Page 10 - Top Finance Apps - Nigeria

iFOREX

iforex.com

Join iFOREX, a leading, prominent broker, and access market opportunities. Benefit from free 1-on-1 trading, education, bonuses and more.

Inter

bancointer.com.br

The Digital Account is complete and free, even to make withdrawals. Download the app and start making payments, transfers, investments and purchases wherever you are.

Ledgy

ledgy.com

Stay compliant, save time and engage your team. Ledgy is the modern equity management platform that takes your company further. Make your time-consuming, manual processes easy by automating key tasks. Adapt it to your needs, update records in an instant, and ensure it works for your team — in any country, at any time. Create simple and effective communications that empower your people. Get set up and started in an instant, and then it’s ready to deliver value, day-in day-out. Ledgy is exactly what you need to drive greater efficiency and take care of compliance and risk management. It’s the platform that enables you to align all of your stakeholders to achieve more and inspire positive change.

Lightning Terminal

terminal.lightning.engineering

For Lightning node operators to gauge their node’s performance and get actionable recommendations on ways to improve.

Mercado Pago

mercadopago.com.ar

Pay, collect and resolve your finances from one place.

Mercury

mercury.com

Mercury is banking* for startups. Start with banking basics like free FDIC-insured checking & savings accounts, then scale with credit cards, venture debt, treasury management accounts, and more — all with confidence. Built with clever shortcuts and extra levels of organization, Mercury makes banking tasks simpler, more intuitive, and even a little enjoyable. Over 100K startups of all sizes rely on Mercury as they create the next great companies — you can join them by applying today in 10 minutes or less. *Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group and Evolve Bank & Trust, Members FDIC. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard. This communication does not constitute an offer to sell or the solicitation of any offer to purchase an interest in any of the securities or funds described herein.

Mollie

mollie.com

Mollie removes barriers for companies of all sizes to compete on better terms in e-commerce. We do this by offering convenient and reliable online payments. Mollie offers various payment methods which can be easily integrated with an API or a plugin to all imrportant webshops. Mollie accepts all major and local payment methods. Trusted by 90.000 online merchants across Europe.

Money Lover

moneylover.me

Money Lover helps you better manage your expenses and plan budgets wisely to save more money for your future. It's that very simple, get it today!

Mutual Trust Bank

mutualtrustbank.com

MTB (Bangladesh) is continuously working to offer new and improved services. As part of this endeavor, we have introduced a Mobile App for your Smartphone devices, which allows you constant access to your accounts. This value-added service will enable you to make selected financial transactions through your mobile phone and anywhere in the world.

MyMoneyJa

mymoneyja.com

Don't invest with only emotions & rumours. Take some metrics with you. We do the number crunching, data aggregation and provide various resources and tools to manage your portfolio and help you make the best investment decisions!

Nubank

nubank.com.br

Nubank was born to end the complexity of traditional banks and return control of financial life to each person's hands.

OkCredit

okcredit.in

OkCredit is a free digital Udhar-Khata app for businesses & shop owners. Manage your ledger account book digitally in your preferred language. Ab OkCredit ke saath karein apna khata digital!

Orion Terminal

trade.orionprotocol.io

Orion Terminal is the first decentralized gateway to the crypto market. Trade across major exchanges, centralized and decentralized, from the safety of your wallet. No account, no KYC.

P2PB2B

p2pb2b.io

World's fastest growing cryptocurrency exchange.

PenFed

penfed.org

Pentagon Federal Credit Union, widely known by its abbreviated name PenFed, is a United States federal credit union headquartered in McLean, Virginia, chartered and regulated under the authority of the National Credit Union Administration.

Plaid

plaid.com

Plaid is a platform with a suite of products that enables developers to build financial applications which can interact with bank accounts, execute payments, and manage risk. It allows a user to easily authenticate and link their bank account to any application and utilize bank-like functionality out of that app. With Plaid, you will be able to develop applications that sync with users’ bank accounts to track and manage their budgets, and transfer funds. Essentially, it serves as the link between banks and financial technologies. Several noted brands like Gusto, Venmo, TransferWise, Charity Water, Robinhood, and Level Money currently use Plaid’s products and solutions. In the case of popular integrated online HR service Gusto, it uses Plaid’s automated clearing house (ACH) functionality to power its payroll direct deposit service. Other fintechs such as budgeting app Level Money utilize the platform to consolidate and clean data from user’s various bank accounts to help them manage and budget their money. In a broad sense, Plaid spans critical segments of financial services including setting up payments and validating financial data. It can help you arrange and execute ACH payments, collect transaction data, validate user’s identity, examine employment and income data, assess the riskiness of users, and embed bank integrations directly inside borrower flows. Developing your own application has never been made easier – with just a few lines of code, you can fit Plaid into whatever you’re building. Overview of the Plaid benefits: Better ACH authentication Authenticating accounts for bank-to-bank payments is made simpler, faster, and more user-friendly. You’ll be able to instantly authenticate transfers without waiting for micro-deposits as well as reduce failed transactions by authenticating and steering users toward ACH. This results in a seamless user experience since you can set up users based on information they already know, effectively eliminating checkbook hunting. It likewise boosts conversions by letting you deploy a mobile-optimized flow that converts much better. Check balances in real-time Working with financial data is simplified with Plaid. In just a few steps you can pull historical data and real-time balance, and get current and available balance info and details about account status and type. You can check in an instant your users’ balances whenever you need to make a transfer. It helps prevent overdrafts and enables pre-funding of transactions with insight into balances. Furthermore, by gaining visibility into available funds before you transfer, you prevent non-sufficient fund (NSF) fees, thereby, reducing if not outright eliminating fraud cost. Curtail bank fraud Plaid enables you to use bank data to verify identities and reduce bank fraud. You can substantiate user identities such as name, phone number, address, and email, and check the information against what’s on file at the bank. You’ll be able to know your users through simple identity check which is further facilitated by auto-fill forms based on account holder info on file with the bank. Clean & categorized transactions Money management is streamlined when you get clean, categorized transaction data that goes back as far as 24 months. You’ll have better details about transactions when placed in context with geolocation, merchant, and category information. With reliable, real-time data that stretches as far back as possible, you gain valuable insights to serve your customers better and reduce cost with low-latency connections that don’t require additional technical resources. Verify borrower assets straight from the source Borrowers can link their bank accounts in seconds to maximize conversions. You get fast processing speeds with a integrated technology that seamlessly connects Plaid into your own experience to reduce friction for borrower. Also expediting connections is the commitment to security such as the use of enterprise-grade 256-bit AES encryption that comes with regular network penetration tests and security reviews.

PointPay

pointpay.io

Get powerful crypto banking experience from 200 countries with PointPay.

Paytm Money

paytmmoney.com

Open online demat account & start your stocks trading journey. Invest in best direct mutual funds with zero commission. Save taxes & enjoy regular pension income with NPS only on Paytm Money.

Razorpay

razorpay.com

The journey of building Razorpay started in 2014, when Harshil Mathur (CEO & Co-Founder) and Shashank Kumar (MD & Co-Founder) witnessed the dismal state of the online payments industry in India then and understood that they have a larger and more important issue to solve. And That was democratizing online payments for Indian businesses, particularly the underserved market, Startups and SMEs. Over the last 9 years, Razorpay has evolved from a single-product company to a multi-product company, from an online payment gateway to India’s only full-stack financial solutions company, offering payments and banking solutions to businesses. Razorpay today is transforming age-old complexities and changing every known paradigm of money movement for disruptive businesses.

Cybersource

cybersource.com

At Cybersource, we know payments. We helped kick start the eCommerce revolution in 1994 and haven’t looked back since. Through global reach, modern capabilities, and commerce insights, we create flexible, creative commerce solutions for everyday life—experiences that delight your customers and spur growth globally. All through the ease and simplicity of one digital platform to manage all your payment types, fraud strategies, and more. Knowing we are part of Visa and their security-obsessed standards, you can trust that your business is well taken care of—wherever it may go.

RedCarpetUp

redcarpetup.com

RedCarpet issues credit cards to those that banks cannot see. Currently we are one of the largest issuers of credit lines to the new-to-credit customer in India. In a population base of 800 million people with bank accounts, there are less than 40 million credit cards. By building a fullstack SDK for card issuance, underwriting as well as holding capital & collection ops, we are looking to build the Capital One of India.

Modulr

modulrfinance.com

We're the digital platform removing the need to use your bank for bank accounts and payments. We automate your payment flows, embed payments within your platform, and enable you to build new payment products and services. All from one API.

Railsr

railsr.com

Consumers want fully immersive and frictionless experiences, and expect brands to deliver the best, most personalised and distinctive engagement campaigns. Railsr is passionate about enabling brands to build relevant finance experiences to drive customer engagement and loyalty. It believes that the embedded finance economy is a fundamentally different way of creating relationships between companies and consumers. Railsr has created a unique category within the financial services industry: embedded finance experiences. It has developed this to enable its customers to help the financial consumer, to deliver greater inclusion and freedoms. Railsr is a pioneer of a new way of looking at how financial services can empower and liberate. It offers a new approach for brands to harness the power of embedded finance through a low cost turnkey platform. It delivers embedded finance into a brand's digital journey, designed as a vertically integrated financial ecosystem, starting at the central bank, or payment scheme (e.g. Visa), and ending with a fully embedded digital experience. Visit railsr.com and find out how we can help you or contact us via our form: www.railsr.com/start-your-experience

Synctera

synctera.com

We're closing the gap between community banks and FinTechs. Empowering you with fast, secure, and scalable partnership banking solutions, we tear down integration complexity and build bridges. We're here to guide all parties through the onboarding process and beyond, forging transactional relationships based on trust.

Drip Capital

dripcapital.com

Drip is a digital trade finance startup. Trade finance is an age-old paper-based industry dominated by banks that focus on large, established corporate customers. Today, however, small businesses account for 40% of trade, but still remain neglected by banks. Drip is using technology to re-build core parts of the trade finance infrastructure and make the underwriting and financing of B2B transactions seamless for small businesses. Our mission is to level the playing field for small businesses and to finance their trade at the click of a button. Drip consists of experts in both finance and technology and has offices in Palo Alto and Mumbai. Drip is backed by top tier investors Accel, Sequoia, Wing, Initialized and Y Combinator.

Simpl

getsimpl.com

Simpl is India’s leading 1-tap checkout network meant to make payments invisible and money intelligent. It is committed to the simplification and democratisation of digital transformation in the payments space. As India’s foremost consumer experience platform, Simpl is on a mission to empower merchants to build trusted relationships with customers, one transaction at a time. With more than 26,000+ available merchants and millions of trusted users pan-India, Simpl envisions creating an inclusive digital payment experience for India that empowers and fosters trust between merchants and their customers. Simpl provides a full-stack solution for e-commerce conversion. It enables merchants to give customers 1-tap checkout, buyer protection, and a pay-later facility to allow them to feel safe and trusted when shopping online. Through Simpl, merchants can provide consumers with an easy, secure, and intuitive user experience.

Alternative Payments

alternativepayments.io

Alternative Payments is a full-service B2B payments platform that simplifies and automates payments for you and your customers. Offer your customers a white-labeled and secure platform to pay invoices with numerous payment methods (ACH, credit cards, and Pay in Installments). Integrate with leading accounting and PSA software solutions to sync invoices and make auto-reconciliation a breeze. Enable automations like auto-pay and automated email reminders to save you time and collect invoices faster, and unlock data insights to give you complete visibility on payments and better predict cash flow. All in one platform.

Partial.ly

partial.ly

Partial.ly lets you offer a custom, flexible payment plan to your clients to start payments right away.

Mondu

mondu.ai

Mondu is driving innovation in B2B payments. By bringing B2B payments up to par with B2C and putting customers in the heart of the payment flow, Mondu ensures a seamless and state-of-the-art experience. Mondu's solution enables merchants and marketplaces to offer their business customers across Europe and the UK the most popular B2B payment methods and flexible payment terms in a multi-channel setting, both online and offline. The result is a win-win story: business customers are empowered to purchase and pay when they want, which translates to a higher conversion rate and average order value, and ultimately drives growth for merchants and marketplaces. Mondu GmbH was founded in 2021 by entrepreneurs Malte Huffmann, Philipp Povel and Gil Danziger with the aim of simplifying B2B payment transactions. Mondu has a team of over 140+ talented professionals from diverse backgrounds and with experience from the best companies, in tech and elsewhere. Mondu has raised $90 million in equity and debt financing, from leading investors Valar Ventures, Cherry Ventures, the FinTech Collective, and VVRB bank.

Paythen

paythen.co

Paythen makes it hassle-free to offer easy payment plans, subscriptions and more, while built-in automations reduce busy-work for you. No code or technical know-how needed. Just connect your Stripe account and get started in under a minute.

Payfirma

payfirma.com

Payfirma is an award-winning payments company that helps businesses accept credit and debit cards online, in-stores, and on mobile devices. Over 8,000 businesses across North America use Payfirma’s payment tools to get paid easily and keep all transaction data in one simple place. When businesses use data to make decisions about customers, products, and employees, they run smarter, more successful companies.

HiPay

hipay.com

HiPay is a global payment provider. Use the power of your payment data to find new opportunities, follow the lifecycle of a transaction, identify and fix problems, and measure the impact of your fraud rules.

IXOPAY

ixopay.com

IXOPAY is a highly scalable and PCI-certified payment management platform for White Label Clients and Enterprise Merchants. The modern, easily extendable architecture enables the orchestration of payments, provides intelligent routing and cascading functions as well as state-of-the-art risk management, automated reconciliation and settlements along with plugin-based integration of Acquirers and Payment Service Providers. IXOPAY is part of the IXOLIT Group, which was founded in 2001 and maintains national and international e-commerce customers from Vienna, Austria, and Florida, US. The owner-managed and financed company has grown from a two-person team to an IT specialist with over 60 experts developing innovative solutions and products in the heart of Vienna.

Bento for Business

bentoforbusiness.com

Bento is a card-based spend management platform for SMBs providing operational control, visibility, and insights on business expenses. Bento’s financial operating platform enables businesses to issue physical and virtual payment credentials to people and systems without introducing risk while providing companies unprecedented control and visibility over their B2B expenses and company spend. Open APIs, and White Label partnerships extend these control and management benefits to automate payments well beyond expenses alone. Our mission is to provide businesses with a powerful financial operating platform so they can further their vision, empower their employees and create value for their customers.

Payowire

payowire.com

Global payment solution with virtual and physical cards Provider. USD, euro, GBP bank account & mobile top-up is available. Create an Account: https://payowire.com/register Easybanking for Freelancers & Entrepreneurs. All Solutions in One Platform. Payowire Provide virtual visa and MasterCard for making payment globally. you can get a global bank account for freelancer payments Received from Amazon, eBay, and other Affiliate Platform Easily and make withdrawals in your Local Bank Accounts. You will Get USD, EUR, and GBP Accounts For Receive Payment From any Platform. Virtual Visa and Mastercard are Available For Make Payment Internationally. Send Payment to any International Company and Clients Instantly with low Fees. Withdraw your payment in your Local Bank transfer faster and with low fees.

dtcpay

dtcpay.com

dtcpay is a regulated payment service provider that offers reliable solutions for merchants to grow their revenues with higher acceptance rates for Fiat and cryptocurrency transactions. Our client’s customers benefit from frictionless payment experiences whether they are using our award-winning POS+ terminal in-store or using our online checkout. Founded in 2019 in Singapore, dtcpay is a licensed Major Payment Institution (MPI) under the Monetary Authority of Singapore (MAS) and offers Digital Payment Token (DPT) services.

KlearCard

getkleercard.com

The #1 business spending solution: expense management, bill pay, flexible P-Cards and credit solutions.

NUMARQE

numarqe.com

NUMARQE is a corporate lending platform that is transforming working capital management for mid market corporates.

OmniCard

omnicard.in

OmniCard offers Embedded payments as its core capability to help companies solve for their Business Spending & payment flows needs. OmniCard's embedded payment offerings include Spend management, Reward & Engagement Solutions and Corporate Cards; specially curated for a business’s customised needs.

Cross River

crossriver.com

Enable finance for infinite possibilities. Cross River's API-driven banking infrastructure embeds financial services across industries and provides the foundation for regulatory compliance upon which our partners grow.

Viva.com

viva.com

Viva.com Group, formerly Viva Wallet, is a leading European technology bank for payments across 24 markets. Operating in 17 languages and 9 currencies, we support 30+ payment methods globally. The free app, viva.com | Terminal, can be effortlessly set up on smartphones or other over 985 supported device types, effectively transforming these devices into adaptable point-of-sale terminals, all without the need for extra hardware. Upon downloading the app, your business can readily process various payments, manage inventory, and access sales analytics while on the move. This combination of mobility, cost-effectiveness, and a user-friendly interface makes the viva.com | Terminal app highly suitable for small businesses, pop-up events, and remote locations.We enhance security with viva.com's encryption and tokenization services, adding an extra layer of protection during payments. This ensures you're safeguarded against potential security issues and penalties. Key Features:Contactless PaymentsCollect TipsPaperless ReceiptsConnect to PrintersReal-Time Sales DataManage ShiftsLocalisationProcess Payments OfflineKey Benefits:- Reduce your transaction fees to 0% and benefit from viva.com´s unique cashback concept.- Get your money instantly after each transaction with our Real-Time Settlement feature. No more waiting for days or weeks to receive funds! - With viva.com | Terminal and Tap on Any Device - you can accept payments directly on your iPhone, your Android devices, or choose from 985+ supported device types!

Paystand

paystand.com

Paystand is a leading digital payment solution for B2B companies, with over 170,000 businesses transacting on its payment network. Paystand makes it easy to accept payments, streamline collections, and automate hours of manual AR tasks. Using Paystand, you can enable no-fee payments and simplify complex accounting processes and operations like collections, payment reconciliation, and the communication workflow with customers. You won't find any additional fees or markups associated with Paystand's network. Instead, you can access wholesale processing rates and collect payments electronically without paying any transaction fees. With robust support for many ERPs like NetSuite, Xero, and other eCommerce systems like Magento and Epicor, Paystand integrations upgrade the entire customer payment experience. Paystand helps you reduces costs and frees up AR resources across your business to improve cost savings, team productivity, and cash flow.

Connectpay

connectpay.com

ConnectPay is one of the fastest growing Electronic Money Institutions (EMI) in Lithuania – the leading fintech hub in continental Europe - providing banking services for internet based companies. By offering a One Stop Shop solution for all payment facilities under one roof, ConnectPay arrays smooth onboarding & boutique banking experience. ConnectPay’s main activity and focus is banking payment services for business and institutional clients: - Payments: Euro zone (instant) & Cross-border - Accounts: Business & Segregated - APIs: Online Banking & Merchant - Accept payments: Banking & Card payments (NL, FI & DE) - Corporate cards - BaaS (Banking as a Service) ConnectPay is licensed and regulated by the Bank of Lithuania and is subject to the regulatory framework of the European Central Bank.

BizPayO

bizpayo.com

BizPayO lets professionals accept credit card and ACH payments online while recovering the processing fees. 100% compliant and ultra-secure.

Reap Global

reap.global

Reap is a financial platform that enables access and financial connectivity through innovation for companies of all sizes. Reap combines spend management software with a range of innovative payment products — including the flagship Reap Visa Corporate Credit Card. Reap is committed to helping businesses orchestrate success by providing the best financial tools that evolve with its customers and the market. Reap is supported by an empowering group of investors, including Acorn Pacific Ventures, Arcadia Funds, HashKey Capital, Hustle Fund, Fresco Capital, Abacus Ventures and Payment Asia. The Company was founded in 2018 and has since expanded to a team of over 50, working across offices in seven countries.

Prommt

prommt.com

Prommt is a secure payment request platform that turns risky, time-consuming telephone payments into secure, online transactions. Prommt gives merchants the ability to send instant, personalised payment requests to customers via email, text or online message; bringing a secure and seamless online checkout experience directly to customers. Ideal for enterprise clients, Prommt is a fully scalable web-based application that can provide large organisations with easy user management and tiered access control for complex teams across multiple locations. Integrating fully with existing payment providers, Prommt allows clients to maintain relationships with their current gateway or card payment processor. Packed with clever features including secure card tokenisation, recurring payments, Autocharge, automated receipts, intelligent alerts and fully-branded payment communications, Prommt provides all of the tools you need to transform your payment processes.

Easebuzz

easebuzz.in

Easebuzz is full-stack payment solutions platform serving more than 1,00,000 businesses in India. With a mission to become one-stop Financial Operating System for businesses, Easebuzz helps companies digitise payments & manage end-to-end financial operations around digital payment collections, payment disbursals, connected banking, split payments, automated reconciliation, vendor payments, sub-merchant management, refund management etc through plug-and-play API solutions. Besides serving SMEs and startups in India, the company also caters to mid and large corporate business from various sectors of the economy including education, retail, NBFCs, insurance, e-commerce, D2C, travel & tourism etc.

Skydo

skydo.com

Skydo makes receiving international business payments affordable, easy and seamless. Get GST compliant FIRA and real time payment tracking. Cheapest solution for businesses and freelancers compared to banks, Paypal and Wise.

Rvvup

rvvup.com

Rvvup is a Payments 3.0 multi-rail payment platform that delivers new real-time open banking and digital currency payments, alongside Cards, PayPal, Apple Pay & BNPL - future proofing businesses with one simple integration, instant settlement, increased conversion and lower fees.

PayOp

payop.com

PayOp is a convenient online payment system for online businessmen of any field of activity that allows you to accept payments using more than 150 methods in all countries of the world*, which will allow your business to grow in new regions.

Mamo Pay

mamopay.com

We're a UAE, Dubai based FinTech, the first to be fully regulated by the Dubai Financial Services Authority ("DFSA")🇦🇪 founded by two ex-Google employees. Mamo Pay for Business is a full-stack payment platform for SMEs (only UAE). Whether you're a SME, a home business, or a freelancer, send your customers a payment link and get paid instantly. Login to your dedicated dashboard and create and manage as many payment links as your require, generate QR codes payments, automate invoices, request API integrations for ecommerce, or disbursements to all your vendors. At Mamo, we value our customers' privacy and security. Security by design is an approach at Mamo that makes our systems free of vulnerabilities through continuous testing, authentication safeguards, and an adherence to the best programming practices and industry standards for your peace of mind. To learn more visit www.mamobusiness.com

AxxonPay

axxonpay.com

AxxonPay is a premier payment solutions provider and a direct bank card acquirer for high risk merchants. We offer a range of payment services, including Visa, Mastercard, JCB, UnionPay, and alternative payment methods to clients across the globe. Our data-driven technologies are customized to suit the needs of our e-commerce clients, making online payments simple, secure and hassle-free. Our payment gateway facilitates an omnichannel payment process, combining acquiring capabilities, over 100 payment methods, mass payouts, and technological innovation within a single, seamless integration. AxxonPay guarantees swift money movement in a single click. Our clients benefit from reduced operational costs, reduced time-to-market for business expansion, and the perfect balance between conversion and security. With over 700 employees, AxxonPay has a global presence with four offices worldwide. We are licensed by the Financial Conduct Authority FCP of the UK. Our commitment to our clients is reflected in our state-of-the-art payment solutions and impeccable customer service.

BridgerPay

bridgerpay.com

BridgerPay is the world’s first payment operations platform, built to automate ALL payment flows with a Lego-like interface, empowering ANY business to scale their payments, insights, and revenue with a codeless, unified and agnostic software.

Paymerang

paymerang.com

Paymerang provides a streamlined invoice and payment automation platform that brings Accounts Payable (AP) departments into the modern age. Paymerang's platform saves AP departments thousands of hours annually, enhances visibility, increases accuracy, improves efficiency, and earns rebates while reducing paper, fraud risks, and operating costs.

NMI

nmi.com

NMI lets you create the ideal, full commerce offering, whether you’re an ISV looking to build better solutions, an ISO wanting to increase value in your services, or a Bank providing payment processing tools. And while we don't work directly with merchants, we enable you to provide your merchants the ability to accept payments at all points of engagement: in-store, mobile, online, and unattended.

Rico

rico.com.vc

Uncomplicated and simple for you to invest in the best way: yours.

Pin Payments

pinpayments.com

Pin Payments provides Australian and New Zealand small business owners with a platform for accepting payments online.

Alterna Savings

alterna.ca

Alterna Savings and Credit Union Limited (Alterna) has been the Good in Banking for over 113 years, is the third-largest credit union in Ontario and one of Canada’s Top 10 Credit Unions.

Crezco

crezco.com

Crezco is the open banking payment solution designed for online invoices. We eliminate card fees and slow settlement times, saving you money, time spent reconciling, and improving your cashflow. You can also use Crezco’s bulk payment to securely pay suppliers and staff all around the world from a single bank authentication. We are the first account-to-account payments solution to handle international payments, as well as domestic payments, send or receive payments in 60+ currencies with some of the best rates on the market.