonomous invoice processing, which utilizes AI to take accounts payable processing to the next level, contributing to a substantial increase in productivity. The software also features approval flows and purchase order (PO) matching, which enhances efficiency by detecting discrepancies across multi-line invoices and POs. Vic.ai also offers payments functionality that can turn accounts payable departments into profit centers, offering time savings, the potential for discounts, and reduced fraud risk. The software offers ERP integrations, allowing for ingestion of master data and other information from any ERP system via an open API and common data models. This gives finance leaders the flexibility to integrate Vic.ai into their existing workflows. Vic.ai is equipped with processing insights, providing real-time analytical insights on accounts payable processes, business trends, and team performance, thereby enabling informed decision-making. It appeals to both enterprise and mid-market businesses across a variety of industries including business, insurance, hospitality, real estate, and education. This adaptability speaks to the tools versatility.

AppZen

appzen.com

AppZen's proprietary finance AI solutions simplify travel & expense, card, and accounts payable processing tasks by automating complex workflows, policy checks, and approvals that legacy systems can't. Our AI learns your unique spend profile to independently read and take action on more and more documents over time. It fits into current systems with minimal change management, helping global enterprises save thousands of work hours, reduce costs, and drive compliance. Discover why one-third of the Fortune 500 trust our AI's decade of finance training to future-proof their businesses. Connect with us: Web: appzen.com LinkedIn: @appzen Expense Audit - Focus reviews on the high-risk items, highlighted for you - 100% prepayment audit and compliance checks on every line item - 10x the risk detection of other approaches - Support for 40+ languages–no for need translation services. - Pay employees back faster - No more outsourcing or scaling your team as workloads change - Adaptable, customizable solutions for a wide range of business challenges - Keep auditors and managers informed with analytics and actionable insights Autonomous AP - Automate the entire AP process without templates and a seamless handoff to ERP/P2P systems - Autonomously process up to 80% or more of your invoices with guaranteed accuracy - Automate complex multi-line PO matching, as well as GL code assignments for non-PO invoices - Match multiple invoices at once, even when descriptions don’t match - Eliminate the need for human review Autonomous AP + AppZen Inbox gives you additional features: - AI automatically reads, labels, and immediately takes action on documents–including invoice processing all the way to ERP/P2P handoff - AI researches invoice status, payment updates, and more for you - Generative AI composes an automated response with all relevant data

BlueSnap

bluesnap.com

The Armatic platform enhances the power of your existing accounting/ ERP software and your existing CRM system with workflow automation, powerful business intelligence and fully integrated cross-department communications functionality to automate tasks in finance, sales, support, HR and operations. 1. Finance & Billing Automation (AR, AP, Invoices, Subscriptions, Payments): Fully automated AR Collections drastically reduces time to payment (DSO). Our advanced rules engine delivers the right message at the right time automatically, ensuring the highest likelihood of payment, while enabling prompt, efficient customer communication. Never have another vendor payment not accounted for, assign vendor bills for review and approvals. Leverage our workflow automation and approval engine to route all your bills for optimized payments. Enable subscription/recurring billing, progress billing, invoice creation, automatic payments, payment plans, late fees, coupons, online billing and interactive customer portals, all integrated and synced with your current accounting and CRM systems. Payment tokenization and automated failed payment recovery ensures no payment is missed and all data is secure. 2. Sales & Success Automation (QTC, CPQ, NPS, eSign): Automate quotes for prospects, control your pricing and close deals faster with our QTC and CPQ features. Everything from creating a quote to collecting cash from customers. Empower your sales and success team to handle the QTC process and remove departmental bottlenecks. No more second-guessing, let your sales team handle all aspects of new contract creation within a clearly defined framework - from quote to eSignature and payment. Share all historical communication data, files, documents, invoices and contracts across your whole team from the customer manager. Use Armatic's build in contact center to communicate with your customers. Leverage the Armatic Net Promoter Score engine to join companies that have grown 2x faster vs the competition. Empower your teams to make better decisions backed by customer feedback. 3. Human Capital Automation (eNPS, Employee Advocacy, Contracts, eRecords): Measure and improve your employee satisfaction with the Armatic employee NPS. Create communication feedback loops with your employees to drive loyalty and employee engagement. Amplify your companies social reach with Employee Advocacy. Leverage the social networks of your employees, by providing them an easy way to share approved company information. Your companies social posts reach a magnitude of prospects and potential new hires. Provide your HR team and managers across your organization a solution to eSign, store and manage securely all employee contracts. Share all historical communication data, files, documents, employee contracts and NDAs across your whole team. The Armatic employee contact manager provides your team instant and easy access to all employee relevant information, including communication data, contracts, and HR related notes.

Airbase

airbase.io

Airbase is the top-ranked modern spend management platform for businesses with 100-5,000 employees. It’s the best way to control spending, close the books faster, and manage financial risk. Airbase’s powerful and user-friendly software combines accounts payable automation, expense management, and corporate cards into a package that employees, accounting teams, and vendors love to use. It seamlessly integrates into the most popular general ledgers including NetSuite, Sage Intacct, and more. Our approach to guided procurement ensures that all purchases — from initial requests to payment and reconciliation — make it easy for all employees to buy what they need while giving all necessary stakeholders in the loop. Airbase’s modern approach to spend management brings efficiency to complex business processes and accounting needs like support for multi-subsidiaries, multi-currency, and purchase orders. Flexible intake forms and approval workflows ensure full stakeholder oversight across multiple buying scenarios. Build a culture of spend compliance and control your destiny by using Airbase.

GetMyInvoices

getmyinvoices.com

Easily automate accounting? Try it now for free ✔ Automatic retrieval of invoices from 10,000+ portals ✔ Import & scanning...

Circula

circula.com

Circula is an expense platform for any payments done by employees: travel expenses, credit cards and employee benefits. Our mission is to simplify finance and payroll administration, while ensuring compliance through smart automations – so employees can do their best job. With Circula, you ✔️ Save up to 80% time in accounting & become a productive business partner within your organization ✔️ Reduce compliance risks & ensure secure and audit-proof processes *Cards are issued by Transact Payments Malta Limited pursuant to licence by Visa Europe Limited. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879.

Billtrust

billtrust.com

Accelerate online revenue growth, scale seamlessly and optimize your customer experience with an intelligent B2B/B2C web store platform and mobile app. Billtrust eCommerce is purpose-built for wholesale distributors and manufacturing businesses to stay competitive and innovate with an integrated, holistic solution. Scale seamlessly: Manage complex product catalogs, data and assets at any size or stage of business with one turnkey platform. Gain efficiency and simplify with a solution that integrates with your ERP and includes everything from Product Information Management (PIM) and search, to content management, marketing and payments. Provide the best customer experience: Give your customers the flexibility and simplicity to find and order what they need, when they need it. With a robust product recommendation engine, intelligent search and a fully-integrated mobile app, your customers can order, repurchase and track easily, anytime, anywhere. Optimize cash flow: Minimize the friction between making a sale and posting payment while boosting your cash flow when you consolidate your sales, invoicing and payment processes across a single vendor.

Docuten

docuten.com

We transform our clients into “paperless companies” through the digitalisation of their administrative processes. Docuten offers digital signature, electronic invoicing and payments, reducing costs by 50% and offering an implementation rate 2.5 times faster than working with several different providers.

Nubox

nubox.com

Issue invoices, automate your company's accounting and compensation payment with Nubox software. We have solutions for SMEs and accountants.

Finmark

finmark.com

Finmark is financial planning software for startups. Create and share financial plans, manage burn rate, and forecast revenue and expenses—without spreadsheets.

Dokka

dokka.com

DOKKA is the leading accounting automation platform that transforms traditional finance teams into streamlined, AI-powered powerhouses. By significantly reducing time spent on repetitive tasks, DOKKA empowers over 3,500 companies—including NASDAQ-listed enterprises—to achieve unmatched precision and efficiency in their accounting operations. Its cutting-edge platform features two core modules: Accounts Payable (AP) Automation and Financial Close Automation. With AP Automation, DOKKA reduces accounts payable processing time by up to 80%, allowing you to handle vendor invoices in as little as 10 seconds through automated processing, PO-matching and approval workflows, setting a new standard for speed and accuracy. DOKKA’s Financial Close Automation module shortens your financial close cycle by days, centralizing data, automating reconciliation, and streamlining journal entries, consolidation, and reporting. This accelerates closings while ensuring enhanced quality, transparency, and compliance at every step. DOKKA’s proprietary AI-driven technology is reshaping the landscape of modern finance, enabling CFOs and financial controllers to seamlessly transition from manual to automated processes with confidence.

Corpay One

corpayone.com

Corpay One is a leading bill pay solution for small businesses. Picture your bank's bill pay - only smarter. You can build custom bookkeeping and approval workflows that work for your team. This is one effortless platform, designed to save you time, money and help you focus on what counts. For accountants and bookkeepers, Corpay One's Advisors platform truly automates client accounting services. Get started today - for free!