Earned wage access software allows employees to access a portion of their earned wages before their next scheduled payday. This software helps employees track available funds and withdraw money as needed, with the advance deducted from their upcoming paycheck. Employers offer earned wage access as a financial wellness benefit, especially for businesses with hourly workers. For employees needing immediate funds, accessing earned wages can prevent overdraft fees or the need for payday loans and credit card debt. This option can lead to greater financial stability for employees, benefiting businesses by reducing stress, improving productivity, and increasing retention.
Hantar Aplikasi Baharu
DailyPay
dailypay.com
Aplikasi gaji atas permintaan yang memberi pekerja akses segera kepada upah diperoleh, pindahan ke akaun/kad atau kad prabayar Visa, dengan notifikasi baki dan perlindungan data.
Earnin
earnin.com
Earnin membolehkan pekerja mengakses upah yang diperoleh sebelum hari gaji, memberi pemberitahuan baki rendah, alat belanjawan automatik dan ciri simpanan "Tip Yourself".
Branch app
branchapp.com
Branch membantu perniagaan mempercepat pembayaran pekerja. Pekerja mendapat akaun bank tanpa yuran, akses segera kepada gaji yang diperoleh, kad debit dan alat penganggaran.
Instant Financial
instant.co
Instant Financial membolehkan pekerja mengakses upah yang diperoleh bila-bila masa, menerima tip digital dan menggunakan kad gaji elektronik.
ZayZoon
zayzoon.com
ZayZoon membolehkan pekerja mengakses sebahagian gaji yang diperoleh bila-bila masa (24/7), disediakan integrasi dengan sistem gaji majikan, serta alat pendidikan dan manfaat kewangan tambahan.
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