Top Agicap Alternatives

Qonto

qonto.com

With an innovative product, highly responsive 7/7 customer service and clear pricing, Qonto has become the European leader in its category. Get started with a powerful Business Account for all your everyday banking needs. - Local IBANs (🇫🇷 French IBAN / 🇩🇪 German IBAN/ 🇮🇹 Italian IBAN / 🇪🇸 Spanish IBAN) - Payment cards: spend up to €200,000/month. No hidden costs. Pay online, in-store, and abroad, whatever the situation, our range of free and premium corporate cards included in your subscription has got you covered. - Transfers: flexible payment methods - from Instant SEPA to SWIFT - so you can pay, and get paid, faster. - Transactions: unlimited history and real-time notifications. - Financing: easy access to integrated financing options. Then, leverage our Financial tools to keep track of your money and help you grow your business. - Invoice management: centralize invoices & receipts in one place, get paid faster & automate your outgoing payments. - Spend management: control team spending with budgets, automatic receipt collection & tailored access. - Bookkeeping: collaborate seamlessly with your accountant, connecting to our suite of tools, and get a full, real-time cash flow overview.

Bill.com

bill.com

Bill.com is a provider of cloud-based software that automates back-office financial operations for small and midsize businesses. The Bill.com platform connects businesses with their suppliers and clients to help them manage their cash inflows and outflows. Top competitors include Tipalti and YayPay. Bill.com partners with the largest U.S. financial institutions, over 70% of the top 100 U.S. accounting firms, leading accounting software packages including Oracle NetSuite, Sage Intacct., QuickBooks and Xero, and is the preferred provider of digital payments solutions for CPA.com, the technology subsidiary of the American Institute of CPAs (AICPA).A white-labeled, end-to-end payments automation platform, Bill.com Connect is offered to financial institutions as part of their single sign-on online business banking ecosystem. Current customers include JPMorgan Chase Commercial Bank, Wells Fargo ,Commerce Bank, and First National Bank of Omaha. Bank of America and PNC also use Bill.com as part of their payments technology offerings. As of 2019, the company has offices in San Jose, California and Houston, Texas.

Ramp

ramp.com

Ramp is the ultimate platform for modern finance teams. From corporate cards and expense management software, to bill payments and vendor management, Ramp is the all-in-one solution designed to automate finance operations and build healthier businesses. Over 25,000 businesses—including Shopify, Zola, Opendoor, and Glossier—have switched to Ramp to save an average 5% more and close their books 8x faster.

LivePlan

liveplan.com

LivePlan simplifies business planning, budgeting, forecasting, and performance tracking for small businesses and startups. Become a more confident business owner and strategically manage your business from day one and onward with LivePlan. LivePlan works for any business, at any stage. Whether you're looking to get your business plan or pitch together for funding, or you're currently a business owner looking to build a forecast as a roadmap for your future - LivePlan can help you plan, fund, and grow your business with ease. With step-by-step instructions, expert guidance, tutorials, webinars, and over 500+ sample business plans - creating a professional business plan has never been easier. No need for complex spreadsheets or number crunching. LivePlan's automated financials with built-in formulas means your projections and financials are razor accurate. Share a quick one-page pitch of your business model with lenders, investors, and internal teams - keeping everyone on the same page, without having to share your full business plan document. Budgets and sales forecasts are a critical element to business success. Bring these numbers to life with LivePlan's performance dashboard. These dashboards simplify your performance and creates impressive charts and graphs automatically. Sync QuickBooks or Xero with LivePlan to pull in your actual accounting data. Use this data as the foundation for your projections, budgets, and see how your current performance compares to your forecasted plan.

Melio

meliopayments.com

Melio is a free vendor/bill payment tool that maximizes cash flow and minimizes busywork. Pay vendor bills using bank transfer or debit card for free even if they only accept checks! You can also use your credit card where cards are not accepted to hold onto your cash longer and earn card rewards! Accounts Payable re-invented. Melio automatically syncs with your QuickBooks and even mails checks on your behalf to vendors so you don't need to cut checks anymore.

Airwallex

airwallex.com

Airwallex's cloud-native platform has been engineered to take the friction out of your global payments and financial operations. Whether you're a global business looking to save time and money as you scale, or a forward-thinking enterprise that's ready to build your own financial products, Airwallex's leading technology can support your growth. Unlike legacy banking, Airwallex gives you the speed, simplicity, and savings to seamlessly operate your business across borders. Manage everything from online payments, treasury and FX, to spend management - all via one secure Business Account that can be accessed via desktop or mobile. If you’re looking for a more customizable and programmatic solution to manage and move money, you can integrate directly with our Core API. And if you’re a platform or marketplace that’s looking to generate new lines of revenue by offering your own financial products, you can tap into our powerful Embedded Finance solutions.

Pennylane

pennylane.tech

Thanks to Pennylane, CEOs are able to make smarter decisions and facilitate their financial management. Without ever leaving the platform, they have access to real-time and accurate data, a smart invoicing tool, and an efficient management of expenses.

Coupa

coupa.com

Coupa Software is a global technology platform for Business Spend Management (BSM). The company is headquartered in San Mateo, California with offices throughout Europe, Latin America, and Asia Pacific. The company helps large companies gain visibility into, and control over, the money and resources spent within their organizations. Responsible for pioneering the Business Spend Management category, their main competitors in this arena include Tradeshift, Ariba, Tipalti and Ivalua, Inc. The company was founded in 2006 by Dave Stephens and Noah Eisner. Stephens and Eisner previously worked at Oracle (enterprise procurement applications). Rob Bernshteyn joined Coupa as CEO in February 2009 after serving as Vice President of Global Product Marketing and Management at SuccessFactors, Inc. Former Yahoo CEO and PayPal president Scott Thompson joined the company's board of directors in April 2013.

Chargebee

chargebee.com

The Chargebee platform enables subscription businesses to capture, retain and maximize revenue opportunities through automated recurring billing, subscription management, and revenue analytics. By integrating seamlessly with your tech stack, Chargebee becomes the heart of your revenue operations. Optimise efficiencies across your sales, success, and finance operations to accelerate the growth of your subscription revenue. Chargebee is the leading Revenue Growth Management (RGM) platform for subscription businesses. Chargebee's mission is to help businesses of all sizes to grow their revenue by providing a comprehensive suite of solutions, including subscription management and recurring billing, pricing and payment optimization, revenue recognition, collections, and customer retention.

Tipalti

tipalti.com

The only solution to automate your end-to-end payables process. Automate your full accounts payable, global partner payments, and procurement processes with Tipalti and eliminate 80% of your manual workload. Tiplati enables you to easily onboard suppliers, partners, and freelancers, streamline PO generation, accelerate approvals, eliminate invoice entries, and make fast global payments to 196 countries in local currency. Also includes global tax compliance, 2 & 3-way PO matching, multi-entity support, OCR invoice scanning, employee expenses, physical and virtual cards Enjoy instant reconciliation with ERP integrations that include NetSuite, Quickbooks, Xero and Sage Intacct. We do all this while maintaining 98% customer satisfaction and working with some of the world's fastest-growing companies like Amazon Twitch, ClassPass, GoPro, GoDaddy, Twitter, Roblox, and Zola.

Zip

ziphq.com

Zip is the world’s leading intake and procurement orchestration platform. Providing an intuitive starting point for any employee to initiate a purchase or vendor request, Zip helps businesses gain clear and timely visibility across all business spend and consolidates all the steps and tools used across finance and procurement processes in one platform.

Nanonets

nanonets.com

Nanonets is an AI-based intelligent document processing service that specializes in Optical Character Recognition (OCR) technology. By utilizing self-learning algorithms, Nanonets is able to automate data capture from a variety of documents such as invoices, receipts, passports, ID cards and more. The AI-based OCR technology is able to recognize and extract data from documents of any format and size, no matter how complex. In addition, Nanonets offers a variety of solutions to help customers streamline their document processing workflow such as AP Automation, Touchless Invoice Processing, Email Parsing, and ERP Integrations.Nanonets is also equipped with a range of free OCR converters that can be used to convert PDFs to Excel, CSV, JSON, XML, and Text. Furthermore, the service also provides a Web Scraper, Image to Excel, and Image to Text tool.Nanonets has been trusted by over 10,000 customers around the world and has been rated highly on G2 Crowd, Capterra, and GetApp. The service has helped customers save time and money by automating manual data entry. Examples of successful use cases include Maryland-based Remediation Contractor who saved 90% time for their accounts payable team with Nanonets' Invoice Extraction, Expatrio Global Services GMBH who achieved 95% reduction in time for manual data entry with Nanonets' OCR, and In2 Project Management who helped a Water Supply Corporation save 700,000 AUD with Nanonets' AI.Ready to get started? Nanonets provides ready to use solutions for most common document types such as invoices, receipts, ID cards, menu cards, resumes, forms, and meter readings. Customers can create and set up their own custom model in a few clicks. Customers can also book a free 30 minute consultation with the Nanonets experts to get a customized

ApprovalMax

approvalmax.com

ApprovalMax is an award-winning B2B software platform used by businesses around the world to build robust financial controls. It streamlines the approval process by allowing users to create automated workflows to approve bills and invoices. ApprovalMax integrates with platforms such as Xero, QuickBooks Online, and NetSuite to unlock powerful efficiencies for accounts payable and accounts receivable functions in any finance team.

notch

notch.financial

Notch is an accounts receivable automation software designed to help you get paid faster, improve cash flow, and boost operational efficiency. With Notch you can: 1) Manage all your AR tasks — invoices, payments, and reconciliation — on one platform. 2) Eliminate manual work by automating repetitive AR tasks, saving time and reducing errors. 3) Keep operations smooth with minimal intervention, so your team can focus on high-value tasks. 4) Reduce costs with flexible, seasonal pricing, eliminating the need for additional headcount. 5) Gain real-time visibility into payment statuses and outstanding accounts. The Notch platform offers a suite of products tailored to streamline the entire AR process, including, payment collection, processing, and reconciliation, invoice management, customer payment portal, and OCR invoice scanning—simplifying the way businesses handle accounts receivable, so they can focus on growth and efficiency. Learn more about how Notch can help you get paid up to 3x faster.

Fiskl

fiskl.com

Discover Fiskl: The All-In-One AI-Powered Finance Management and Accounting App for Small Businesses Managing your small business finances doesn't have to be painful and time-consuming. Fiskl makes it easy with a comprehensive suite of accounting, invoicing, reporting, and financial tools tailored for entrepreneurs' needs. Trusted by over 170,000 SMEs globally, Fiskl provides award-winning financial management accessible anywhere via mobile. Key features include: 🔹 Full Accounting Capabilities: Fiskl delivers complete double-entry accounting covering invoicing, bank/credit card connections, expense tracking, reconciliation, financial statements, and more. 🔹 AI-Powered Automation: Our proprietary auto-categorization engine uses AI to automatically categorize transactions, match transfers, and reconcile accounts, saving hours of manual work. 🔹 Mobile Apps: Our iOS and Android apps enable managing finances on the go with full accounting on mobile - a must for today's businesses. 🔹 Multi-Currency: Advanced multi-currency support across 168 currencies with automated reconciliation of foreign transactions. 🔹 Global Tax Handling: Built-in tax compliance for 100+ countries with automated VAT calculations and reporting. 🔹 Multi-Language Invoicing: Create professional invoices in over 60 languages to smoothly communicate with international clients. 🔹 Extensive Payment Options: Fiskl integrates with leading payment gateways like Stripe, PayPal, Apple Pay, and many more. 🔹 Bank Feeds & Sync: Automatically import transactions from over 21,000 banks globally into accounting via bank feeds and our syncing engine. 🔹 Custom Reporting: Build fully customizable financial statements with drag-and-drop simplicity to track KPIs for your business. 🔹 Collaboration: Client portals allow sharing invoices and accounting visibility with your customers and accountant. 🔹 API & Integrations: Fiskl APIs enable connecting other tools like POS systems, e-commerce platforms, and CRMs. 🔹 Suitable for Any Industry: Users range from freelancers to retail stores to agencies - Fiskl caters to all types of small businesses. With Fiskl's automation, mobile access, seamless global coverage, and intuitive design, you can say goodbye to accounting hassles. Instead of juggling spreadsheets, enjoy insightful financial overviews in minutes via desktop or mobile. Join the thousands of entrepreneurs who have made the switch to Fiskl. Sign up today and take control of your business finances!

Invoiced

invoiced.com

Invoiced is an award-winning platform that helps buyers and sellers interact, ensuring seamless invoice management, secure transactions, and prompt payments. Trusted by thousands of businesses across 92 countries and nearly $50 billion in transactions processed. Renowned for optimizing cash flow management, billing processes, and subscription services, Invoiced offers tailored solutions for businesses at every stage of growth. Begin your effortless A/R and A/P journey with Invoiced today, or schedule a demo to learn more.

Float Cash Flow

floatapp.com

Float is an award-winning cash flow forecasting add-on for businesses using Xero, Quickbooks Online, or FreeAgent accounting software. Float creates cash flow forecasts that are more accurate, always up to date and take a fraction of the time to prepare when compared to spreadsheets. The accuracy of the data in Float means your business is alerted to any cash shortages or surpluses well in advance, allowing you to take action. Using the direct method of cash flow forecasting (reading all information on bills, invoices and other transactions) we are able to create robust cashflow forecasts that are visual, easy to understand and give a 'real' picture of where a business is going in the short to medium term. Float makes visual scenario planning a breeze, reducing a task that usually takes hours in a spreadsheet to minutes, businesses can make informed and confident decisions at the click of a button.

Celonis

celonis.cloud

Since 2011, Celonis has helped thousands of the world’s largest and most esteemed companies yield immediate cash impact, radically improve customer experience, and reduce carbon emissions. Its Process Intelligence platform uses industry-leading process mining technology and AI to present companies with a living digital twin of their end-to-end processes. For the first time, everyone in an organization has a common language for how the business runs, visibility into where value is hiding, and the ability to capture it. Celonis is headquartered in Munich, Germany and New York City, USA with more than 20 offices worldwide. Find out more at celonis.com

Causal

causal.app

Causal lets you build financial models effortlessly and share them with interactive, visual dashboards that everyone will understand. In Causal, you build your models out of variables, which you can then link together in simple plain-English formulae. This makes your models easy to understand and quick to build, so you can spend minutes, not days, on your models. When you're done, you can share the link to your model with stakeholders. They'll be able to view your model's outputs in a visual dashboard, rather than a jumble of tabs and complex formulae. Causal makes it simple to incorporate advanced modelling techniques like scenario analysis, sensitivity analysis, and uncertainty in your inputs. You can also integrate all of your most important data sources, from spreadsheet software like Sheets and Excel, to accounting platforms like Xero and Quickbooks.

Modern Treasury

moderntreasury.com

Modern Treasury builds payment operations software. Use our tools through web application or API to manage the full cycle of money movement—from payment initiation, through approvals, to reconciliation.

Caflou

caflou.com

CAFLOU lets you drive your company, projects and team performance and economy. 100% digitally. CAFLOU is easy to use online Project Management Software ideal for marketers, agencies or IT. Manage projects, team or the whole company in 1 system. Manage budgets, profitability and cash flow of projects. Keep track of deadlines, outputs, responsibilities. Organize your team, watch utilization, plan capacity. Be effective.

EBizCharge

ebizcharge.com

The leader in integrated B2B Payments. Payment gateway capable of processing payments inside your CRM/ERP, accounting system or online shopping carts such as QuickBooks, Microsoft Dynamics, SAP, Acumatica, Oracle, Netsuite, Epicor, Sage, Magento, WooCommerce and more. EBizCharge also offers fully PCI compliant mobile and tablet solutions. EBizCharge is developed and supported by Century Business Solutions

Billtrust

billtrust.com

Accelerate online revenue growth, scale seamlessly and optimize your customer experience with an intelligent B2B/B2C web store platform and mobile app. Billtrust eCommerce is purpose-built for wholesale distributors and manufacturing businesses to stay competitive and innovate with an integrated, holistic solution. Scale seamlessly: Manage complex product catalogs, data and assets at any size or stage of business with one turnkey platform. Gain efficiency and simplify with a solution that integrates with your ERP and includes everything from Product Information Management (PIM) and search, to content management, marketing and payments. Provide the best customer experience: Give your customers the flexibility and simplicity to find and order what they need, when they need it. With a robust product recommendation engine, intelligent search and a fully-integrated mobile app, your customers can order, repurchase and track easily, anytime, anywhere. Optimize cash flow: Minimize the friction between making a sale and posting payment while boosting your cash flow when you consolidate your sales, invoicing and payment processes across a single vendor.

AppZen

appzen.com

AppZen's proprietary finance AI solutions simplify travel & expense, card, and accounts payable processing tasks by automating complex workflows, policy checks, and approvals that legacy systems can't. Our AI learns your unique spend profile to independently read and take action on more and more documents over time. It fits into current systems with minimal change management, helping global enterprises save thousands of work hours, reduce costs, and drive compliance. Discover why one-third of the Fortune 500 trust our AI's decade of finance training to future-proof their businesses. Connect with us: Web: appzen.com LinkedIn: @appzen Expense Audit - Focus reviews on the high-risk items, highlighted for you - 100% prepayment audit and compliance checks on every line item - 10x the risk detection of other approaches - Support for 40+ languages–no for need translation services. - Pay employees back faster - No more outsourcing or scaling your team as workloads change - Adaptable, customizable solutions for a wide range of business challenges - Keep auditors and managers informed with analytics and actionable insights Autonomous AP - Automate the entire AP process without templates and a seamless handoff to ERP/P2P systems - Autonomously process up to 80% or more of your invoices with guaranteed accuracy - Automate complex multi-line PO matching, as well as GL code assignments for non-PO invoices - Match multiple invoices at once, even when descriptions don’t match - Eliminate the need for human review Autonomous AP + AppZen Inbox gives you additional features: - AI automatically reads, labels, and immediately takes action on documents–including invoice processing all the way to ERP/P2P handoff - AI researches invoice status, payment updates, and more for you - Generative AI composes an automated response with all relevant data

Finmark

finmark.com

Finmark is financial planning software for startups. Create and share financial plans, manage burn rate, and forecast revenue and expenses—without spreadsheets.

Stampli

stampli.com

Stampli is for Accounts Payable teams that want the efficiency of automation, but don’t want to rework their ERP or change their existing AP processes. Unlike other solutions, Stampli provides full support for the full range of native functionality for more than 70 ERPs — enabling us to deploy in a matter of weeks, not months, with no disruption to your business. Stampli brings all of your AP-related communication, documentation, and workflows into one place for complete visibility and control. It’s simple for users to learn and even simpler to use, especially with Billy the Bot™ automating nearly all of your capture, coding, routing, fraud detection, and other manual tasks. For even greater efficiency, Stampli’s core AP solution is complemented by a suite of integrated products that include Direct Pay, Credit Cards, Advanced Vendor Management, and others. Stampli provides complete visibility and control over your entire AP program. It reduces the risk of errors, fraud, and compliance issues while improving vendor relationships and making your AP processes much more efficient.

COMMITLY

commitly.com

Liquidity planning software - developed for entrepreneurs With COMMITLY you plan and monitor the cash flows and liquidity of your company easily and effortlessly. Put an end to tedious Excel files, don't wait for the bookkeeping! Liquidity and financial planning helps you to make decisions at any time. Simply better liquidity planning!

Runway Financial

runway.com

Runway is the modern and intuitive way to model, plan, and align your business for everyone on your team. High-growth companies, including Superhuman, AngelList, and 818 Tequila trust Runway to manage their financial operations and drive strategic decision-making with confidence.

Rho

rho.co

Rho is the all-in-one financial platform organizations can bank on. We combine AP automation and banking products with world-class software that traditional financial institutions don’t offer to help companies manage expenses, AP, banking, treasury, and month-end close with greater speed and efficiency. Designed to sync with your accounting software, Rho’s full-stack finance platform empowers corporate finance teams and leaders with the technology they need to drive greater workflow efficiency, control, and visibility over how money moves in and out of their organizations.

VersaPay

versapay.com

For growing businesses that need to accomplish more with less, Versapay’s Accounts Receivable Efficiency Suite simplifies the invoice-to-cash process by automating invoicing, facilitating B2B payments, and streamlining cash application with AI. Owned by Great Hill Partners, Versapay’s employee base spans the U.S. and Canada with offices in Atlanta and Miami. With 10,000 customers and 5M+ companies transacting, Versapay facilitates 110M+ transactions and processes $170B+ annually. Versapay’s Features: Accounts Receivable Automation Cloud-based accounts receivable automation software drives efficiency in the invoice-to-cash process by automating everything from invoicing to collections, streamlines payment acceptance, and empowers AR teams to collaborate with their customers to resolve issues that slow down payments. Versapay’s AR automation software includes a secure self-service online portal that gives customers access to shared invoice and account information and provides AR teams with real-time analytics for all billing and accounts receivable collections information. Cash Application Automation Versapay’s automated cash application uses AI and machine learning to match traditional payments with open receivables, eliminate inefficient manual processes, and accelerate cash posting. Versapay’s cash application automation software works alongside your existing banking services—including lockboxes—to improve efficiency and reduce per-payment processing costs and errors. Automated Payment Processing Payment processing solutions reduce manual processes and accelerate cash flow. Versapay’s payment processing software streamlines omni-channel payment acceptance, offers multiple payment options, and provides automated bank reconciliation, reporting, shopping cart integration, secure tokenized payments, and more. ERP Payment Integration ERP payment integration software that enables AR teams to accept payments directly into their enterprise resource planning system from all sales channels. Versapay’s ERP payments solution offers native integration with numerous ERP systems including Microsoft Dynamics 365 Business Central, Sage Intacct, and Oracle NetSuite. Electronic Invoicing Click-to-pay electronic invoicing streamlines invoice delivery and makes it easy for customers to pay a single invoice or multiple invoices. Versapay’s online invoicing features include real-time payment visibility, invoice customization, and automated cash application.