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Scratchpay is a financing solution designed to help pet owners cover veterinary expenses. It offers flexible payment plans, allowing users to manage their pet care costs over time. One of the key benefits of Scratchpay is that it does not require a hard credit check, making it more accessible to a wider range of users. This feature helps ensure that pet owners can secure financing without the need for extensive credit checks.

Scratchpay works by providing loans specifically for veterinary bills, which must be repaid in full over time. The terms and approval for these loans can vary based on individual creditworthiness. It is important to note that Scratchpay is only available at participating veterinary clinics, so users should check if their vet accepts this form of payment.

The platform provides users with a straightforward way to manage their veterinary expenses, offering a convenient alternative to traditional financing options like credit cards or other specialized health credit cards. By using Scratchpay, pet owners can ensure they can provide necessary care for their pets without immediate financial strain.

Scratchpay is a financial service provided by Scratch Financial, Inc. hosting their workloads on Google Cloud Platform (GCP) Public Cloud infrastructure. Scratchpay is a US startup providing loans to private people for medical care (initially from pet and now extended to person). The company is fully integrated on GCP and having a support plan and services from Google. Scratchpay is hosting all services in GCP Cloud and the solution has been publicly in production for several years. The company is continuously improving the service offering. Many different GCP services are in active use, and others are being evaluated. Scratchpay has an expert in-house team working on software development, data analysis, and business development. The company also has in-house team members specialized in information security, however, there are no dedicated GCP or other cloud computing experts in the team. Always interested in improving their use of GCP services following best practices and with a focus on security and optimization, Scratchpay was looking for a Security Assessment conducted by a GCP expert consultant.

Website: scratchpay.com

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Scratchpay

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