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Allowance is an AI payment and shopping management app that lets users authorize AI agents to make online purchases within clearly defined rules. It connects with services such as ChatGPT, Claude, iMessage, WhatsApp, and other MCP-compatible agents, allowing users to request purchases, review recommendations, and approve transactions from supported conversations or the Allowance app.
Key features include per-task, daily, and monthly spending limits; merchant-specific permissions; automatic expiration of purchase access; instant permission revocation; transaction history; and digital receipts. Allowance uses temporary payment credentials so AI agents can complete approved purchases without accessing the user’s actual card number. The app also supports one-time virtual card numbers for online checkout, helping keep primary payment details private while preserving applicable card rewards.
Allowance is designed for users who want to automate online shopping, reservations, and other purchases while maintaining control over spending, merchant access, payment security, and transaction approvals.
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