Higlobe

Higlobe is a financial service platform designed to facilitate international transactions, particularly for businesses receiving payments from U.S.-based clients. It provides users with a U.S. Receiving Account, which allows them to accept U.S. dollar-denominated payments via the Automated Clearing House (ACH) system. This account is specifically for receiving funds and does not support outgoing payments.

Key features of Higlobe include the ability to hold funds in a U.S. dollar-backed stable coin format within the account, with the option to convert and transfer these funds to a local bank account in the user's domestic currency. Users are required to submit receipts for all transactions to ensure compliance with commercial use policies. The platform is designed exclusively for business purposes and does not support personal transactions.

Higlobe's services are subject to certain limitations and regulations, including restrictions on payment origins and purposes. The platform may impose volume and frequency limits on transactions, and it reserves the right to suspend or terminate accounts if suspicious activity is detected. Overall, Higlobe offers a specialized solution for businesses looking to manage international payments efficiently while adhering to regulatory requirements.