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Kosh Business

Kosh Business

Kosh是一個印度的數位貸款平台,專為藍領工人提供貸款,採用共同責任模式以降低信貸風險和成本。

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Kosh is a digital lending platform in India, empowering blue-collar workers with a unique joint liability model (much like microfinance but for a different segment). The social component of their underwriting helps control credit risk significantly and lower CAC/Opex in one go, making this 150mn-strong segment credit-worthy.

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